The top-rated disability insurance agent in Albany, Oregon is Marisa Luna - State Farm Insurance Agent, rated 5.0 stars across 265 reviews. Other highly rated options include Suzanne Bodlovic - State Farm Insurance Agent, Alex Serra - State Farm Insurance Agent, Rhodes-Warden Insurance Agency. This directory lists 20 disability insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marisa Luna - State Farm Insurance Agent | 629 NW Hickory St Suite 110 | (541) 967-9100 |
| 2 | Suzanne Bodlovic - State Farm Insurance Agent | 904 Pacific Blvd SE | (541) 926-5501 |
| 3 | Alex Serra - State Farm Insurance Agent | 1113 SE 9th Ave | (541) 926-8787 |
| 4 | Rhodes-Warden Insurance Agency | 1129 Hill St SE | (541) 967-8062 |
| 5 | LeDoux Insurance | 1550 SE 9th Ave | (541) 683-5112 |
| 6 | Michelle Morford - COUNTRY Financial Representative | 1821 14th Ave SE | (541) 928-1929 |
| 7 | Bob Symons Insurance | 440 SE 1st Ave #4 | (541) 928-3149 |
| 8 | The RBI Agency LLC | 1207 SE 9th Ave | (541) 738-1500 |
| 9 | Linn Benton Insurance, Todd Miller | 750 SW Queen Ave | (541) 926-3967 |
| 10 | Allen & Associates Insurance, Inc. | 917 SE 19th Ave | (541) 967-7283 |
Marisa Luna, operating as a State Farm Insurance Agent in Albany, Oregon, provides disability insurance services that help individuals replace a portion of their income if they become unable to work due to illness or injury. The office offers initial policy consultations and ongoing support for claims and policy adjustments to maintain coverage over time. Services are available to homeowners living in single-family residences, as well as tenants renting apartments and local business owners managing retail stores and restaurants.
Suzanne Bodlovic - State Farm Insurance Agent serves the Albany, Oregon area, offering disability insurance coverage for local residents. As a disability insurance agent, this business assists clients in understanding how income protection plans can replace a portion of earnings if an illness or injury prevents them from working. The agent helps individuals and families evaluate their specific needs for financial security. Services include guiding customers through policy options for short-term and long-term disability insurance tailored to medical and employment circumstances in the region.
Homeowners in Albany, Oregon, along with local businesses and property managers, rely on Alex Serra - State Farm Insurance Agent for disability insurance agent services. This agency helps clients understand how disability coverage can protect their income if an injury or illness prevents them from working. Policies are reviewed to match individual needs for financial security during recovery. The team also provides support for claims and policy questions throughout the Linn County area and covers neighboring communities like Tangent as well.
Serving Albany, Oregon, and the surrounding Linn County communities, Rhodes-Warden Insurance Agency handles disability insurance coverage for local residents. This category of insurance provides income protection when a client is unable to work due to illness or injury. The agency manages the process by first reviewing an individual’s occupation and income level to match them with an appropriate policy. It then explains the benefit terms and elimination periods clearly, helping the client complete a straightforward application before securing the final coverage.
LeDoux Insurance assists individuals with financial protection against income loss due to illness or injury, specializing in disability insurance solutions tailored to local needs in Albany, Oregon. The agency helps clients understand policy structures and coverage options that align with workforce requirements. It serves commercial sectors including offices seeking income replacement for key staff, warehouses addressing physical demand coverage, and food service establishments ensuring employee benefit stability amid operational turnover.
Michelle Morford, as a COUNTRY Financial representative in Albany, Oregon, specializes in helping clients secure disability insurance coverage to protect their income. Her agency generally provides guidance on selecting appropriate individual policies for various professional and personal circumstances. Such coverage serves as a vital safety net against lost earnings during unexpected health setbacks. The office particularly assists locals preparing for the seasonal increase in outdoor work and recreational activities, which carry a higher risk of injury during the active spring and summer months in the greater Albany area.
As the rainy season begins in the Willamette Valley, many local workers consider the risk of an unexpected injury or illness keeping them from their regular job. Bob Symons Insurance in Albany serves as a disability insurance agent, helping residents explore income protection plans that could cover a portion of lost wages during recovery. Their process involves an initial review of each client’s work situation, followed by a straightforward assessment of what policy features might best suit their financial needs.
The RBI Agency LLC works as a disability insurance agent in Albany, Oregon, focusing on helping individuals and employers protect their income against unexpected injury or illness. It assists clients in evaluating coverage options that replace a portion of lost earnings during recovery periods. Commercial sectors the agency can serve include office environments, warehouses, and food service operations, where tailored policies help maintain financial stability for workers and businesses alike.
Serving residential clients in Albany, disability insurance agent Todd Miller of Linn Benton Insurance helps individuals secure income protection for illness or injury. Commercial disability coverage for local small businesses is also offered, with the service area extending throughout Linn and Benton counties and surrounding Oregon communities. Clients typically schedule initial consultations to review their specific needs, then arrange follow-up discussions as life circumstances change or renewals approach, ensuring consistent support between regular visits.
What Does a a Disability Insurance Agent in Albany Cost?
Typical disability insurance premiums in Oregon range from 1% to 3% of your annual income. For a 40 year old in a low risk job, a policy paying 60% of income might cost $50 to $150 per month. Costs vary based on health, occupation, and policy features. This is general information and not insurance advice.
About disability insurance agents in Albany
Disability insurance agents in Albany Oregon help individuals and businesses find coverage that protects income if you cannot work. Oregon law requires certain employers to provide short-term disability insurance through the Oregon Paid Family and Medical Leave program. An agent can explain how private policies supplement state benefits and meet your specific needs.
Frequently Asked Questions
What does a disability insurance agent in Albany do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They also assist with filing claims and understanding Oregon specific rules.
How is Oregon disability insurance different from other states?
Oregon has a state paid leave program that provides partial wage replacement for medical leave. Private disability policies can fill gaps not covered by the state program. An agent can show how these two protections work together.
What factors affect disability insurance cost in Oregon?
Cost depends on your age, health, occupation, and chosen benefit amount. Policies with shorter waiting periods and longer benefit terms cost more. Oregon agents can provide quotes from multiple insurers for comparison.
Disability Insurance Agents in Other Oregon Cities
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