The top-rated disability insurance agent in Mundelein, Illinois is Seyda Calderwood: Allstate Insurance, rated 4.9 stars across 333 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Schultz Insurance Services, MJ Integrity Group. This directory lists 12 disability insurance agents serving Mundelein.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seyda Calderwood: Allstate Insurance | 529 N Lake St | (224) 475-0195 |
| 2 | Illinois Vehicle Auto Insurance | 705 S Lake St | (847) 970-9040 |
| 3 | Schultz Insurance Services | 505 E Hawley St Ste 220 | (847) 970-5524 |
| 4 | MJ Integrity Group | 442 N Seymour Ave Unit A | (708) 636-2241 |
| 5 | Cliff Babbey - State Farm Insurance Agent | 452 N Lake St Ste B | (847) 566-3034 |
| 6 | Northwest Insurance Network | 810 S Lake St | (847) 837-8200 |
| 7 | Alamo Insurance & Financial Services, Inc. | 718 S Lake St | (847) 740-1400 |
| 8 | Farmers Insurance Michael Darling Agency | 700 N Lake St Ste 203 | (847) 984-1575 |
| 9 | Carranza Insurance | 622 E Hawley St | (847) 949-9226 |
| 10 | Health Insurance Services Inc | 2100 Somerset Ln | (847) 566-6250 |
Seyda Calderwood: Allstate Insurance serves Mundelein and the broader Lake County area as a local disability insurance agent. The agency assists individuals in selecting policies that provide income replacement when illness or injury prevents them from working. Clients can review options tailored to their specific occupations and financial obligations. Policy discussions cover short-term coverage to help with immediate recovery periods as well as long-term plans that offer extended financial protection.
Illinois Vehicle Auto Insurance serves the Mundelein area of Lake County as a disability insurance agent. It assists local residents with navigating the complex process of securing income protection against illness or injury. The company helps individuals understand various policy options, focusing on benefits that replace lost wages during recovery periods. It specifically handles applications for short-term disability coverage and long-term disability income replacement plans.
Schultz Insurance Services provides disability insurance agent services to individuals and businesses in and around Mundelein, Illinois. The company helps clients understand and select appropriate disability coverage options to protect their income during periods of illness or injury. Services include assessing individual needs, presenting policy choices from various carriers, and assisting with claims support over the life of the policy. Ongoing service plans allow clients to review coverage as personal circumstances change. The company works with a diverse clientele, including those owning single-family homes, apartments, retail spaces, and restaurants.
MJ Integrity Group serves homeowners, business owners, and professionals in Mundelein, Illinois, who need insurance protection against lost income due to illness or injury. The agency works one on one with clients to evaluate individual financial situations, match disability policies to specific career fields and personal budgets, and answer claims questions as they arise. It guides customers through the enrollment process with straightforward explanations of policy terms and coverage limits. The agency also handles disability insurance needs for residents of neighboring Libertyville and the wider Lake County area.
Cliff Babbey - State Farm Insurance Agent in Mundelein, IL offers disability insurance through either a one-time consultation to review coverage needs or ongoing service to adjust policies as life circumstances change. Coverage protects a portion of income if illness or injury prevents work, with plans tailored to individual occupation and lifestyle considerations. This local agent provides service on either a scheduled review basis for existing clients or an as-needed basis for new consultations, ensuring flexibility to meet each policyholder’s evolving protection requirements.
Northwest Insurance Network specializes in disability income protection, offering custom coverage evaluations for local professionals and small business owners in Mundelein, Illinois. The agency guides clients through the complexities of short-term and long-term disability policies, ensuring they understand waiting periods, benefit amounts, and policy exclusions before enrollment. Assistance is also available for policyholders requiring claim navigation support after an unexpected injury or illness. As the colder months increase risks for slip and fall injuries, the agency helps new applicants secure coverage before seasonal hazards affect their ability to work.
As the seasons change in Mundelein, residents often reassess their financial safeguards, particularly regarding their ability to work. Alamo Insurance & Financial Services, Inc. addresses this concern by specializing in disability insurance for local professionals. The agency helps clients understand how income-replacement policies can protect against unexpected illness or injury. Their focus is on explaining coverage options that align with individual employment situations and long-term security. A typical first step with this agent involves a thorough review of the client’s current income needs and any existing employer benefits.
Farmers Insurance Michael Darling Agency, serving Mundelein, Illinois, provides disability insurance that replaces a portion of lost income when a client is unable to work due to illness or injury. The agency focuses on helping individuals tailor their coverage, whether through short-term policies for immediate needs or long-term plans for extended protection. Such disability insurance supports financial stability for employees of many workplaces. The agency can assist those working in local offices, warehouses, and food service operations in protecting their earnings during a period of disability.
Carranza Insurance serves Mundelein and the surrounding communities throughout Lake County. As a disability insurance agency, it handles applications for policies that replace a portion of a client’s income if an illness or injury prevents them from working. The company also guides individuals through the process of comparing different coverage options and policy terms. To complete a typical job, it gathers a client’s financial and medical details, then assesses their specific needs against available plans to recommend a suitable level of protection.
What Does a a Disability Insurance Agent in Mundelein Cost?
Disability insurance agent services in Illinois typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 40-year-old professional, a policy might cost between 1% and 3% of annual income per year. This is general information, not insurance advice.
About disability insurance agents in Mundelein
Disability insurance agents in Mundelein Illinois help individuals and businesses find coverage that protects income if injury or illness prevents work. Illinois law requires certain policies to include specific provisions, such as the right to convert group coverage to an individual policy. An agent can explain these rules and help you choose a plan suited to your needs.
Frequently Asked Questions
What does a disability insurance agent in Mundelein do?
A disability insurance agent in Mundelein helps you compare policies from different carriers. They explain policy terms, waiting periods, and benefit amounts. They do not provide legal advice but can guide you through the application process.
Are there Illinois laws that affect disability insurance policies?
Yes. Illinois law mandates that disability insurance policies include a grace period of at least 30 days. It also requires policies to cover pregnancy-related disabilities the same as other medical conditions. An agent can explain how these laws apply to your situation.
How do I choose a disability insurance agent in Mundelein?
Look for an agent licensed in Illinois who has experience with disability insurance. Ask about their familiarity with local carriers and policy options. You can verify an agents license through the Illinois Department of Insurance website.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign