The top-rated disability insurance agent in Wake Forest, North Carolina is Core Insurance - Keith Gleason, rated 5.0 stars across 388 reviews. Other highly rated options include Agape Insurance Group, Insuranceman Health Insurance Advocates, Ryan Garrett: Allstate Insurance. This directory lists 18 disability insurance agents serving Wake Forest.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Core Insurance - Keith Gleason | 1021 Forestville Rd | (207) 975-3547 |
| 2 | Agape Insurance Group | 833A Wake Forest Business Park | (919) 533-5358 |
| 3 | Insuranceman Health Insurance Advocates | 616-112 Dr Calvin Jones Hwy | (919) 961-2411 |
| 4 | Ryan Garrett: Allstate Insurance | Wake For Bus Park, 843, STE 100 | (919) 562-7265 |
| 5 | Matt Roberts Agency Inc. | 1768 Heritage Center Dr Suite 101 | (919) 845-2999 |
| 6 | James Epps Insurance | 952 Gateway Commons Cir | (919) 554-0475 |
| 7 | NC Farm Bureau Insurance | 1268 S Main St | (919) 554-0349 |
| 8 | Dominique Lesine - State Farm Insurance Agent | 1756 Heritage Center Dr Suite 201 | (919) 263-2224 |
| 9 | Ted Wilder - State Farm Insurance Agent | 934 a, Durham Rd | (919) 556-9211 |
| 10 | Core Insurance, BillieKay Roland | 1021 Forestville Rd | (828) 898-2748 |
Core Insurance - Keith Gleason serves the Wake Forest, North Carolina area and surrounding communities as a disability insurance agent. The company works with individuals and professionals to explain how disability coverage can help replace lost income if an injury or illness prevents them from working. They review policy options and carrier requirements to match clients with appropriate plans. Among the specific services provided in this region are individual long-term disability coverage and short-term disability insurance for self-employed workers.
Agape Insurance Group provides personalized guidance for disability insurance agents in Wake Forest, NC, serving individuals and businesses seeking income protection solutions. The company assists clients in evaluating policy options to match their specific needs and financial situations. Ongoing support is available to review coverage as life circumstances change. The agency works with diverse property operations including single-family homes, apartments, retail establishments, and local restaurants requiring tailored insurance strategies.
Serving Wake Forest and the surrounding communities of the greater Raleigh area, Insuranceman Health Insurance Advocates operates as a local disability insurance agent. The company focuses exclusively on helping individuals understand and secure disability income protection policies. These policies are designed to replace a portion of a client’s earned income if they cannot work due to illness or injury. To handle a typical job, it begins with a thorough consultation to assess each client’s specific occupation, income, and coverage needs before researching policies from multiple carriers.
Matt Roberts Agency Inc. in Wake Forest, NC, facilitates disability insurance policies often chosen for income protection, and services may be structured as a one-time policy set-up or as recurring annual plan reviews to adjust for changing needs. Coverage options focus on replacing income during illness or injury-related work absence, ensuring financial stability for local professionals and individuals. Service at this agency typically operates on a scheduled basis
James Epps Insurance specializes in disability income protection and long-term coverage planning for residents of Wake Forest, North Carolina. The agency provides guidance on policy options that replace lost wages when injury or illness prevents work. It also assists clients in understanding employer benefits and supplemental disability plans that support financial stability. This service is particularly valuable during periods of seasonal employment transitions or when recovering from unexpected medical conditions that temporarily halt a person’s ability to earn an income.
NC Farm Bureau Insurance serves Wake Forest and the surrounding Wake County area, offering dedicated Disability Insurance Agent services to local residents. This provider helps individuals and families understand their options for income protection when illness or injury prevents work. Clients can receive guidance on evaluating coverage needs and policy features. The agency handles both short-term and long-term disability insurance services for this North Carolina community.
As open enrollment season nears in Wake Forest, many residents seek coverage that protects income if injury or illness prevents them from working. Dominique Lesine - State Farm Insurance Agent assists clients by reviewing personal disability insurance policies that replace lost wages. The agent discusses eligibility criteria, benefit periods, and elimination periods tailored to each professional’s financial obligations and household budget. Inquiries begin by scheduling a brief initial assessment to examine current coverage gaps and compare plan options for long-term financial security.
Ted Wilder, operating as a State Farm Insurance Agent in Wake Forest, NC, provides general insurance services while specializing in disability insurance coverage. This type of agent helps individuals secure income protection against illnesses or injuries that prevent them from working. The agency can assist local professionals in safeguarding their earnings during recovery periods. Its services are available to personnel in various commercial sectors, including offices, warehouses, and food service operations.
Core Insurance, BillieKay Roland, serves individual disability insurance needs for residents of Wake Forest, North Carolina. The agency also provides commercial disability coverage for local businesses. Service extends throughout the greater Wake Forest area and surrounding communities. The agent helps clients understand policy terms, waiting periods, and benefit structures. This includes guiding both employed and self-employed individuals through plan selection. After an initial policy is in place, the agent follows up to review coverage during regular annual check-ins and adjusts plans as needed for ongoing life changes.
What Does a a Disability Insurance Agent in Wake Forest Cost?
The cost of a disability insurance agent in Wake Forest is usually paid through commissions from the insurance company, not directly by you. Premiums for individual policies in North Carolina typically range from 1% to 3% of your annual income. Group plans through employers often cost less per month. Costs vary by age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Wake Forest
Disability insurance agents in Wake Forest, North Carolina help individuals and businesses find coverage that protects income if you cannot work. North Carolina law does not require private disability insurance, but many employers offer it through group plans. Agents can explain policy options and assist with claims for state or private benefits.
Frequently Asked Questions
What does a disability insurance agent in Wake Forest do?
A disability insurance agent helps you choose a policy that fits your needs and budget. They can also guide you through the claims process if you become disabled. Agents in Wake Forest are familiar with local employers and North Carolina insurance regulations.
Are there time limits for filing a disability claim in North Carolina?
Yes, North Carolina has a statute of limitations for filing a lawsuit if your claim is denied. Typically you have three years from the date of denial to file a legal action. Check your policy for specific deadlines and consult an agent or attorney for guidance.
Does North Carolina have a state disability insurance program?
No, North Carolina does not have a state-run short-term disability program like some other states. Workers may qualify for Social Security Disability Insurance or private policies. A local agent can help you understand your coverage options.
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