The top-rated disability insurance agent in Arlington Heights, Illinois is Advanced Insurance Solutions, rated 5.0 stars across 484 reviews. Other highly rated options include Joseph M. Wiedemann & Sons, Inc., Ray LaMantia - Independent Insurance Agent, Bradish Associates, Ltd.. This directory lists 16 disability insurance agents serving Arlington Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advanced Insurance Solutions | 710 E Kensington Rd | (312) 313-6000 |
| 2 | Joseph M. Wiedemann & Sons, Inc. | 505 E Golf Rd | (847) 228-8400 |
| 3 | Ray LaMantia - Independent Insurance Agent | 1603 E Central Rd Suite 320 | (847) 971-6458 |
| 4 | Bradish Associates, Ltd. | 215 N Arlington Heights Rd | (847) 259-2400 |
| 5 | Harriet Co Yasar Insurance Services | 2490 E Oakton St | (312) 600-5723 |
| 6 | Fernandez Insurance Group Inc | 3400 W Stonegate Blvd | (331) 800-5530 |
| 7 | ARGO INSURANCE | 800 W Northwest Hwy | (847) 296-4646 |
| 8 | Affordable Health Insurance Services | 402 S Arlington Heights Rd | (847) 483-0860 |
| 9 | TM Insurance Agency | 770 W Dundee Rd | (847) 440-2211 |
| 10 | Cover Me Insurance Arlington Heights | 1640 N Arlington Heights Rd | (847) 250-0744 |
Advanced Insurance Solutions serves Arlington Heights and the surrounding Cook County area as a disability insurance agent. The company helps clients understand how disability coverage can protect their income if illness or injury prevents them from working. By explaining policy options and comparing different plans, the agency assists individuals and professionals in securing appropriate financial protection. It handles both short-term disability insurance and long-term disability insurance to meet varying needs in this region.
Joseph M. Wiedemann & Sons, Inc. offers a range of services as a local disability insurance agent in Arlington Heights, IL. The company helps clients understand policy options and navigate the application process for income protection coverage. It also assists with periodic policy reviews and updates to ensure alignment with changing personal or professional circumstances. A well-structured disability insurance plan can provide financial security in the event of a serious illness or injury. The firm serves individuals, including those who own single-family homes, apartments, retail businesses, and restaurants.
Serving Arlington Heights and the surrounding communities of the Northwest Chicago suburbs, Ray LaMantia - Independent Insurance Agent handles disability insurance policies for local residents and professionals. This Independent Insurance Agent works with individuals seeking protection against income loss from injury or illness, helping clients understand policy options and coverage gaps. For a typical case, the agent reviews a client's occupation, current income, and existing benefits to recommend suitable plans from available carriers.
Bradish Associates, Ltd., located in Arlington Heights, Illinois, assists clients in distinguishing between one-time policy evaluations and ongoing case management services for disability coverage. As a disability insurance agent, the company helps individuals and businesses understand options for income protection if an illness or injury prevents work. Client consultations focus on matching specific income needs with appropriate policy structures. Service runs on a scheduled basis for annual reviews or an as-needed basis when coverage changes are required.
As winter weather and holiday travel increase in Arlington Heights, the need for financial protection against lost income often grows more urgent. Harriet Co Yasar Insurance Services operates locally as a disability insurance agent. The company assists individuals in reviewing personal or employer-provided plans, addressing gaps in coverage that could arise from a sudden illness or injury. Their work focuses on explaining policy details and comparing benefit structures. A typical initial step involves a no-obligation review of current documentation to assess whether existing coverage meets the client’s household needs.
Homeowners, small business owners, and working professionals in Arlington Heights, IL, seeking protection against income loss due to illness or injury rely on Fernandez Insurance Group Inc for disability insurance agent services. This agency guides clients through policy options that replace a portion of lost wages during a disability period. It helps individuals and business owners secure coverage tailored to their occupation and earnings. The firm also serves clients throughout the northwest suburbs of Cook County, including nearby Palatine.
Specializing in personalized disability insurance plans, ARGO INSURANCE in Arlington Heights, IL, guides individuals and families through the complex process of securing income protection. The agency works closely with clients to identify policies that safeguard their earnings against unforeseen medical conditions or injuries. It provides clear comparisons of coverage options to ensure informed decision-making. This assistance is particularly valuable during major lifecycle changes, such as when a new parent seeks maternity leave protection or when recovering from a significant surgery, ensuring financial stability through an unplanned medical absence.
Affordable Health Insurance Services provides a range of insurance solutions for individuals and businesses in the Arlington Heights area. The agency’s special focus is on disability insurance, helping clients secure income protection for long-term needs. This allows policyholders to prepare for unexpected medical events that might impact their ability to earn a living. The company works with various commercial sectors, including professional offices, local warehouses, and food service operations.
Serving residents of Arlington Heights, TM Insurance Agency provides personalized disability insurance protection for individuals and families. The agency also offers commercial disability coverage for local businesses seeking to safeguard their operations. Their service area includes Arlington Heights and the surrounding communities in the northwest suburbs. For existing clients, the agency provides follow-up support and policy adjustments between regular service visits to accommodate changing needs or life circumstances.
Cover Me Insurance Arlington Heights is known for helping local professionals and small business owners secure disability income protection. The agency guides clients through the complexities of group and individual disability policies, focusing on tailoring coverage to specific occupations and income levels. This service ensures financial stability during unexpected illness or injury. The agency frequently assists those with specialized medical fields or high-risk professions, and can coordinate long-term disability options with existing employer benefits.
What Does a a Disability Insurance Agent in Arlington Heights Cost?
Disability insurance agent services in Illinois are typically free to you because the agent earns a commission from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual disability policy might cost between 1% and 3% of your annual income per year. This is general information, not insurance advice.
About disability insurance agents in Arlington Heights
Disability insurance agents in Arlington Heights help individuals and businesses find coverage that protects income if you cannot work. Illinois law requires certain employers to offer group disability plans, and agents can explain how these policies interact with state programs. Local agents understand the specific needs of Arlington Heights residents and the surrounding Cook County area.
Frequently Asked Questions
What does a disability insurance agent do in Arlington Heights?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with filing claims. They can also advise on how Illinois state disability benefits may affect private policy payouts.
How long do I have to file a disability claim in Illinois?
Illinois does not set a specific time limit for filing private disability claims, but most policies require you to notify the insurer within 30 to 90 days of becoming disabled. Check your policy for exact deadlines to avoid losing benefits.
Are disability insurance benefits taxable in Illinois?
If you pay the premiums with after-tax dollars, your disability benefits are generally tax-free. If your employer pays the premiums, benefits are usually taxable as income under Illinois and federal law.
Disability Insurance Agents in Other Illinois Cities
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