The top-rated disability insurance agent in New Orleans, Louisiana is Garcia Insurance Services, rated 4.9 stars across 253 reviews. Other highly rated options include Brightway Insurance, The Ben Rodriguez Agency, Brooks Insurance Services NOLA, Daniel Rahman Agency. This directory lists 15 disability insurance agents serving New Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Garcia Insurance Services | 3815 MacArthur Blvd | (504) 875-4077 |
| 2 | Brightway Insurance, The Ben Rodriguez Agency | 7115 Dominican St | (504) 603-0900 |
| 3 | Brooks Insurance Services NOLA | 3910 General De Gaulle Dr | (504) 294-4759 |
| 4 | Daniel Rahman Agency | 701 Dante St Ste C | (504) 756-1234 |
| 5 | Hartwig Moss Insurance Agency | 2626 Canal St #3 | (504) 525-9901 |
| 6 | Brightway Insurance, The Combetta Agency | 201 St Charles Ave #2500 | (504) 393-2090 |
| 7 | Toledano Disability Law | 201 St Charles Ave Suite 3206 | (877) 281-4789 |
| 8 | State Farm: Luke Delouise | 110 Harrison Ave | (504) 486-7525 |
| 9 | NFP, an Aon company | 725 Magazine St | (504) 528-9242 |
| 10 | Martin Insurance Agency, Inc | 4700 Orleans Ave | (504) 486-6133 |
Garcia Insurance Services in New Orleans, Louisiana, provides a range of disability insurance options designed to protect an individual’s income against unexpected illness or injury. The agency helps clients understand policy coverage details and assists with filing claims when needed. It offers thorough reviews of existing plans to ensure they remain appropriate over time. Services are available for individuals, including those who work from home, as well as for owners of single-family homes, apartment buildings, retail stores, and restaurants.
Brightway Insurance, The Ben Rodriguez Agency serves the New Orleans, Louisiana metro area with expertise in disability insurance agent services. This agency assists local professionals and individuals by providing guidance on securing income protection through disability coverage. They help clients understand policy options that replace a portion of earnings if illness or injury prevents work. Common services handled by this agency include evaluating short-term and long-term disability insurance plans tailored to different occupations and income levels in the region.
Brooks Insurance Services NOLA works with homeowners, businesses, and property managers in New Orleans to find disability insurance coverage that replaces a portion of income after an injury or illness prevents them from working. The agency helps clients compare individual policies and group plans tailored to their specific professional needs and financial situations. This service extends into neighboring communities throughout the Greater New Orleans metro area, including Metairie and Kenner.
Serving New Orleans, Louisiana, and the surrounding communities, the Daniel Rahman Agency handles disability insurance policies to help protect local earners. It assists clients in understanding options designed to replace income if illness or injury prevents them from working. The agency typically reviews an individual’s occupation and current coverage, then identifies suitable plans aligned with their specific financial needs and personal circumstances. Each case is addressed by explaining policy terms clearly, ensuring clients can make an informed choice.
Hartwig Moss Insurance Agency in New Orleans, LA assists clients in understanding the distinction between one-time disability coverage, such as a short-term policy for a specific recovery period, and recurring service options like long-term plans that provide ongoing income replacement. The agency helps evaluate how these choices protect earnings against unforeseen illnesses or injuries. Their service runs on an as-needed basis, allowing clients to request guidance when evaluating new policies or reviewing existing coverage.
Brightway Insurance, The Combetta Agency in New Orleans offers specialized disability insurance policies that replace a portion of lost income when a client is unable to work. It also serves as a general insurance agency, helping residents with other personal coverage needs. When local industries face seasonal shutdowns from hurricane threats or summer heat, this agency helps professionals and small business owners secure protection against the financial impact of a temporary or long-term disability.
In the vibrant and often unpredictable climate of New Orleans, securing income against unexpected illness or injury becomes a pressing concern for many working residents. Toledano Disability Law serves this community by helping individuals navigate the complex process of filing for disability benefits through insurance policies. The firm focuses on guiding clients through the detailed application and documentation requirements common in this field. An initial consultation is available to assess a claimant’s specific policy terms and evaluate their potential eligibility for coverage.
In New Orleans, this agency provides insurance services that help individuals manage financial risk, with a specific focus on disability income protection to replace lost wages during illness or injury. Policies are designed to cover a portion of regular earnings when a medical condition prevents work. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
NFP, an Aon company, serves the New Orleans, Louisiana area as a disability insurance agent. The firm assists local professionals and business owners in structuring income protection plans to cover a portion of earnings during periods of illness or injury. Its services typically include evaluating individual occupation coverage, short-term and long-term policy options, and group benefits coordination for a range of medical or accident-related scenarios. A specialty service it can add on is residual or partial disability coverage, which helps replace income lost from a reduced work schedule during recovery.
Martin Insurance Agency, Inc provides residential disability insurance services to clients in New Orleans, Louisiana. The agency also offers commercial disability coverage for area businesses within the same local service region. Helping individuals and companies understand their policy options and secure appropriate protection is the firm’s primary focus. Work with this agent typically begins with an initial consultation and continues through follow-up support, with repeat service often arranged between regular policy review visits.
What Does a a Disability Insurance Agent in New Orleans Cost?
Costs for disability insurance in Louisiana vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 35 year old office worker, a policy paying 60% of income might cost 100 to 300 dollars per month. High risk occupations or pre existing conditions can increase rates. This is general information, not insurance advice.
About disability insurance agents in New Orleans
Disability insurance agents in New Orleans help individuals and businesses find coverage that protects income if you cannot work. Louisiana law requires agents to hold a valid state license and follow specific regulations for policy sales. Agents can explain how Louisiana state disability benefits interact with private policies.
Frequently Asked Questions
What does a disability insurance agent in New Orleans do?
An agent helps you compare and purchase disability insurance policies from different carriers. They explain policy terms, exclusions, and benefit amounts. They also assist with filing claims and understanding Louisiana insurance regulations.
Do I need a special license to sell disability insurance in Louisiana?
Yes. All disability insurance agents in Louisiana must hold a valid accident and health or sickness insurance license from the Louisiana Department of Insurance. Agents must complete continuing education to keep their license active.
How does Louisiana law affect disability insurance claims?
Louisiana has a statute of limitations for filing a lawsuit over a denied claim, typically 10 years for written contracts. The state also follows the doctrine of reasonable expectations, which can help policyholders if policy language is unclear.
Disability Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Harvey · Houma · Kenner · Lafayette · Lake Charles · Marrero · Metairie · Monroe · Shreveport · Slidell