The top-rated disability insurance agent in Asheboro, North Carolina is All Insurance For You, LLC, rated 5.0 stars across 412 reviews. Other highly rated options include McLeod Insurance Agency, Lisa Blackwell - State Farm Insurance Agent, NC Farm Bureau. This directory lists 20 disability insurance agents serving Asheboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | All Insurance For You, LLC | 191 NC 42 Ste F | (336) 736-8413 |
| 2 | McLeod Insurance Agency | 1203 S Fayetteville St | (336) 626-6670 |
| 3 | Lisa Blackwell - State Farm Insurance Agent | 405 E Dixie Dr m | (336) 625-4300 |
| 4 | NC Farm Bureau | 140 NC 42 | (336) 629-9187 |
| 5 | Mike Cox Insurance Services | 342 Hill St | (336) 610-7685 |
| 6 | Susan Tysor Insurance | 120 Scarboro St | (336) 626-3743 |
| 7 | Superior Insurance | 947 S Fayetteville St | (336) 629-9947 |
| 8 | Nationwide Insurance: Martinez & Associates, Inc. | 350 N Cox St Unit 3 Ste 1 | (336) 610-7283 |
| 9 | SLP Agency Inc | 1205 N Fayetteville St | (336) 840-1717 |
| 10 | Chriscoe & Associates, Inc. | 1148 S Cox St | (336) 626-5757 |
All Insurance For You, LLC serves the Asheboro, North Carolina area as a disability insurance agent. The agency assists individuals with understanding disability insurance, which provides income protection if a person cannot work due to illness or injury. It focuses on helping clients navigate policy options that align with their personal and professional needs. This includes evaluating both short-term and long-term disability insurance plans to find suitable coverage for local residents.
McLeod Insurance Agency serves homeowners, professionals, and small business owners in Asheboro, North Carolina, who seek disability income protection coverage for individuals and their employees. The agency guides clients in understanding how disability insurance can safeguard earnings against unexpected medical conditions or injuries that prevent work. Personalized consultations help compare policy options suited to different financial situations and career types. This agent also provides services for clients living in the neighboring community of Randleman within the surrounding Randolph County area.
As a disability insurance agent, Lisa Blackwell, with State Farm Insurance, provides services from initial policy consultations to ongoing coverage management in Asheboro, NC. The agency works with clients to select appropriate policies and assists with claims filing and benefit inquiries. Service support includes periodic policy reviews and updates to adjust coverage as individual needs change. The agency helps secure financial protection for a range of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving Asheboro, North Carolina, and the surrounding Randolph County communities, NC Farm Bureau acts as a disability insurance agent. The company handles applications for income protection policies designed to replace a portion of a client’s salary if they become unable to work due to illness or injury. It generally begins each case by assessing the client’s occupation and specific coverage needs, then reviews appropriate policy options from its available carriers to match those requirements.
As a disability insurance agent in Asheboro, NC, Mike Cox Insurance Services specializes in helping individuals secure coverage that replaces income during an illness or injury. It also assists local workers with policy evaluations and claims guidance. The firm addresses common concerns like qualifying for benefits with pre-existing conditions or part-time employment. Many clients rely on this support particularly around tax season, when adjusting coverage to reflect recent income changes is essential.
As winter weather disrupts routines in Asheboro, a sudden inability to work can put household finances at risk. This disability insurance agent helps local residents secure coverage that replaces a portion of income during illnesses or injuries. Susan Tysor Insurance carefully explains different policy options, guiding clients toward protection that aligns with their circumstances and budget. The process includes evaluating individual occupation risks and benefit preferences before presenting suitable plans. The initial step involves a brief consultation to discuss current income and health concerns.
For one-time needs such as securing a single policy or ongoing requirements like annual plan reviews, Superior Insurance matches clients with disability coverage that protects income. Located in Asheboro, NC, the agency assists individuals in evaluating policy features including benefit periods and elimination periods. Service options are offered as scheduled consultations, one-time appointments to address specific situations, or as-needed support for policy changes throughout the year.
Nationwide Insurance: Martinez & Associates, Inc. in Asheboro, NC handles the general work of disability insurance agents, such as helping clients understand coverage options. It specializes in individual and group disability policies that provide income protection when illness or injury prevents work. In this area, the agents guide policyholders through claims processes and explain waiting periods and benefit durations. The firm serves commercial sectors including offices, warehouses, and food service operations.
SLP Agency Inc offers residential disability insurance services for individuals in Asheboro, NC. The agency also provides commercial coverage tailored to local businesses' needs throughout the surrounding area. These policies help protect income when illness or injury prevents work. Each plan is designed to align with the client’s current financial obligations and future earnings potential. The agency focuses on maintaining clear communication with clients, ensuring that any needed adjustments are made between their regular policy reviews.
Chriscoe & Associates, Inc. is a disability insurance agent based in Asheboro, North Carolina, known for helping individuals and businesses secure income protection. The firm guides clients through the process of evaluating coverage options for long-term and short-term disability needs. It works with professionals and self-employed individuals to plan for potential income loss due to illness or injury. The agency also designs group disability plans for local employers seeking to safeguard their workforce. As a specialty service, Chriscoe & Associates can add supplemental accident insurance policies to complement a disability plan.
What Does a a Disability Insurance Agent in Asheboro Cost?
Disability insurance premiums in North Carolina typically range from 1 to 3 percent of your annual income. For a 40 year old earning 50000 per year a policy might cost 500 to 1500 annually. Costs depend on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Asheboro
Disability insurance agents in Asheboro North Carolina help individuals and businesses secure income protection policies. North Carolina law requires agents to be licensed by the state Department of Insurance. Local agents understand the needs of workers in Randolph County industries like manufacturing and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Asheboro do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage limits. They also assist with filing claims and understanding policy exclusions.
Is disability insurance required in North Carolina?
North Carolina does not require private disability insurance for most workers. However employers with more than 50 employees must offer short term disability under the state Family and Medical Leave Act if they offer leave. Some professionals like doctors and lawyers may need it for licensing.
How long do disability claims take in North Carolina?
North Carolina law requires insurers to make a decision on disability claims within 45 days. Extensions of up to 30 days are allowed with notice. If denied you have 180 days to file an appeal under the Employee Retirement Income Security Act.
Disability Insurance Agents in Other North Carolina Cities
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