The top-rated disability insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Insurance Advisors, Acadiana Senior Advisors, Acadiana Insurance Advisors. This directory lists 20 disability insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Insurance Advisors | 1525 Camellia Blvd | (337) 988-9059 |
| 3 | Acadiana Senior Advisors | 91 Settlers Trace Blvd BLDG 1 | (337) 321-9141 |
| 4 | Acadiana Insurance Advisors | 1300 Verot School Rd suite b | (337) 448-4584 |
| 5 | Premier Insurance Advisors | 213 Guilbeau Rd | (337) 257-3200 |
| 6 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 7 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 8 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 9 | Kastner Insurance Group LLC | 141 Ridgeway Dr #210 | (337) 291-0018 |
| 10 | Aymond Agency | 314 Jefferson St | (337) 858-7618 |
Leauxcal Insurance Agency, LLC serves the Lafayette metro area and surrounding parishes as a disability insurance agent. It assists local workers in securing coverage that replaces a portion of income if illness or injury prevents them from performing their job duties. The agency works with professionals, small business owners, and self-employed individuals to find policies suited to their income and occupation. These policies include both short-term and long-term disability plans to meet varying income replacement needs.
Insurance Advisors provides a range of services centered on helping individuals and businesses secure disability income protection policies. These plans are designed to replace a portion of lost earnings if a client becomes unable to work due to illness or injury. The agency assists with plan evaluations, application processes, and policy reviews to help maintain appropriate coverage over time. Insurance Advisors serves single-family homes, apartments, retail establishments, and restaurants throughout Lafayette, LA.
Homeowners and business owners seeking income protection after a disabling illness or injury consult Acadiana Senior Advisors in Lafayette, Louisiana, for their disability insurance agent services. The firm assists clients in understanding policy options that replace lost wages during recovery periods. It specializes in evaluating individual and group disability coverage to help secure long-term financial stability. The agent also serves residents in the nearby Broussard community and other parts of the Lafayette metropolitan area.
Acadia Insurance Advisors serves Lafayette, Louisiana, and the surrounding communities of the Acadiana region, handling disability insurance for local professionals and small businesses. This firm works to match clients with income protection policies that suit individual career risks and financial obligations. It focuses on explaining policy terms, such as elimination periods and benefit durations, clearly to each client. In a typical job, the agent first reviews the client's occupation and current coverage before presenting tailored plan options from various carriers.
Premier Insurance Advisors in Lafayette, LA assists clients with both initial one-time disability policy applications and ongoing management of existing coverage. For residents, disability insurance provides income replacement if an illness or injury prevents work, ensuring financial stability during recovery. The company tailors plans to individual occupation and lifestyle needs. Their service operates on an as-needed basis, allowing clients to schedule consultations or policy reviews only when required rather than at predetermined intervals.
TSL Insurance Group specializes in helping clients secure disability income protection tailored to individual earning needs. As a disability insurance agent serving the Lafayette, LA area, the company guides professionals through policy options that replace lost wages during illness or injury. This includes evaluating employer coverage gaps and supplementing with private plans for comprehensive financial security. For Gulf Coast workers facing seasonal hazards like hurricane recovery injuries, maximizing short-term and long-term disability benefits becomes essential to maintaining household stability while unable to perform their regular jobs.
Located in Lafayette, Liggio Insurance Agency works with individuals and businesses to secure coverage that protects income during illness or injury. It provides disability insurance as a specialty service, ensuring policyholders can replace lost wages and maintain financial stability when unable to work due to medical conditions. The agency maintains local familiarity with regional regulations and industry requirements. It is equipped to serve a variety of commercial sectors, including offices, warehouses, and food service operations.
With the spring storm season underway in south Louisiana, securing income protection often becomes a more pressing concern for local professionals and small business owners. Complete Insurance Solutions of La provides guidance on disability insurance options tailored to the specific needs of the Lafayette area workforce. Their services help individuals evaluate potential gaps in employer-provided coverage and understand benefit waiting periods. A typical first step with their office involves a complimentary consultation to review current financial obligations and earnings history.
Based in Lafayette, Kastner Insurance Group LLC provides residential disability insurance services for local families. The agency also offers commercial coverage for small businesses seeking to protect employee income throughout the Acadiana area. A dedicated agent works closely with clients to evaluate individual health circumstances and occupation-specific needs for policy selection. After implementing an initial plan, the agent schedules convenient follow-up appointments to review coverage updates and adjust for life changes between the regular work visits.
The Aymond Agency, based in Lafayette, LA, is known for helping local professionals and families secure income protection. As a dedicated disability insurance agent, it guides clients through policy options that replace lost wages due to illness or injury. The agency serves Lafayette and the surrounding areas, focusing on tailoring coverage to individual occupations and health histories. It offers a specialty service in coordinating disability benefits with existing workplace long-term disability plans to fill gaps in coverage.
What Does a a Disability Insurance Agent in Lafayette Cost?
Disability insurance premiums in Louisiana typically range from 1 percent to 3 percent of your annual income. For a 40 year old earning 50000 per year a policy might cost between 500 and 1500 annually. Costs depend on your age health occupation and the benefit amount. This is general information not insurance advice.
About disability insurance agents in Lafayette
Disability insurance agents in Lafayette Louisiana help individuals and businesses find coverage that protects income if injury or illness prevents work. Louisiana law requires certain policy provisions such as a grace period of at least 30 days for monthly premiums. Local agents can explain how state regulations affect your disability policy options.
Frequently Asked Questions
What does a disability insurance agent in Lafayette do?
A disability insurance agent helps you compare policies from different carriers and select coverage that fits your needs. They explain policy terms like elimination periods and benefit durations. They also assist with filing claims and understanding your rights under Louisiana law.
How long do I have to file a disability claim in Louisiana?
Louisiana law does not set a single deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of the disability start. You should check your specific policy for exact time limits.
Can a disability insurance agent help with an existing claim denial?
Yes an agent can review your denial letter and explain the reasons given by the insurer. They can guide you on the appeals process and deadlines required by your policy. For complex denials you may also need a lawyer who handles disability insurance disputes.
Disability Insurance Agents in Other Louisiana Cities
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