The top-rated disability insurance agent in Yorkville, Illinois is Farmers Insurance - Marco Altamirano, rated 4.9 stars across 1,003 reviews. Other highly rated options include Aaron Hergenhahn - State Farm Insurance Agent, Kim Danlow - State Farm Insurance Agent, Casey Insurance Agency. This directory lists 14 disability insurance agents serving Yorkville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Marco Altamirano | 1561 Sycamore Rd | (630) 703-7414 |
| 2 | Aaron Hergenhahn - State Farm Insurance Agent | 129 Commercial Dr UNIT 16 | (630) 553-0005 |
| 3 | Kim Danlow - State Farm Insurance Agent | 1448 Sycamore Rd Ste 101 | (312) 341-0123 |
| 4 | Casey Insurance Agency | 1207 Patrick Ct | (630) 539-1840 |
| 5 | Niko Villacci - State Farm Insurance Agent | 1448 Sycamore Rd | (630) 553-6800 |
| 6 | Dziedzic Insurance Agency: Allstate Insurance | 624 W Veterans Pkwy d | (630) 553-1280 |
| 7 | Shelter Insurance - Michael Shepard | 133 E Van Emmon St | (630) 553-8909 |
| 8 | John S Janovyak Agency Inc American Family Insurance | 201 E Veterans Pkwy Ste 4 | (630) 553-4047 |
| 9 | AAA Insurance - Ergo Agency | 108 W Van Emmon St | (630) 385-2495 |
| 10 | Castle Insurance agency | 109 W Veterans Pkwy | (630) 446-2698 |
Farmers Insurance - Marco Altamirano serves Kendall County and the surrounding area, providing disability insurance agent services. The company helps residents and local businesses secure income protection plans designed to replace earnings if illness or injury prevents work. This coverage supports financial stability by offering monthly benefits for daily living expenses during recovery. Claims assistance clarifies complex paperwork and policy terms for clients navigating a disability event. Long-term disability policies and short-term disability coverage are specific services this agency handles in the Yorkville area.
Aaron Hergenhahn - State Farm Insurance Agent in Yorkville, IL offers disability insurance agent services. The agent helps clients evaluate their income protection needs under various scenarios. Standard service includes an initial consultation to review current coverage and identify potential gaps. Ongoing maintenance involves periodic policy reviews to adjust for life events like job changes or family growth. The agent typically works with individuals, single-family homeowners, apartment residents, and owners of retail shops and restaurants seeking to safeguard their earning ability.
Homeowners, small business owners, and professionals in Yorkville, IL rely on Kim Danlow – State Farm Insurance Agent for disability insurance coverage. This agency helps local residents and workers protect their income in case of illness or injury that prevents employment. Policies are designed to replace a portion of lost wages during recovery periods. The agent offers personalized consultations to assess individual coverage needs based on occupation and lifestyle. Service also extends to clients in neighboring communities such as Oswego and the surrounding Kendall County area.
Casey Insurance Agency in Yorkville, IL provides disability insurance options, distinguishing between one-time policies for short-term needs and recurring coverage that offers ongoing income protection. The agency evaluates each client’s occupation and lifestyle to recommend appropriate plans within the local market. Disability insurance replaces a portion of income if a person becomes unable to work due to illness or injury. Service for existing clients runs on an as-needed basis, with policy reviews and claims assistance available upon request without a set schedule.
Niko Villacci - State Farm Insurance Agent serves Yorkville, Illinois and the surrounding communities, handling disability insurance needs for local residents. The agency provides coverage options designed to help replace a portion of lost income if a policyholder becomes unable to work due to injury or illness. Understanding each individual’s occupation, income, and financial obligations, the agent typically reviews current coverage gaps and tailors a plan to match that specific situation through a thorough consultation process.
Dziedzic Insurance Agency: Allstate Insurance offers disability insurance agent services in Yorkville, IL, focusing on income protection plans. It generally assists clients with evaluating policy options to safeguard their earnings. The agency helps individuals navigate coverage for common local occupations and everyday injury risks. As winter approaches, it often addresses concerns about how seasonal accidents could temporarily prevent someone from working.
As the seasons change in Yorkville, homeowners and self-employed residents often review their financial protections, which is where Shelter Insurance - Michael Shepard provides assistance as a disability insurance agent. This agency works with clients to explore coverage options that help replace income during illness or injury. Michael Shepard focuses on explaining policy terms and benefit periods in a straightforward manner. For those considering this type of safeguard, the process begins with a complimentary initial assessment of individual needs and current coverage.
In the often-unpredictable weather patterns of central Illinois, unexpected injuries can disrupt steady income, especially for those in manual trades. John S Janovyak Agency Inc American Family Insurance in Yorkville assists local residents in understanding how disability insurance helps protect household finances during recovery. The agent explains how benefits can replace lost wages if an illness or accident prevents work. For anyone concerned about maintaining their lifestyle after an unforeseen health event, the next step is to contact the agency and arrange an initial consultation to review individual coverage needs.
AAA Insurance - Ergo Agency assists individuals in Yorkville, Illinois, with general insurance matters and offers specialized disability insurance agent services. As a disability insurance agent, the company focuses on helping clients understand and select policies that provide income protection in the event of illness or injury. These plans are designed to cover a portion of lost wages during recovery periods. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, tailoring coverage to their specific operational needs.
Castle Insurance Agency serves the Yorkville, Illinois, area by providing disability insurance for local residents. Commercial coverage is also available for small businesses and professionals seeking income protection. The agency assists clients in navigating policy options that replace lost wages due to illness or injury. They typically follow up after a policy is issued to ensure the coverage continues to meet changing needs, offering repeat service between regular visits to adjust plans as circumstances evolve.
What Does a a Disability Insurance Agent in Yorkville Cost?
Disability insurance premiums in Illinois typically range from 1% to 3% of your annual income. For a 40-year-old earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Yorkville
A disability insurance agent in Yorkville, Illinois can help you choose a policy that meets your needs. Illinois requires agents to be licensed by the state and follow regulations from the Illinois Department of Insurance. Local agents understand the specific risks and income levels in Kendall County.
Frequently Asked Questions
What does a disability insurance agent in Yorkville do?
A disability insurance agent helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice or handle claim disputes.
Is disability insurance required in Illinois?
Illinois does not require individuals to buy disability insurance. However, some employers must offer short-term disability coverage under the Illinois Paid Leave for All Workers Act. An agent can help you understand your options.
How do I choose a good disability insurance agent in Yorkville?
Look for an agent licensed in Illinois with experience in disability coverage. Ask about their familiarity with Illinois insurance laws and the types of policies they offer. Check their standing with the Illinois Department of Insurance.
Disability Insurance Agents in Other Illinois Cities
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