The top-rated disability insurance agent in Matthews, North Carolina is Briana Cicero-Johns - State Farm Insurance Agent, rated 4.9 stars across 233 reviews. Other highly rated options include Uwem Equan - State Farm Insurance Agent, Community One Insurance, Impact Insurance Partners, LLC. This directory lists 15 disability insurance agents serving Matthews.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Briana Cicero-Johns - State Farm Insurance Agent | 2940 Senna Dr Suite A | (704) 845-1960 |
| 2 | Uwem Equan - State Farm Insurance Agent | 11025 Monroe Rd suite g | (704) 544-3200 |
| 3 | Community One Insurance | 119 S Trade St Ste 105 | (704) 246-6500 |
| 4 | Impact Insurance Partners, LLC | 1140 Sam Newell Rd b5 | (336) 223-6713 |
| 5 | Farm Bureau Insurance | 534 W John St STE 110 | (704) 841-8700 |
| 6 | Mitchell Insurance Services | 15080 Idlewild Rd suite f | (704) 596-9991 |
| 7 | TGI Insurance Agency | 1544-E Matthews-Mint Hill Rd | (704) 846-1400 |
| 8 | The Pentagon Group | 1312 Matthews-Mint Hill Rd Suite 108-110 | (980) 202-2886 |
| 9 | Wes Connor Insurance | 2540 Plantation Center Dr | (704) 665-5340 |
| 10 | Brigman Insurance Group, LLC | 624 Matthews-Mint Hill Rd #23 | (704) 507-1386 |
Briana Cicero-Johns - State Farm Insurance Agent serves clients in Matthews, North Carolina, and the surrounding Mecklenburg County area, providing disability insurance coverage designed to replace a portion of income if injury or illness prevents the policyholder from working. Policy options are available to help individuals and small business owners manage financial obligations during recovery. The company assists with short-term disability plans for temporary conditions and long-term disability policies for more extended, serious health challenges.
Uwem Equan - State Farm Insurance Agent in Matthews, NC, provides a range of disability insurance agent services, focusing on helping clients secure coverage that replaces a portion of income if an illness or injury prevents them from working. The agency assists with understanding policy options and maintaining coverage by reviewing needs and plan details over time. Ongoing service includes processing claims and offering guidance during life changes. The properties and clients it serves include owners of single-family homes, apartments, retail, and restaurants.
Community One Insurance serves homeowners, local businesses, and property managers in Matthews, North Carolina, by connecting them with disability insurance agent services. This involves helping clients understand policies that replace income if an injury or illness prevents them from working. The agency guides customers through comparing options to find coverage suited to their individual financial situation and employment type. It also serves clients throughout the surrounding Mecklenburg County communities, including the nearby towns of Mint Hill and Stallings.
Impact Insurance Partners, LLC serves Matthews, North Carolina, and the surrounding communities in the Charlotte metro area, handling disability insurance policies for local individuals and professionals. The company addresses the need for income protection when illness or injury prevents work. It guides clients through the range of private disability coverage options available. To handle a typical case, it begins with a thorough assessment of the client’s occupation and monthly expenses, then matches those needs to a suitable policy plan.
Farm Bureau Insurance in Matthews, NC, offers disability insurance with both one-time policy consultations and ongoing service options for claims adjustments. Coverage plans are designed to replace a portion of income if injury or illness prevents work. This local agent assists with comparing policy terms and submitting necessary documentation. Service arrangements run on an as-needed basis, with clients contacting the agency when they require plan changes, claim support, or policy renewals.
Offering targeted disability insurance solutions, Mitchell Insurance Services provides individuals in Matthews, NC with specialized policies designed to protect their income. It assists clients with understanding the distinctions between short-term and long-term coverage, ensuring they select appropriate protection against an unexpected illness or injury. The agency guides workers in assessing their individual financial exposure and policy options. Comprehensive service includes tailoring plans for various professions and personal budgets. As the start of a new year prompts many to review financial safeguards, the company helps residents evaluate gaps in their current disability protection.
As the need for income protection often rises during flu season or local layoffs, TGI Insurance Agency in Matthews, NC provides essential disability insurance agent services. A client comes to them seeking a policy that replaces a portion of their salary if injury or illness prevents them from working. The agent reviews the client’s occupation, current coverage gaps, and monthly expenses to explain plan options. They then schedule a follow-up meeting to review the disability benefit calculation and complete the initial medical questionnaire.
The Pentagon Group provides guidance on disability insurance for individuals and businesses in Matthews, North Carolina. This agency specializes in policies that replace income when injury or illness prevents work. Agents help clients evaluate waiting periods, benefit durations, and coverage options suited to their specific circumstances. Services extend to local commercial operations seeking protection for key personnel. The firm serves a variety of workplace environments, including professional offices, large warehouses, and food service establishments.
Wes Connor Insurance, based in Matthews, NC, is known for helping individuals secure disability coverage that replaces a portion of lost income if they cannot work. The agency serves local professionals and business owners, guiding them through policy options that meet their financial needs. All insurance agents in this area operate under North Carolina Department of Insurance regulations when presenting disability plans. A specialty add-on the company can offer is a future increase rider, which allows policyholders to buy more coverage later without new medical underwriting.
What Does a a Disability Insurance Agent in Matthews Cost?
Typical costs for disability insurance in North Carolina range from 1% to 3% of your annual income for short-term policies and 2% to 4% for long-term policies. For example, a person earning 50,000 dollars per year might pay between 500 and 2,000 dollars annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Matthews
Matthews, North Carolina residents can work with a disability insurance agent to find coverage that meets their needs. North Carolina law requires certain employer-provided disability benefits to follow specific claim procedures. A local agent can help you navigate policy options and understand your rights under state regulations.
Frequently Asked Questions
What does a disability insurance agent in Matthews do?
A disability insurance agent helps you compare policies from different carriers and explains coverage terms. They can assist with filing claims and understanding North Carolina insurance laws. Agents do not provide legal advice but can guide you through the application process.
How do North Carolina laws affect disability insurance?
North Carolina does not require employers to provide disability insurance, but if offered, policies must comply with state insurance regulations. The state follows the Employee Retirement Income Security Act for group plans. An agent can explain how these rules apply to your situation.
What should I bring to a meeting with a disability insurance agent in Matthews?
Bring your current policy documents if you have them, along with a list of your income and occupation details. Also bring any medical records that relate to your condition. This helps the agent find suitable coverage options for you.
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