The top-rated disability insurance agent in Batavia, Illinois is Mark Murphy - State Farm Insurance Agent, rated 4.9 stars across 187 reviews. Other highly rated options include Todd Tarter - State Farm Insurance Agent, Scott Queen - State Farm Insurance Agent, Buttrey Wulff Mamminga Insurance Agency. This directory lists 15 disability insurance agents serving Batavia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Murphy - State Farm Insurance Agent | 1906 W Wilson St | (630) 879-6969 |
| 2 | Todd Tarter - State Farm Insurance Agent | 1001 E Wilson St STE 140 | (630) 321-2200 |
| 3 | Scott Queen - State Farm Insurance Agent | 121 S Batavia Ave | (630) 879-2440 |
| 4 | Buttrey Wulff Mamminga Insurance Agency | 355 1st St | (630) 879-0111 |
| 5 | Farmers Insurance - Jeffrey Cesario | 160 S Water St Ste B | (630) 879-5590 |
| 6 | InsuranceDIRECT | 113 N Batavia Ave | (630) 406-9800 |
| 7 | Kevin Laurie - COUNTRY Financial Representative | 1921 W Wilson St | (630) 449-0917 |
| 8 | Illinois Health Insurance Services | 202 Mill St | (630) 406-1677 |
| 9 | Lou Hernandez Agency, Inc American Family Insurance | 1363 Wind Energy Pass | (630) 239-2311 |
| 10 | SecureLine Insurance Agency | 200 S Batavia Ave | (847) 306-3142 |
Mark Murphy - State Farm Insurance Agent in Batavia, IL, provides disability insurance agent services, including guidance on income protection plans and policy selection for individuals and businesses. The agent helps clients understand coverage options and maintain their policies through ongoing support and claims assistance. Services are available for local residents and commercial clients, covering single-family homes, apartments, retail stores, and restaurants.
Todd Tarter - State Farm Insurance Agent serves the Batavia, Illinois area as a disability insurance agent. The company helps clients understand how disability coverage can replace lost income if an injury or illness prevents them from working. The agency assists individuals in selecting policies that align with their budgets and career fields. It also guides self-employed professionals through the process of securing long-term disability protection tailored to their specific income needs. Services include consultations on short-term disability policies and help filing claims for existing plans.
Scott Queen - State Farm Insurance Agent serves local homeowners, renters, and small business owners in Batavia, Illinois, offering individual and group disability income protection policies. These plans help replace a portion of lost wages if illness or injury prevents the customer from working. The agency also guides clients through policy selection based on their specific employment situations and earnings. Coverage consultations are available for residents throughout Kane County, including neighboring communities such as Geneva and St. Charles.
Serving Batavia, Illinois, and the surrounding communities of the Fox River Valley, Buttrey Wulff Mamminga Insurance Agency acts as a disability insurance agent. It handles plans that replace a portion of a client's income if an illness or injury prevents them from working. The agency takes a consultative approach, first reviewing each individual’s occupation and financial situation to identify appropriate coverage options before presenting tailored policy comparisons.
Disability insurance agents in Batavia, IL typically offer both one-time policy reviews for new applicants and recurring service for ongoing claims management or policy adjustments. Coverage decisions are based on an individual’s occupation, income, and health history to protect against lost earnings due to illness or injury. Farmers Insurance - Jeffrey Cesario provides guidance through these processes for local residents. Service at this agency operates on both a scheduled appointment and an as-needed basis to accommodate changing circumstances or immediate concerns.
InsuranceDIRECT specializes in disability income insurance, offering policies that replace a portion of lost earnings when an injury or illness prevents work. The Batavia, IL agency guides local professionals and small-business owners through the complexities of occupational and non-occupational coverage. It works with clients to select benefit periods, elimination periods, and optional riders tailored to individual budgets and career demands. For those facing the physical demands of winter weather in northern Illinois, the agency helps address the risk of slips, falls, and cold-related injuries that can interrupt steady income.
Kevin Laurie of COUNTRY Financial in Batavia, IL, assists clients with financial protection, including disability insurance. His agency focuses on helping individuals safeguard their income in case of a medical condition or injury that prevents them from working. He evaluates coverage options that can replace a portion of lost earnings, ensuring financial stability during recovery. Local commercial clients this agency serves include small offices, warehouses, and food service businesses that need employee benefit solutions.
Illinois Health Insurance Services offers disability insurance to residents in Batavia and the surrounding region, assisting individuals with income protection in their daily lives. The agency also guides local business owners through commercial disability coverage options, adapting policies to meet unique professional needs. Serving clients throughout the western suburbs, this independent agent works to explain terms and help match plans to different financial situations. After an initial consultation, the office provides ongoing support and policy adjustments between regular check-in visits.
As the snow melts in Batavia and residents prepare for spring activities, unexpected injuries become a greater risk. Lou Hernandez Agency, Inc American Family Insurance helps local workers protect their income through disability insurance. Their agents analyze each client’s occupation and lifestyle to recommend suitable coverage options. Understanding the financial strain that a temporary or permanent disability can cause, they guide clients through policy features such as benefit periods and waiting times. The process begins with an initial consultation to review current finances and identify potential gaps in protection.
SecureLine Insurance Agency in Batavia, IL is known for helping local workers protect their income through disability insurance plans. The company serves professionals and self-employed individuals by explaining policy options such as short-term or long-term coverage. Its agents assist clients in understanding how monthly benefits replace a portion of lost earnings during illness or injury. SecureLine also coordinates with other benefits to avoid gaps in protection. For an added layer of security, the agency offers riders like own-occupation coverage for high-risk professions.
What Does a a Disability Insurance Agent in Batavia Cost?
Disability insurance agents in Illinois typically earn commissions paid by the insurance carrier so there is usually no direct fee to the client for their services. Policy premiums vary widely based on age health occupation and benefit amount. For a typical long-term disability policy an individual might pay between 1 percent and 3 percent of their annual income per year. This is general information not insurance advice.
About disability insurance agents in Batavia
Disability insurance agents in Batavia Illinois help individuals and businesses find the right coverage to protect income. Illinois law requires certain policies to include specific provisions such as a grace period and reinstatement rights. A local agent can explain how Illinois state regulations affect your disability policy options and claims process.
Frequently Asked Questions
What does a disability insurance agent in Batavia do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms such as elimination periods and benefit durations. They also assist with filing claims and understanding your rights under Illinois law.
How do Illinois laws affect disability insurance policies?
Illinois requires disability insurance policies to include a free look period of at least 10 days. Policies must also provide a grace period of at least 30 days for premium payments. These rules help protect policyholders in Batavia and across the state.
Can a disability insurance agent help with a denied claim in Illinois?
Yes an agent can review your policy and help you understand the reason for denial. They can guide you through the appeals process. In Illinois you generally have up to 180 days to file a written appeal after a claim denial.
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