The top-rated disability insurance agent in Statesville, North Carolina is Crossroads Insurance Agency, rated 5.0 stars across 161 reviews. Other highly rated options include Leavitt Elite Insurance Advisors, Alliance Insurance-Statesville, Pegram & Bost Insurance. This directory lists 19 disability insurance agents serving Statesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crossroads Insurance Agency | 538 Turnersburg Hwy C | (980) 550-4447 |
| 2 | Leavitt Elite Insurance Advisors | 139 E Broad St | (704) 871-8002 |
| 3 | Alliance Insurance-Statesville | 608 Turnersburg Hwy Suite E | (704) 873-3347 |
| 4 | Pegram & Bost Insurance | 139 N Center St | (704) 872-3600 |
| 5 | Snider Insurance | 1438 Wilkesboro Hwy | (704) 872-1999 |
| 6 | Wooten Insurance Center | 245 E Front St | (704) 838-0837 |
| 7 | Lee Barkley - State Farm Insurance Agent | 1809 E Broad St | (704) 873-1914 |
| 8 | Superior Insurance | 2405 Davie Ave | (704) 883-0093 |
| 9 | NC Farm Bureau Insurance | 719 Turnersburg Hwy | (704) 876-2373 |
| 10 | Relation Insurance Services | 333 Brookdale Dr STE A | (704) 872-6010 |
Crossroads Insurance Agency serves the Statesville, North Carolina, area and its surrounding communities as a disability insurance agent. It helps individuals and professionals secure income protection through policies designed to replace a portion of earnings if illness or injury prevents work. The agency guides clients through policy options tailored to various occupations and income levels. It handles both short-term and long-term disability coverage, ensuring that policyholders can maintain financial stability during recovery periods.
Leavitt Elite Insurance Advisors serves the Statesville, North Carolina area as a Disability Insurance Agent. The company assists clients in understanding how disability coverage can protect their income during illness or injury. They guide individuals through policy options that provide financial stability when work is impossible. Specializing in evaluating personal risk factors, they also help tailor short-term and long-term disability plans to specific professional and personal needs in this region.
Homeowners, local businesses, and property managers in Statesville turn to Alliance Insurance-Statesville for disability insurance agent services. The agency helps clients explore coverage options that replace lost income if injury or illness prevents work. They guide individuals through policy details, including benefit periods and elimination periods, to find suitable plans. Claims assistance is also provided, ensuring policyholders understand the submission process. Their service area extends to neighboring Mooresville, where they support similar clients with disability protection needs.
Pegram & Bost Insurance provides guidance on disability insurance policies to protect income in the event of illness or injury. It assists clients in selecting coverage tailored to individual needs and ongoing financial obligations. The agency helps with plan maintenance through policy reviews and updates as circumstances change. Services include consultation for initial enrollment and support during claims filing in the area. The company serves individuals working in diverse settings, including office environments and those in trades. It services single-family homes, apartments, retail establishments, and restaurants in Statesville, NC.
Snider Insurance serves the disability insurance needs of clients in Statesville and the surrounding Iredell County communities. The company handles the process of securing income protection policies for individuals who may be unable to work due to illness or injury. It works with various insurance carriers to present suitable coverage options based on a client’s occupation and financial situation. Its approach typically involves assessing the client’s specific risk factors and income requirements, then matching them with a policy that offers appropriate benefit terms and premium structures.
Wooten Insurance Center in Statesville, NC helps clients distinguish between one-time disability policies, which cover a single period of incapacity, and recurring coverage options that protect against multiple claims over time. Their assistance involves explaining how different benefit periods and elimination durations affect premiums and payout structures. As a disability insurance agent, the company evaluates individual income and occupation risks to recommend appropriate plans. Service to clients in the region runs on an as-needed basis, with agents available for consultations as specific coverage questions or life changes arise.
As a disability insurance agent in Statesville, NC, this practice specializes in helping clients secure income protection for long-term illness or injury. It also offers general insurance services through State Farm, including policies for auto, home, and life coverage. The agency works with both individuals and small business owners to design policies that replace lost wages. It also addresses common seasonal concerns, such as how to maintain coverage when transitioning between jobs during a career change or after a temporary layoff.
Superior Insurance serves local homeowners, business owners, and property managers in Statesville, North Carolina, by providing disability insurance agent services. It helps clients secure income protection plans designed to replace lost wages during illness or injury. The agency also assists professionals in structuring coverage to safeguard personal finances and business operations. In addition to serving Statesville, Superior Insurance extends its disability coverage consultations to residents and businesses in the nearby community of Troutman.
NC Farm Bureau Insurance in Statesville, North Carolina provides individual disability income protection and group disability insurance solutions for local professionals and businesses. It offers ongoing policy consultations and assistance with claims management to ensure clients maintain adequate coverage as their needs evolve. The agency serves individuals with single-family homes, business owners with retail and restaurant properties, and landlords managing apartments in the surrounding area.
Serving Statesville and the surrounding communities of Iredell County, Relation Insurance Services handles disability income insurance for local professionals and self-employed individuals. The agency assists clients seeking protection against income loss from illness or injury. It also addresses policy options for both short-term and long-term coverage needs. To manage a typical job, the agent first reviews the client’s occupation and income, then compares plans from multiple major carriers before presenting a tailored solution.
What Does a a Disability Insurance Agent in Statesville Cost?
Typical costs for disability insurance agent services in North Carolina are paid through commissions from insurance carriers, not directly by the client. Premiums for individual disability policies in Statesville can range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. Group policies through employers often cost less per month. This is general information, not insurance advice.
About disability insurance agents in Statesville
Disability insurance agents in Statesville, North Carolina help individuals and businesses find coverage that protects income during illness or injury. North Carolina law requires agents to be licensed by the state Department of Insurance. Local agents understand the needs of workers in Statesville, including those in manufacturing and healthcare sectors.
Frequently Asked Questions
What does a disability insurance agent in Statesville do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can help you understand North Carolina insurance regulations. Agents do not provide legal advice but can guide you on policy features.
How do I choose a disability insurance agent in Statesville?
Look for an agent licensed in North Carolina with experience in disability coverage. Ask about their familiarity with local employers and industry-specific policies. Verify their credentials through the North Carolina Department of Insurance website.
Are there time limits for filing a disability claim in North Carolina?
North Carolina does not set a specific state deadline for private disability claims, but policies often have contractual time limits, such as 30 to 90 days to submit proof of loss. Check your policy for exact deadlines. For ERISA plans, federal rules apply.
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