The top-rated disability insurance agent in Asheville, North Carolina is Able Insurance, rated 4.9 stars across 800 reviews. Other highly rated options include Hummingbird Insurance Asheville NC, McKinney Insurance Services, The Juengel Agency. This directory lists 17 disability insurance agents serving Asheville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 1070 Tunnel Rd Bldg 2, Unit 10 | (828) 239-0195 |
| 2 | Hummingbird Insurance Asheville NC | 4 Vermont Ave #2 | (828) 372-0101 |
| 3 | McKinney Insurance Services | 5 Allen Ave | (828) 684-5020 |
| 4 | The Juengel Agency | 1278 Hendersonville Rd C | (828) 274-6036 |
| 5 | WNC Insurance Agency | 60 N Merrimon Ave #111 | (828) 285-9590 |
| 6 | Morton Insurance & Financial Services | 152 Tunnel Rd | (828) 252-9391 |
| 7 | General Insurance Services Of Asheville, Inc. | 982 Haywood Rd | (828) 252-6848 |
| 8 | Superior Insurance Asheville | Patton Ave | (828) 333-4866 |
| 9 | Galpin Insurance Group | 9 Prairie Path | (828) 545-1463 |
| 10 | Delaney Agency | Main Office" - 12 Regent Park Blvd Meeting, 16 Regent Park Blvd | — |
Able Insurance works with clients seeking either one-time policy evaluations or recurring disability income protection management out of Asheville, North Carolina. Their services address the need for coverage that replaces a portion of earned income when a policyholder cannot work due to illness or injury. The agent helps individuals compare plan options from various carriers. Service runs on a one-time, scheduled, or as-needed basis to match each client’s changing circumstances.
Hummingbird Insurance serves the Asheville, North Carolina, metro area as a disability insurance agent. The company assists local professionals and business owners with policies that provide income replacement during illness or injury. Its advisors help clients assess coverage needs for both short-term and long-term disability protection. The firm works with individuals to structure benefits that align with their financial obligations and household budgets. Its specific services include evaluating group disability options from employers and arranging supplemental individual disability income policies.
McKinney Insurance Services provides disability insurance agent services for individuals and businesses in the Asheville, North Carolina area. The company offers representation to help clients secure coverage that replaces a portion of income if an illness or injury prevents them from working. It also assists with policy reviews and updates to maintain appropriate protection over time. McKinney Insurance Services handles service needs for single-family homes, apartments, retail spaces, and restaurants.
Homeowners, small businesses, and property managers in the Asheville area rely on The Juengel Agency to find disability insurance policies that protect their income and assets. This agency helps clients evaluate individual and group disability coverage, ensuring that workers and business owners have financial safeguards in the event of a serious illness or injury. Serving the Asheville metro, the firm also provides its services to residents and businesses in the neighboring community of Hendersonville.
WNC Insurance Agency serves the Asheville area and surrounding communities in Western North Carolina, handling disability insurance policies for individuals and local businesses. The agency assists clients in understanding how disability coverage can protect income during illness or injury, offering guidance on policy options available in the region. For each typical case, its approach involves evaluating a client’s occupation, current income, and personal coverage needs to identify suitable plans from available insurers.
Morton Insurance & Financial Services in Asheville, NC helps clients distinguish between a one-time disability insurance policy, which covers a single defined period, and recurring service options like annual reviews that keep coverage aligned with current needs. As a local disability insurance agent, the company assists individuals with policies that replace a portion of income if illness or injury prevents them from working. Understanding regional employment patterns is a key element of their consultations. Their service runs on a scheduled basis, with appointments arranged at regular intervals throughout the year.
Specializing in disability income protection, General Insurance Services Of Asheville, Inc. advises clients on policies that replace a portion of lost earnings due to illness or injury. As a local agency, it guides both individuals and small business owners through plan selection, underwriting requirements, and benefit terms. The work often involves tailoring coverage to specific occupations and wage levels. Seasonal risks in the area, such as winter slips on ice or summer hiking accidents that lead to temporary disability, are common concerns the agency helps address through appropriate policy options.
As the Blue Ridge Mountains welcome new residents each season, those relocating to Asheville often need to secure income protection in case of illness or injury. Superior Insurance Asheville serves as a disability insurance agent, helping clients navigate policy options that replace lost wages. The agency guides individuals and professionals through the process of evaluating coverage needs specific to their occupations and local cost of living. An initial consultation is the standard first step for assessing eligibility and comparing plan benefits.
Galpin Insurance Group provides disability insurance services to residents in and around Asheville, North Carolina. For commercial clients, the company helps business owners secure coverage that protects their workforce against income loss due to injury or illness. The agency also assists individual professionals in finding personal disability policies suited to their specific occupations within the local area. Clients can typically arrange follow-up consultations or policy adjustments between their regular scheduled check-ins with the agent.
What Does a a Disability Insurance Agent in Asheville Cost?
Typical costs for a disability insurance agent in North Carolina range from no direct fee to a commission of 40 to 80 percent of the first years premium. For a policy with a 2000 dollar monthly benefit the premium might be 30 to 80 dollars per month. Costs vary by age health occupation and policy features. This is general information not insurance advice.
About disability insurance agents in Asheville
Disability insurance agents in Asheville North Carolina help individuals and businesses secure income protection plans. North Carolina law requires agents to be licensed by the state Department of Insurance. Local agents understand the unique needs of workers in the Asheville region including those in hospitality and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Asheville do?
A disability insurance agent helps you find a policy that replaces part of your income if you become unable to work. They explain policy terms, exclusions, and waiting periods. They also assist with claims and policy changes.
How do I choose a disability insurance agent in North Carolina?
Look for an agent licensed in North Carolina with experience in disability coverage. Ask about their familiarity with group and individual policies. Check their reviews and confirm they represent multiple insurance carriers.
Does North Carolina have special rules for disability insurance claims?
Yes North Carolina follows the North Carolina Unfair Trade Practices Act for insurance claims. Policyholders have up to three years from the date of disability to file a claim under most policies. An agent can help you understand your policy deadlines.
Disability Insurance Agents in Other North Carolina Cities
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