The top-rated disability insurance agent in Houma, Louisiana is Trinity Insurance Agency, Inc, rated 4.7 stars across 166 reviews. Other highly rated options include Travis Gravois - State Farm Insurance Agent, Boudreaux & Associates Insurance Agency, Inc., Terrebonne Insurance Agency, Inc. This directory lists 20 disability insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 2 | Travis Gravois - State Farm Insurance Agent | 675 Enterprise Dr ste a | (985) 655-2886 |
| 3 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 4 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 5 | Page Insurance Agency | 5911 W Main St | (985) 872-5711 |
| 6 | Louisiana Group-Insurance | 250 Barrow St | (985) 284-4153 |
| 7 | Gautreaux Insurance Agency Inc | 204 Progressive Blvd | (985) 868-7522 |
| 8 | Starlight Guard Insurance LA | 308 Belanger St | (985) 205-1543 |
| 9 | Dabdoub Insurance | 1795 Martin Luther King Blvd F-1 | (985) 868-8958 |
| 10 | Insurance Wise Consultants LA | 1500 W Tunnel Blvd | (225) 420-0979 |
Trinity Insurance Agency, Inc serves the Houma, Louisiana area and surrounding Terrebonne Parish as a disability insurance agent. The company helps local professionals and small business owners secure coverage that replaces a portion of lost income if an injury or illness prevents them from working. Their work primarily involves comparing policies from multiple carriers to find appropriate terms for each client’s occupation. This agency handles both short-term and long-term disability insurance plans tailored to individual needs.
Travis Gravois - State Farm Insurance Agent offers a range of disability insurance services to help protect income in the event of illness or injury. The agency provides tailored coverage to meet individual needs, including assistance with plan selection and periodic policy reviews to ensure continued alignment with changing circumstances. Regular maintenance includes helping clients understand benefit options and filing claims. The company services clients in Houma, LA, covering both single-family homes and apartments.
Homeowners and small businesses in the Houma area turn to Boudreaux & Associates Insurance Agency, Inc. for their disability insurance agent services. The agency helps clients evaluate policy options to protect their income in the event of illness or injury, offering guidance on both short-term and long-term coverage needs. It also serves the nearby communities of Gray and Schriever, extending its support throughout Terrebonne Parish.
Terrebonne Insurance Agency, Inc serves Houma, Louisiana and the surrounding communities of Terrebonne and Lafourche parishes, specializing in disability insurance. The firm helps local residents and professionals understand policies that replace income when injury or illness prevents them from working. It handles applications, policy comparisons, and claims guidance for individual and group short-term and long-term plans. For a typical job, the agency assesses a client’s occupation and income level to recommend appropriate coverage options that match both budget and risk.
Page Insurance Agency in Houma, LA assists clients with both short-term disability policies for temporary needs and long-term disability coverage for extended income protection. The agency helps individuals understand how such plans replace a portion of wages when illness or injury prevents work. For those seeking income security, representatives explain policy terms and claim procedures clearly. Service runs on an as-needed basis, with clients scheduling consultations whenever they need policy guidance or enrollment assistance.
In the hurricane-prone Houma region, securing income against unexpected health setbacks is a seasonal priority for many workers. Louisiana Group-Insurance serves as a disability insurance agent, helping local professionals navigate policies that replace lost wages during recovery from illness or injury. Their process begins with a straightforward consultation, assessing individual coverage needs based on occupation and income. This initial assessment step reviews current financial obligations to determine appropriate benefit levels.
Gautreaux Insurance Agency Inc provides disability insurance agent services, specializing in helping clients secure income protection policies for illnesses or injuries. It serves individuals and businesses in Houma, Louisiana, by assessing needs and explaining coverage options. The agency assists with applications and policy management, focusing on financial security against lost wages. During hurricane season, it helps clients review policies to ensure their disability coverage addresses storm-related disruptions and recovery periods.
Starlight Guard Insurance LA provides residential disability insurance services to individuals in Houma, helping protect personal income against unforeseen medical conditions. The agency also offers commercial disability coverage tailored for local business owners and self-employed professionals operating throughout the region. Policies are designed to maintain financial stability during periods of working inability. Starlight Guard Insurance LA serves the entire Houma area, ensuring clients can reach assistance for any claim-related questions. The agency invites policyholders to return for annual coverage reviews and adjustments between their regular scheduled check-ins to keep benefits current.
Dabdoub Insurance in Houma, LA, is known for its specialization in disability insurance agency services, helping local professionals and individuals secure income protection. It offers guidance on both short-term and long-term disability policies to safeguard against lost earnings due to illness or injury. The company assists clients in navigating policy options that align with their specific occupational needs and financial situations. For comprehensive coverage planning, it can also add on tailored riders for partial disability or residual benefits.
What Does a a Disability Insurance Agent in Houma Cost?
Typical costs for disability insurance in Louisiana range from 1% to 3% of your annual income per year. For a 40-year-old earning $50,000 annually, a policy might cost between $500 and $1,500 per year. Costs depend on age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in Houma
Disability insurance agents in Houma, Louisiana help individuals and businesses find coverage to protect income if injury or illness prevents work. Louisiana law requires certain policies to include a 30-day grace period for premium payments. Local agents understand the unique needs of Houma residents, including workers in the oil and gas industry.
Frequently Asked Questions
What does a disability insurance agent in Houma do?
A disability insurance agent helps you find and apply for disability insurance policies. They explain policy terms, compare options from different carriers, and assist with claims. Agents in Houma are familiar with Louisiana insurance regulations.
How long does it take to get disability insurance in Louisiana?
The application process can take a few days to several weeks depending on your health and the policy type. Louisiana law allows insurers a 45-day period to review a claim after receiving proof of loss. An agent can help speed up the process.
Is disability insurance required in Louisiana?
Louisiana does not require individuals to have disability insurance. However, some employers may offer group disability coverage as a benefit. An agent can help you decide if a private policy is right for your situation.
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