The top-rated disability insurance agent in Monroe, Louisiana is ABC Agency Network Inc, rated 4.9 stars across 70 reviews. Other highly rated options include Goosehead Insurance - Neill Roshto, Paul Mims: Allstate Insurance, Montgomery Senior Insurance. This directory lists 17 disability insurance agents serving Monroe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ABC Agency Network Inc | 3124 Louisville Ave | (318) 324-0123 |
| 2 | Goosehead Insurance - Neill Roshto | 201 Victory Blvd Ste 200 | (318) 582-2042 |
| 3 | Paul Mims: Allstate Insurance | 2805 Armand Connector Ste B | (318) 387-5211 |
| 4 | Montgomery Senior Insurance | 1821 Royal Ave Suite 4 | (318) 327-9103 |
| 5 | Advanced Insurance Planning | 1013 N 3rd St | (318) 322-5959 |
| 6 | Monroe Insurance Agency INC | 104 Connors Aly | (318) 536-1250 |
| 7 | Galligan Insurance | 1812 Glenmar Ave Ste B | (318) 322-2184 |
| 8 | Bayou Insurance | 1309 Louisville Ave | (318) 805-6448 |
| 9 | Derek Kennedy, American National | 407 Hudson Ln | (318) 323-7755 |
| 10 | Security Plan Insurance | 1814 Tower Dr | (877) 759-9438 |
ABC Agency Network Inc serves Monroe and Ouachita Parish as a disability insurance agent. The company helps clients understand and select income protection policies that replace a portion of lost wages when illness or injury prevents work. It guides individuals and local businesses through the enrollment and claims processes for different types of disability coverage. The agency specifically handles short-term disability insurance for temporary recovery periods and long-term disability insurance for extended medical absences.
Goosehead Insurance - Neill Roshto in Monroe, Louisiana, provides comprehensive disability insurance agent services designed to protect an individual’s income in the event of illness or injury. The agency offers initial consultations to assess personal coverage needs, followed by plan implementation and ongoing policy management. These service plans include periodic reviews to adjust benefits as life circumstances change. The agent assists both professionals and business owners in securing crucial income protection. The agency services single-family homes, apartments, retail, and restaurants, ensuring property owners have appropriate disability coverage tailored to their specific investments.
Paul Mims: Allstate Insurance serves homeowners, renters, and business owners in Monroe, Louisiana, by offering disability insurance agent services to help protect their income if illness or injury prevents them from working. The agency works with clients to assess their coverage needs for short-term and long-term disability policies. These services aim to provide financial stability during periods of lost wages. The company also covers the neighboring community of West Monroe and surrounding Ouachita Parish areas.
Montgomery Senior Insurance serves Monroe, Louisiana, and the surrounding Ouachita Parish communities. It handles disability insurance, helping individuals secure coverage that replaces a portion of lost income if they become unable to work due to illness or injury. The company focuses on understanding each client’s specific occupation and financial situation. It generally works to match policy options with the client’s personal risk profile and budgetary needs before presenting suitable plan choices for their consideration.
Advanced Insurance Planning in Monroe, LA offers both one-time consultations for immediate disability coverage needs and ongoing service options for clients who prefer periodic policy reviews. The agency focuses on helping individuals secure income protection for when illness or injury prevents them from working. Local clients can expect guidance tailored to their employment situations and financial goals. Services are available on either a one-time or an as-needed basis, depending on each client's preference for ongoing oversight.
Monroe Insurance Agency INC focuses on providing disability insurance agent services in Monroe, LA. The agency helps individuals explore income protection solutions designed for unexpected health events or injuries that prevent working. General assistance includes navigating policy options to match specific needs and financial situations. During periods of economic uncertainty or seasonal employment shifts, it can address concerns about maintaining regular income when a serious illness or accident disrupts a client's ability to earn a living and meet ongoing expenses.
When local residents of Monroe face the sudden financial impact of an injury or illness that prevents them from working, a disability insurance agent provides critical guidance on income protection policies. Galligan Insurance serves this need by helping individuals understand their coverage options for replacing lost wages. The company works directly with clients to navigate the often complex terms of disability plans. A complete initial assessment of the client’s current income and employment situation begins this personalized review of available benefits.
Bayou Insurance provides residential disability insurance services to clients in Monroe, LA, helping protect their income should an injury or illness prevent work. The agency also offers commercial disability coverage to local businesses seeking to safeguard their operations. Their service area encompasses Monroe and the surrounding Ouachita Parish communities. After an initial policy is put in place, they follow up with clients between regular visits to review coverage needs and address any life changes that may require plan adjustments.
Derek Kennedy, American National is a disability insurance agent in Monroe, LA, known for helping professionals protect their income against unexpected illness or injury. The agency serves local residents, small business owners, and independent contractors throughout Ouachita Parish and the surrounding region, offering policies designed to replace a portion of lost earnings during recovery. This coverage can also include a specialty rider for cost-of-living adjustments to help benefits keep pace with inflation over time.
Security Plan Insurance works with individuals and businesses throughout the Monroe, LA area to evaluate disability income protection needs. The agency specializes in helping clients understand how long-term disability coverage can replace a portion of lost wages due to illness or injury. Its focus is on matching policy features to each client's occupation and financial situation. This service is available for a range of commercial sectors, including professional offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Monroe Cost?
The cost of disability insurance in Louisiana typically ranges from 1% to 3% of your annual income. For a 40 year old earning 50000 per year, a policy might cost between 500 and 1500 annually. Premiums depend on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Monroe
Disability insurance agents in Monroe Louisiana help individuals and business owners secure income protection policies. Louisiana law requires agents to hold a valid state license and follow specific disclosure rules. Local agents understand the needs of workers in Monroe industries like healthcare and manufacturing.
Frequently Asked Questions
What does a disability insurance agent in Monroe do?
A disability insurance agent helps you choose a policy that replaces part of your income if you cannot work due to illness or injury. They explain policy terms, compare plans from different carriers, and assist with the application process. Agents in Monroe are familiar with Louisiana regulations on disability insurance.
How do I choose a disability insurance agent in Monroe Louisiana?
Look for an agent licensed in Louisiana with experience in disability coverage. Ask about their knowledge of Louisiana insurance laws and the specific policy options they offer. Check their reputation with local clients and the Louisiana Department of Insurance.
Are there Louisiana laws that affect disability insurance policies?
Yes, Louisiana has specific laws regarding policy provisions and claim handling. For example, Louisiana Revised Statute 22:1811 requires that policies include a grace period and reinstatement terms. Agents must follow these rules when advising clients.
Disability Insurance Agents in Other Louisiana Cities
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