The top-rated disability insurance agent in Carol Stream, Illinois is Huyen Nguyen - State Farm Insurance Agent, rated 5.0 stars across 326 reviews. Other highly rated options include Julia Skuibida Agency Inc American Family Insurance, Randy Weissenhofer - State Farm Insurance Agent, Mike Lanham - State Farm Insurance Agent. This directory lists 13 disability insurance agents serving Carol Stream.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Huyen Nguyen - State Farm Insurance Agent | 226 W Army Trail Rd | (630) 517-8112 |
| 2 | Julia Skuibida Agency Inc American Family Insurance | 370 S Schmale Rd | (773) 235-9900 |
| 3 | Randy Weissenhofer - State Farm Insurance Agent | 796 W Army Trail Rd | (630) 289-9700 |
| 4 | Mike Lanham - State Farm Insurance Agent | 1N149 Gary Ave | (630) 260-1900 |
| 5 | John Bucaro: Allstate Insurance | 545 E North Ave. | (630) 690-8800 |
| 6 | Frank Di Stefano - COUNTRY Financial Representative | 245 S Gary Ave | (630) 480-3325 |
| 7 | Ed Hansen - State Farm Insurance Agent | 391 S Schmale Rd | (630) 510-8787 |
| 8 | Salemi Insurance Agency | 1274 Kuhn Rd | (630) 668-8000 |
| 9 | Insurance Farm Illinois | 425 N Gary Ave | (847) 250-1609 |
| 10 | Loyal Insurance Illinois | 351 S Main Pl | (312) 801-5948 |
Huyen Nguyen as a State Farm Insurance Agent serves the Carol Stream, Illinois area, offering disability insurance services to residents and local businesses. This agency assists clients in understanding how disability coverage can protect income during unexpected medical leaves. Factoring in occupational risks and individual financial needs helps clients select suitable plans and riders. Policy consultations and claims assistance are specific services this agency handles in the region.
Julia Skuibida Agency Inc American Family Insurance provides services as a disability insurance agent. It helps clients in Carol Stream by assessing their income protection needs and guiding them through plan selection. The agency also offers support for policy maintenance, including reviewing coverage as circumstances change. Its service plans assist with claims filing and benefit inquiries. The company’s insurance and support services are available to single-family homes, apartments, retail locations, and restaurants.
Randy Weissenhofer - State Farm Insurance Agent in Carol Stream, IL serves homeowners, renters, and local businesses seeking income protection strategies. As a disability insurance agent, the company helps clients understand how disability coverage can replace lost wages if an illness or injury prevents them from working. Services include reviewing existing policies and explaining benefit periods, elimination periods, and occupation-specific definitions. The agency also assists residents in neighboring communities such as Wheaton and Glen Ellyn.
Serving Carol Stream and the surrounding communities of DuPage County, Mike Lanham handles disability insurance to help protect local residents' income when illness or injury prevents them from working. The agency focuses on understanding each client's specific occupation and lifestyle to build a policy that addresses their individual needs. In a typical job, Mike Lanham begins by reviewing the client's current financial situation and then outlines clear coverage options to match their household budget.
Serving Carol Stream, John Bucaro: Allstate Insurance offers disability insurance on either a one-time policy purchase or a recurring premium payment schedule. Coverage replaces a portion of a client’s income if an injury or illness prevents them from working, helping to protect long-term financial stability. The agent works with individuals to explain how such a policy functions and what typical waiting periods involve. All service for this local agency runs on a one-time or scheduled basis, depending on the client’s preference for an initial policy setup or ongoing policy reviews.
As winter approaches in Carol Stream, the risk of slips and falls increases, making disability insurance a prudent consideration for local workers. Frank Di Stefano with COUNTRY Financial offers guidance tailored to this community, helping individuals understand how income protection plans can cover lost wages during recovery from injuries or illnesses. He takes time to explain policy terms and exclusions clearly for those concerned about sudden physical limitations. The process begins with a straightforward review of a client's current coverage and employment situation through an initial consultation.
Ed Hansen - State Farm Insurance Agent focuses on disability insurance to help clients protect their income if an injury or illness prevents them from working. From its Carol Stream, IL office, the agency also provides general insurance services to local residents and businesses, addressing a range of coverage needs in the community. The agent assists with preparing for scenarios such as a sudden accident that could interrupt a household’s regular earnings during the busy summer construction season.
Salemi Insurance Agency operates in Carol Stream, Illinois, helping clients secure financial protection against unexpected income loss due to illness or injury. The agency specializes in disability insurance, offering policies that replace a portion of wages when a person cannot work. Individual disability plans can be tailored for self-employed professionals, while group coverage is available for small businesses needing employee benefits. Commercial sectors served include offices, warehouses, and food service operations where skilled and general workers require reliable income replacement safeguards.
Insurance Farm Illinois serves residents in Carol Stream with personalized disability insurance guidance, helping individuals protect their income against unforeseen medical conditions. The agency also extends commercial coverage solutions for local businesses seeking to safeguard employee earnings during periods of disability. Their service area encompasses Carol Stream and the surrounding communities in DuPage County. Clients appreciate the straightforward consultations and the agency’s ability to address policy questions between regular visits, ensuring coverage remains aligned with changing personal or professional circumstances.
Loyal Insurance Illinois, located in Carol Stream, serves individuals and businesses seeking disability income protection. The agency assists clients in evaluating policies that replace a portion of lost wages during illness or injury, helping to safeguard financial stability. These professionals guide customers through complex coverage options, ensuring plans align with occupational needs and personal budgets. Services include initial consultations, policy comparisons, and ongoing claims assistance for long-term or short-term disability. One specialized service the agency provides is tailored group disability plans for local small employers.
What Does a a Disability Insurance Agent in Carol Stream Cost?
Disability insurance premiums in Illinois vary based on age, occupation, health, and benefit amount. Typical costs range from 1% to 3% of your annual income for a policy that replaces 60% of your salary. For example a 35 year old office worker might pay $50 to $150 per month for a policy with a 90 day waiting period. Costs are higher for high risk occupations or shorter waiting periods. This is general information not insurance advice.
About disability insurance agents in Carol Stream
Disability insurance agents in Carol Stream Illinois help individuals and businesses find coverage that protects income if injury or illness prevents work. Illinois law requires certain employers to provide short-term disability benefits through the state program. A local agent can explain how private policies supplement state benefits and meet your needs.
Frequently Asked Questions
What does a disability insurance agent in Carol Stream do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your budget and occupation. They explain policy terms like elimination periods and benefit durations. They do not handle claims but can guide you on filing procedures.
Does Illinois have a state disability insurance program?
Yes Illinois has a state disability insurance program that provides temporary benefits for non-work related injuries or illnesses. It covers most employees and pays a percentage of your weekly wage up to a cap. A private agent can help you decide if additional coverage is needed.
How do I choose a disability insurance agent in Carol Stream?
Look for an agent licensed in Illinois with experience in disability insurance for your profession. Ask about the carriers they represent and their knowledge of Illinois specific laws. Check their reviews and confirm they are in good standing with the Illinois Department of Insurance.
Disability Insurance Agents in Other Illinois Cities
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