The top-rated disability insurance agent in Tinley Park, Illinois is Denise Wegner - State Farm Insurance Agent, rated 4.9 stars across 306 reviews. Other highly rated options include Enright Insurance Brokerage Services, Kelly Burke Insurance, Merit Insurance Group. This directory lists 16 disability insurance agents serving Tinley Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Denise Wegner - State Farm Insurance Agent | 8200 185th St G3 | (815) 806-2277 |
| 2 | Enright Insurance Brokerage Services | 16335 S Harlem Ave # 400 | (630) 358-9379 |
| 3 | Kelly Burke Insurance | 17732 Oak Park Ave Suite D | (708) 444-0050 |
| 4 | Merit Insurance Group | 8041 186th St # D | (708) 845-5466 |
| 5 | Laura Semanic - State Farm Insurance Agent | 17236 S Harlem Ave | (708) 532-3454 |
| 6 | Senior Insurance Team | 7030 Centennial Dr #150 | (219) 230-8447 |
| 7 | TK Insurance Services, Inc | 16557 Oak Park Ave | (708) 350-4767 |
| 8 | Mark Moylan State Farm Insurance | 17659 Oak Park Ave | (708) 429-6275 |
| 9 | Farmers Insurance - Joseph Zika | 17712 Oak Park Ave | (708) 532-2201 |
| 10 | Eric Mohl Insurance Agency | 6030 Lake Bluff Dr | (708) 224-6612 |
Denise Wegner - State Farm Insurance Agent serves the Tinley Park, Illinois, area and provides disability insurance agent services. This office assists individuals with planning for income protection in the event of an illness or injury that prevents work. The agent works with clients to evaluate coverage options that fit different needs and budgets. Policyholders benefit from personalized guidance on filing claims and adjusting their plans over time. The office handles long-term disability policies and short-term disability coverage for local residents.
Enright Insurance Brokerage Services in Tinley Park, IL assists homeowners, business owners, and self-employed professionals who need to replace lost income due to injury or illness. Its disability insurance agent work focuses on helping clients evaluate policy options and secure coverage that protects earnings. With careful attention to individual financial circumstances, the agency guides residents through the often-complex process of choosing the right plan. It also serves communities across the greater Chicago south suburbs, including nearby Orland Park.
Kelly Burke Insurance provides a range of disability insurance agent services for individuals and businesses in the Tinley Park, IL area. Its service plans include helping clients understand policy options for protecting their income against illness or injury. The agency also assists with the application process and subsequent claims management to ensure beneficiaries receive their due benefits. It services a diverse portfolio of properties, including single-family homes, apartments, retail establishments, and restaurants.
Merit Insurance Group serves Tinley Park, Illinois, and the surrounding southwest Chicago suburbs. The company focuses specifically on disability insurance, helping individuals and business owners secure income protection policies. It handles both short-term and long-term disability coverage, addressing needs from illness or injury recovery. To handle a typical job, the firm provides a straightforward consultation process, beginning with an assessment of the client's income and workplace benefits before recommending appropriate policy structures.
Laura Semanic, operating as a State Farm Insurance agent in Tinley Park, IL, helps individuals distinguish between one-time disability policies for a single, defined event and recurring coverage designed to replace ongoing income if a long-term injury or illness prevents work. Both options protect financial stability during medical recovery. The client-focused process typically runs on an as-needed basis, with policies available for review or modification whenever life circumstances change.
As a disability insurance agent in Tinley Park, IL, Senior Insurance Team offers specialized policy guidance for individuals seeking income protection against unforeseen medical conditions. It assists clients across the area with evaluating coverage options tailored to long-term inability to work. The firm helps navigate claim processes and policy exclusions for both short-term and extended benefits. For residents concerned about winter-season injuries or sudden illness disrupting household finances, the agency provides year-round consultation to help secure essential income replacement during recovery periods.
As the seasons change in Tinley Park, residents often reassess their financial protections against unexpected illness or injury. TK Insurance Services, Inc, located here, addresses this need by specializing in disability insurance agent work for local individuals and families. This firm guides clients through available policy options designed to replace lost income during recovery. Its focused service helps policyholders understand complex coverage details without pressure. An initial assessment is conducted during each first consultation to evaluate current income needs and benefit requirements.
Located in Tinley Park, IL, Mark Moylan State Farm Insurance provides general insurance services to local residents and businesses. The agency specializes in disability insurance, helping clients protect their income if they cannot work due to illness or injury. Policies available from this agent can cover partial disabilities and offer short-term or long-term benefit periods. This office routinely assists commercial clients in various sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Joseph Zika provides disability insurance services to residents in Tinley Park, Illinois, and the surrounding area. Commercial clients may also access tailored coverage for their business needs, with service extended across the region. The agency assists individuals in securing income protection policies against injury or illness. After an initial consultation and policy setup, clients often return for annual reviews or adjustments to their plans as their circumstances change between regular visits.
What Does a a Disability Insurance Agent in Tinley Park Cost?
Disability insurance agent services in Illinois typically cost nothing upfront because agents earn commissions from the insurance company. Policy premiums range from 1% to 3% of your annual income, so a $50,000 annual salary may cost $500 to $1,500 per year. Costs vary by age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Tinley Park
Disability insurance agents in Tinley Park, Illinois help individuals and businesses secure income protection policies. Illinois law requires agents to be licensed by the state and follow specific regulations under the Illinois Insurance Code. Working with a local agent ensures you understand policy terms and how state laws affect your coverage.
Frequently Asked Questions
What does a disability insurance agent in Tinley Park do?
A disability insurance agent helps you find and apply for disability insurance policies that replace income if you cannot work. They explain policy features, exclusions, and state-specific rules like the Illinois short-term disability program. Agents do not provide legal advice but can guide you to the right coverage.
Are there Illinois laws that affect disability insurance claims?
Yes. Illinois has a 30-day deadline for insurers to respond to claims under the Illinois Insurance Code. The state also requires policies to include a free look period of at least 10 days. Agents can explain how these rules apply to your policy.
How do I choose a disability insurance agent in Tinley Park?
Look for an agent licensed in Illinois with experience in disability insurance. Ask about their knowledge of local employers and Illinois-specific policy options. Check their reputation with the Illinois Department of Insurance for any complaints.
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