The top-rated disability insurance agent in Gresham, Oregon is Brad Hornback - State Farm Insurance Agent, rated 5.0 stars across 229 reviews. Other highly rated options include Raymond Love American Family Insurance, Joe Swift - State Farm Insurance Agent, Rob Hendrickson - State Farm Insurance Agent. This directory lists 11 disability insurance agents serving Gresham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Hornback - State Farm Insurance Agent | 55 NW 3rd St | (503) 912-3777 |
| 2 | Raymond Love American Family Insurance | 2951 NW Division St #120 | (503) 405-3036 |
| 3 | Joe Swift - State Farm Insurance Agent | 1008 NE Division St Ste A | (503) 665-1101 |
| 4 | Rob Hendrickson - State Farm Insurance Agent | 2951 NW Division St Ste 141 | (503) 661-5205 |
| 5 | Justin Fox: Allstate Insurance | 21721 SE Stark St | (503) 665-5125 |
| 6 | Don Brown & Associates | 260 NE 2nd St | (503) 661-3646 |
| 7 | Vital Insurance Agency | 700 NW Eastman Pkwy | (503) 217-4942 |
| 8 | Farmers Insurance - Steven VanDermyden | 21707 SE Stark St | (808) 777-0022 |
| 9 | Arends Insurance Agency Inc | 55 E Powell Blvd | (503) 665-4140 |
| 10 | RC Insurance LLC | 520 SE 15th St | (503) 666-8912 |
Brad Hornback, operating as a State Farm Insurance Agent, serves the Gresham area and surrounding Multnomah County with a focus on disability insurance agent services. The agency helps local residents assess their need for income protection and guides them through plan options. It assists clients in understanding how disability coverage can replace a portion of lost wages during unexpected illness or injury. Specific services it handles include evaluating short-term disability policies and coordinating long-term disability insurance applications.
Raymond Love American Family Insurance in Gresham, Oregon, provides a range of disability insurance agent services, including helping clients select and maintain policies that offer income protection in the event of an injury or illness. The agent offers ongoing policy reviews and support to ensure coverage aligns with changing needs. Disability insurance plans are designed to replace a portion of lost wages for working individuals. The company services single-family homes, apartments, retail businesses, and restaurants.
Homeowners, renters, and self-employed professionals in Gresham work with Joe Swift - State Farm Insurance Agent for disability insurance that provides income protection when illness or injury prevents working. The agency explains policy details clearly, helping individuals choose coverage suited to their household budgets and occupations. Claims assistance is offered throughout the process to ensure clients understand their benefits. The office also serves clients throughout the greater Portland metropolitan area, including nearby communities such as Troutdale and Fairview.
Rob Hendrickson - State Farm Insurance Agent serves Gresham, Oregon, and the surrounding communities with disability insurance services. The agency handles policies that provide income replacement when a client is unable to work due to illness or injury. This work involves assessing individual needs, explaining policy options, and helping customers select appropriate coverage levels. To handle a typical job, the office begins with a personal consultation to review the client's occupation, income, and existing benefits before presenting suitable plans.
For a one-time policy setup, Justin Fox: Allstate Insurance helps Gresham residents select an initial disability plan that replaces a portion of income if they become unable to work. For recurring annual service, the agency reviews policy terms and adjusts coverage limits based on changing income or household needs. Each consultation explains how short-term or long-term disability benefits interact with other employer-provided plans. Client service runs strictly on an as-needed basis, with no scheduled annual reviews unless a policy update or claim situation arises.
Specializing in disability insurance plans, Don Brown & Associates helps individuals in Gresham protect their income when illness or injury prevents them from working. The company also guides clients through the general process of selecting coverage that aligns with their personal and financial circumstances, ensuring they understand policy terms and benefit options. As flu season approaches, it assists workers in reviewing their policies to confirm they have adequate protection against potential short-term recovery periods.
In the Pacific Northwest, where unpredictable weather and physically demanding jobs are common, unexpected illness or injury can quickly strain a household budget. Vital Insurance Agency in Gresham, Oregon, helps local residents prepare for such moments by discussing disability insurance options that replace lost income during recovery. The agent reviews individual employment situations, evaluates necessary coverage amounts to protect essential expenses, and explains policy waiting periods and benefit durations. An initial consultation begins with a no-obligation review of a client's current financial protections and personal risk factors.
Farmers Insurance - Steven VanDermyden in Gresham, Oregon, provides disability insurance agent services to local residents and businesses, helping clients secure income protection plans. The agency specializes in customizing policies that replace a portion of earnings if an illness or injury prevents work. It assists commercial clients in understanding group disability options and individual supplemental coverage needs. The agent serves various commercial sectors, including offices, warehouses, and food service.
Arends Insurance Agency Inc serves the Gresham area by helping residents secure disability insurance policies that protect their income during illness or injury. The agency also assists local businesses with commercial disability coverage, ensuring employers can offer this important employee benefit. Their service area covers Gresham and surrounding communities in Oregon. After an initial disability policy is set up, the agency provides ongoing support, helping clients review their coverage needs during regular follow-up visits.
Based in Gresham, Oregon, RC Insurance LLC is known for helping local professionals secure disability insurance to protect their incomes. The company guides clients through the process of choosing individual or group policies that fit their specific financial and occupational needs. It serves a range of workers, from independent contractors to corporate employees, ensuring they have coverage for short-term and long-term disabilities. For an added layer of security, RC Insurance LLC can arrange a supplemental policy that coordinates with existing employer-provided plans.
What Does a a Disability Insurance Agent in Gresham Cost?
Typical costs for disability insurance in Oregon range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For a 40 year old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Premiums are generally level and do not increase as you age. This is general information, not insurance advice.
About disability insurance agents in Gresham
Disability insurance agents in Gresham, Oregon help individuals and business owners protect their income if they cannot work due to illness or injury. Oregon law requires certain employers to provide short term disability coverage through the Oregon Paid Family and Medical Leave program, which started in 2023. An agent can explain how private policies fill gaps left by state benefits and employer plans.
Frequently Asked Questions
What does a disability insurance agent in Gresham do?
A disability insurance agent in Gresham helps you compare policies from different insurers to find coverage that matches your income and occupation. They explain policy terms like elimination periods and benefit durations. They can also advise on how Oregon state leave benefits interact with private disability insurance.
Is disability insurance required in Oregon?
Oregon does not require individuals to carry private disability insurance. However, most employers must provide paid leave through the Oregon Paid Family and Medical Leave program, which includes partial wage replacement for your own serious health condition. A private policy can supplement this state benefit.
How do Oregon disability benefits affect private insurance?
Oregon Paid Family and Medical Leave provides up to 12 weeks of partial wage replacement per year. Private disability insurance policies often coordinate with state benefits, meaning your private payout may be reduced by the amount you receive from the state. An agent can help you understand how these offsets work.
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