The top-rated disability insurance agent in Cary, North Carolina is Globe Life Liberty National Division: Lomenick Agency, rated 4.9 stars across 726 reviews. Other highly rated options include Schaefer Business Associates, LLC, AAA Insurance - The Morrison Group, Wooten Agency. This directory lists 20 disability insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Lomenick Agency | 206 High House Rd STE 100 | (919) 977-4697 |
| 2 | Schaefer Business Associates, LLC | Wilander Dr | (919) 378-1156 |
| 3 | AAA Insurance - The Morrison Group | 2424 SW Cary Pkwy | (919) 651-3522 |
| 4 | Wooten Agency | 150 Iowa Ln STE 104 | (919) 380-9700 |
| 5 | Lipstone Insurance Group | 208 New Edition Ct | (919) 463-5300 |
| 6 | NC Insurance Guy | 1051 Monmouth Loop | (919) 332-2383 |
| 7 | Dana Dunn Insurance Agency, LLC | 875 Walnut St Suite 19 | (919) 642-1281 |
| 8 | All About Insurance - Cary | 590 E Chatham St STE 100 | (919) 460-9996 |
| 9 | Pelnik Insurance | 100 Ridgeview Dr #100 | (919) 459-8000 |
| 10 | Triangle Insurance Center | 1143-G Executive Cir | (919) 653-4705 |
Globe Life Liberty National Division: Lomenick Agency serves the Cary, North Carolina, metro area and surrounding communities as a disability insurance agent. This business helps local residents secure coverage that provides income replacement if an illness or injury prevents them from working. They guide clients through policy options tailored to individual financial situations and employment types. The agency also assists with claims management for existing disability policies and offers consultations on short-term disability benefits for local professionals.
Schaefer Business Associates, LLC in Cary, North Carolina provides disability insurance agent services, helping individuals and businesses secure coverage to protect income against injury or illness. The firm offers ongoing policy reviews and claims assistance to ensure clients understand their benefits. Disability insurance is an essential safeguard for professionals and employers in the area. Schaefer Business Associates, LLC serves single-family homes, apartments, retail, and restaurants.
AAA Insurance - The Morrison Group serves homeowners, businesses, and property managers in Cary, North Carolina, who need guidance on disability insurance coverage. The agency helps clients understand policy options designed to replace income if injury or illness prevents work. Representatives work with individuals and organizations to evaluate unique needs and locate appropriate plans from available carriers. This service supports financial planning for unexpected health challenges. The agency also extends its disability insurance assistance to residents and businesses in the neighboring Raleigh metro area.
Wooten Agency, a disability insurance agent serving Cary, NC, offers families a choice between a single disability policy for immediate income protection and recurring service plans for ongoing adjustments. Coverage options focus on replacing lost earnings during illness or injury, tailored to individual employment situations. Services run on either a one-time basis for securing an initial policy or an as-needed schedule for policy reviews, allowing clients to initiate contact when their financial needs evolve.
Lipstone Insurance Group serves clients in Cary, North Carolina, and the surrounding communities, including Raleigh, Apex, and Morrisville. It handles disability insurance policies designed to replace a portion of income if an injury or illness prevents an individual from working. The company guides clients through the different policy options, such as short-term and long-term coverage, ensuring the plan fits their specific profession and lifestyle. For a typical job, it begins with a thorough needs assessment to determine appropriate coverage levels, then presents a clear comparison of available policies.
NC Insurance Guy provides specialized disability insurance agent services for individuals and groups in Cary, North Carolina. The firm works with clients to identify appropriate coverage options that protect income during periods of illness or injury. General offerings include policy comparisons and guidance through the application process. The agency helps local professionals, including those in the Research Triangle area, address specific concerns like protecting a paycheck during seasonal flu outbreaks or unexpected medical leaves.
As the seasons change in Cary, professionals often review their coverage to ensure it matches current life circumstances. Dana Dunn Insurance Agency, LLC specializes in providing disability insurance tailored to those seeking income protection when illness or injury prevents work. The agency works with individuals to analyze existing policies, identify potential gaps, and present suitable options from their network of carriers. A typical first step involves a no-obligation consultation to review the client's current financial situation and occupational risks before proceeding to any formal assessment.
All About Insurance - Cary assists individuals and small business owners in the Cary area with their financial protection needs, specializing specifically in disability insurance agent services. This work involves helping clients secure income replacement policies that provide a financial safety net if illness or injury prevents them from working. Such policies can serve professionals and employees across various commercial sectors, including corporate offices, industrial warehouses, and food service establishments.
Pelnik Insurance provides disability insurance agency services to residents in Cary, North Carolina, and the surrounding area. Residential clients receive guidance on individual disability coverage to protect personal income. Commercial disability insurance is also offered for local businesses seeking employee benefit solutions. The agency serves the broader Cary community with straightforward policy assessments. Clients are encouraged to follow up with the agent between regular annual reviews to adjust coverage as life circumstances change.
Triangle Insurance Center, based in Cary, NC, is known for helping individuals and employers navigate the complexities of disability income protection. Its services include evaluating personal coverage needs and guiding clients through the application process for both short-term and long-term disability policies. The agency also works with local professionals to ensure policies align with existing financial plans. For those with specific professional or financial circumstances, the firm can provide specialized coverage options such as overhead expense disability insurance.
What Does a a Disability Insurance Agent in Cary Cost?
Typical costs for disability insurance in North Carolina range from 1% to 3% of your annual income. For a $5,000 monthly benefit, premiums might be $50 to $150 per month. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Cary
Disability insurance agents in Cary, North Carolina assist residents with individual and group disability policies. North Carolina law does not require private disability insurance, but agents can help you understand options like short-term and long-term coverage. Working with a local agent ensures knowledge of state regulations and claim processes.
Frequently Asked Questions
What does a disability insurance agent in Cary do?
A disability insurance agent helps you select and apply for disability insurance policies. They explain coverage options, policy terms, and claim procedures. In North Carolina, agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in North Carolina?
North Carolina does not set a specific deadline for filing private disability claims, but policies often require prompt notification. Check your policy for time limits, which can range from 30 to 90 days. Delays may affect your benefits.
Is disability insurance required in North Carolina?
No, disability insurance is not required by North Carolina law for most workers. However, some employers may offer it as a benefit. Self-employed individuals often purchase it to protect their income.
Disability Insurance Agents in Other North Carolina Cities
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