The top-rated disability insurance agent in Waukegan, Illinois is Freeway Insurance, rated 4.8 stars across 480 reviews. Other highly rated options include Maylen Torres - State Farm Insurance Agent, Martinez Insurance Group, Seguros Tepeyac | Tepeyac Insurance Agency. This directory lists 16 disability insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 701 N Lewis Ave | (847) 777-4582 |
| 2 | Maylen Torres - State Farm Insurance Agent | 318 S Green Bay Rd | (773) 637-2100 |
| 3 | Martinez Insurance Group | 2243 Belvidere Rd | (847) 596-7447 |
| 4 | Seguros Tepeyac | Tepeyac Insurance Agency | 1820 Washington St | (847) 599-8700 |
| 5 | Talro Insurance Inc | 1055 N Green Bay Rd | (847) 244-5656 |
| 6 | Nauta Insurance Agency Inc | 2111 Washington St | (847) 662-8750 |
| 7 | Need Insurance Plus More | 229 S Green Bay Rd | (847) 599-1530 |
| 8 | Magnum Insurance Agency | 2312 Grand Ave | (847) 596-8185 |
| 9 | Progressive Authorized Agent Elizabeth Vaca | 229 S Green Bay Rd | (847) 599-1530 |
| 10 | Alamo Insurance & Financial Service | 2744 Grand Ave | (847) 239-5481 |
Freeway Insurance serves Waukegan, Illinois, as a disability insurance agent for residential clients who need income protection during illness or injury. The agency also offers commercial coverage for local business owners seeking disability policies for themselves or their employees. Service extends throughout Waukegan and the surrounding Lake County communities. Each client receives an individualized assessment of their coverage needs. Follow-up appointments and policy adjustments are provided between regular annual reviews to address any changes in personal or professional circumstances.
Maylen Torres - State Farm Insurance Agent serves the Waukegan area in Lake County, Illinois, offering disability insurance agent services. In this field, a local agent assists individuals and families in securing policies that provide income protection if an injury or illness prevents them from working. The office helps clients understand policy options, coverage limits, and elimination periods to match their financial needs. Specific services handled include evaluating short-term and long-term disability plans.
Martinez Insurance Group serves homeowners, businesses, and self-employed professionals in the Waukegan, Illinois area who require disability income protection. The agency guides clients through the process of selecting policies that replace a portion of lost earnings if injury or illness prevents them from working. Policies are tailored to individual occupations and income levels to ensure adequate coverage. The agency also works with property owners and managers looking to protect their rental income streams. Its service area extends into the nearby communities of Zion and North Chicago.
Seguros Tepeyac | Tepeyac Insurance Agency in Waukegan, IL provides disability insurance agent services to local individuals and businesses. Its offerings include helping clients evaluate policy options that replace a portion of income if illness or injury prevents work, along with ongoing support for policy reviews and claims assistance. The agency maintains service plans that involve regular consultations to adjust coverage as financial situations change. It services properties such as single-family homes, apartments, retail spaces, and restaurants in the surrounding area.
Talro Insurance Inc serves Waukegan, Illinois, and the surrounding Lake County communities. It handles disability insurance, providing policies that replace a portion of income if a client becomes unable to work due to illness or injury. The company works with individuals to assess their specific coverage needs based on occupation and income level. For a typical job, it meets with the client to review existing policies, then compares plan options from multiple carriers to find a suitable match.
Nauta Insurance Agency Inc, based in Waukegan, IL, distinguishes between one-time policy evaluations and recurring service plans for ongoing coverage adjustments. As a disability insurance agent, the firm guides clients through options that replace lost income due to illness or injury. These policies help protect household earnings during periods of temporary or permanent disability. The agency does not list fees or license specifics on its directory profile. Service operates strictly on an as-needed basis, responding to individual client requests for quotes, claim support, or policy reviews.
Need Insurance Plus More in Waukegan, IL offers specialty assistance with disability income protection and long-term coverage for local professionals and small business owners. Its agents also provide general guidance on policy selection and claims navigation to secure benefits after an illness or injury. This local firm applies its knowledge of Illinois state regulations to help clients strengthen their financial safety nets. During open enrollment periods, it particularly aids self-employed residents in adjusting existing plans to meet changing income needs.
Magnum Insurance Agency in Waukegan, Illinois, is known for helping clients navigate disability income protection options. Its service range covers individual policies and employer-sponsored plans designed to replace lost wages during illness or injury. Agents work with local professionals, self-employed individuals, and small businesses to identify coverage needs and compare insurers. An added specialty service is offering residual disability riders, which provide partial benefits when a client returns to work but still experiences a reduced income.
As a disability insurance agent, Progressive Authorized Agent Elizabeth Vaca in Waukegan, Illinois specializes in helping clients protect their income with personalized coverage options. The firm emphasizes comprehensive planning for disability protection. Those in the area can access guidance tailored to individual and business needs. Services are available for a range of local commercial sectors, including offices, warehouses, and food service operations.
As colder months settle over Waukegan, residents often review their financial protection against unexpected illness or injury. Alamo Insurance & Financial Service helps clients navigate disability insurance policy options to replace lost income if they cannot work. The agency assesses individual employment types and monthly expenses to recommend suitable coverage from available carriers. They explain benefit periods, elimination periods, and how policies coordinate with other benefits. An initial consultation identifies a client’s specific income-replacement needs before outlining possible plan features. A full review of current coverage follows this assessment.
What Does a a Disability Insurance Agent in Waukegan Cost?
Disability insurance agents in Illinois typically earn commissions paid by the insurance company, so there is usually no direct cost to you for their services. Policy premiums vary widely based on age, health, occupation, and coverage amount, ranging from 1% to 3% of your annual income. For example, a 40-year-old professional might pay between $100 and $300 per month for a policy. This is general information and not insurance advice.
About disability insurance agents in Waukegan
A disability insurance agent in Waukegan can help you understand your policy options and file claims. Illinois law requires disability insurance policies to include certain consumer protections under the Illinois Insurance Code. Agents in Waukegan assist with individual and group disability plans for residents of Lake County.
Frequently Asked Questions
What does a disability insurance agent in Waukegan do?
A disability insurance agent helps you select a policy, explains coverage terms, and assists with claim submissions. They can also guide you through the appeals process if a claim is denied.
Are there time limits for filing a disability claim in Illinois?
Yes, Illinois law allows up to 30 days for an insurer to respond to a claim. Policyholders typically have 180 days to file a proof of loss. Check your specific policy for exact deadlines.
Can a Waukegan agent help with an existing disability claim?
Yes, many agents provide ongoing support for existing claims. They can review denial letters and help you gather medical evidence. However, agents cannot give legal advice or represent you in court.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign