The top-rated disability insurance agent in Chicago, Illinois is Bryan Solis - State Farm Insurance Agent, rated 4.9 stars across 521 reviews. Other highly rated options include Renato Delgadillo - State Farm Insurance Agent, Julia Skuibida Agency Inc, Mario Castaneda - State Farm Insurance Agent. This directory lists 34 disability insurance agents serving Chicago.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bryan Solis - State Farm Insurance Agent | 7012 W North Ave | (773) 889-0303 |
| 2 | Renato Delgadillo - State Farm Insurance Agent | 6601 S Pulaski Rd | (773) 585-8422 |
| 3 | Julia Skuibida Agency Inc | 1702 W Chicago Ave | (773) 235-9900 |
| 4 | Mario Castaneda - State Farm Insurance Agent | 4238 W North Ave | (773) 486-3600 |
| 5 | Insurance Navy Brokers | 4837 N Kedzie Ave | (773) 478-3700 |
| 6 | Enora Insurance Agency | 6733 W 63rd St | (773) 257-7556 |
| 7 | Illinois Health Agents | 3501 N Southport Ave #207 | (312) 726-6565 |
| 8 | Illinois Insurance Center | 2646 S Central Park Ave | (708) 398-9242 |
| 9 | Lakeview Insurance Agency | 3714 N Southport Ave | (773) 871-8000 |
| 10 | Skyline Insurance Agency, Inc. | 2302 W Belmont Ave | (773) 525-7500 |
As cold and flu season approaches in Chicago, many residents consider how a sudden illness could affect their household income. Bryan Solis addresses this concern by guiding clients through disability insurance options that protect earnings during recovery. He helps individuals evaluate benefit periods and elimination periods that suit different professions and financial situations. A typical first step involves a call or office visit to review current coverage gaps and discuss potential monthly benefits with a comparative analysis of policy features.
Renato Delgadillo - State Farm Insurance Agent in Chicago assists clients with general coverage needs, including protection for vehicles and homes. The agency further offers disability insurance, which provides income replacement if a policyholder cannot work due to illness or injury. These policies help safeguard personal finances against unexpected disruptions. Coverage extends to individuals employed in a range of workplace environments, including offices, warehouses, and food service operations, ensuring that workers from these commercial sectors can secure appropriate benefits.
Julia Skuibida Agency Inc offers specialized disability insurance services in Chicago, Illinois, helping clients secure income protection for various scenarios. The agency assists individuals with understanding policy options and navigating application processes to match their occupational and financial needs. They focus on tailoring coverage for professionals concerned with long-term financial stability during unforeseen health challenges. As cold and flu season intensifies in the Chicago metro area, the agency helps new parents and self-employed workers address coverage concerns tied to temporary illness-related absences.
As winter weather in Chicago increases the risk of slips and falls, Mario Castaneda - State Farm Insurance Agent helps local residents evaluate their coverage for potential income loss due to injury or illness. The agent offers guidance on disability insurance policies that can replace a portion of wages when a policyholder cannot work. An initial consultation focuses on reviewing an individualโs current employment situation and financial obligations to determine appropriate coverage options.
Insurance Navy Brokers in Chicago is known for guiding clients through disability insurance options to help protect income during illness or injury. The agency assists individuals and self-employed professionals in comparing policy terms and benefit structures suited to their specific needs. Services include evaluating elimination periods and monthly benefit amounts. While addressing core income replacement, the office also regularly consults on optional riders that offer added coverage for partial disability recovery.
Enora Insurance Agency helps individuals and businesses in Chicago navigate the complexities of income protection. The company specializes in disability insurance, offering customized policies that replace a portion of lost wages during illness or injury. Its services address the specific financial risks workers face when unable to perform their job duties. This focus on disability coverage ensures clients have a safety net for unexpected health events. The agency serves a broad range of commercial sectors, including local offices, warehouses, and food service establishments.
Illinois Health Agents provides disability insurance services to residents throughout the Chicago area, addressing individual income protection needs. Commercial coverage is also available, assisting local businesses with group disability plans. Serving clients across Chicago, Illinois, the agency helps individuals and employers find suitable policies. Follow-up assistance is provided each year during the annual open enrollment period, alongside regular visits for policy reviews or claim support.
Illinois Insurance Center serves clients in Hillside and the surrounding western suburbs of Chicago, handling disability insurance policies that provide income protection when an individual cannot work due to illness or injury. The company assists those in professional and trades positions with securing coverage tailored to their specific occupational risks. To manage a typical job, it first evaluates a clientโs current income and job duties before recommending appropriate policy benefits and elimination periods.
Lakeview Insurance Agency, based in Chicago, Illinois, is known for helping clients navigate the process of securing disability income protection. It offers guidance for individuals seeking coverage to replace lost wages during illness or injury. The agency works with local professionals and self-employed workers to find suitable policies tailored to their needs. As a specialty service, it can assist with group disability plans for small businesses looking to protect their entire team.
What Does a a Disability Insurance Agent in Chicago Cost?
The cost of hiring a disability insurance agent in Illinois is usually paid through commissions from the insurance carrier, so there is often no direct fee to you. Policy premiums vary widely based on age, occupation, and benefit amount, typically ranging from 1% to 3% of your annual income. For example, a 40-year-old professional might pay between $1,000 and $3,000 per year for a policy that covers 60% of income. This is general information, not insurance advice.
About disability insurance agents in Chicago
A disability insurance agent in Chicago helps individuals and businesses find coverage that meets their needs. Illinois law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Agents can also guide you through the claims process and explain how Illinois state disability benefits interact with private plans.
Frequently Asked Questions
What does a disability insurance agent in Chicago do?
A disability insurance agent helps you compare policies from different carriers and choose the right coverage for your income and occupation. They also assist with filing claims and understanding policy terms. In Illinois, agents must be licensed by the Illinois Department of Insurance.
How do Illinois laws affect disability insurance claims?
Illinois has a statute of limitations for filing a lawsuit on a disability insurance claim, typically three years from the date of the loss. The state also requires insurers to provide a written explanation for claim denials. An agent can help you understand these deadlines and your rights.
Can a Chicago agent help with an existing disability claim?
Yes, many agents provide support for existing claims by helping you gather medical records and submit paperwork. However, they cannot give legal advice. For complex denials, you may need to consult an attorney who specializes in Illinois insurance law.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign