The top-rated disability insurance agent in Mt Prospect, Illinois is Jordan Barajas - State Farm Insurance Agent, rated 5.0 stars across 970 reviews. Other highly rated options include Joe Taylor - State Farm Insurance Agent, Held Insurance Agency, Farmers Insurance - Chad Rebecca. This directory lists 17 disability insurance agents serving Mt Prospect.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jordan Barajas - State Farm Insurance Agent | 1734 E Kensington Rd | (847) 635-6600 |
| 2 | Joe Taylor - State Farm Insurance Agent | 601 W Golf Rd Ste 102 | (847) 718-0700 |
| 3 | Held Insurance Agency | 200 E Evergreen Ave # 105 | (847) 264-4644 |
| 4 | Farmers Insurance - Chad Rebecca | 800 Central Rd #132 | (847) 971-3421 |
| 5 | Magnum Insurance Agency | 1720 Algonquin Rd | (847) 879-7115 |
| 6 | Insure Direct Ltd | 834 E Rand Rd Unit 8 | (847) 632-1830 |
| 7 | TW Insurance Agency, Inc.: Allstate Insurance | 2037 E Euclid Ave | (847) 296-1444 |
| 8 | Senior Solutions of Chicagoland | 703 N Wheeling Rd | (847) 348-9302 |
| 9 | State Farm Insurance | 209 S Main St #121 | (847) 342-1200 |
| 10 | Elite Insurance and Financial Services, Inc. | 930 E Northwest Hwy | (847) 749-3187 |
Jordan Barajas - State Farm Insurance Agent serves the Mt Prospect, Illinois, metro area, where it operates as a disability insurance agent provider. The company assists local professionals and residents who need coverage to replace a portion of income if illness or injury prevents them from working. Services typically include evaluating short-term disability policies and long-term disability protection plans. The agency can also help explain policy elimination periods and benefits for self-employed individuals in the Mt Prospect community.
Joe Taylor - State Farm Insurance Agent in Mt Prospect, IL provides disability insurance services to help individuals protect their income against unexpected illness or injury. The agency offers several coverage options, including short-term and long-term disability plans, along with tailored policy reviews to match each client’s financial needs. Regular consultations are available to adjust coverage as life circumstances change, ensuring policies remain relevant. These services support homeowners, apartment tenants, and those operating retail businesses as well as restaurants.
Held Insurance Agency in Mt Prospect, IL, serves local homeowners, businesses, and property managers seeking to protect their income from unexpected injuries or illnesses. The agency provides guidance on disability insurance policies designed to replace lost wages and maintain financial stability during recovery periods. Coverage options are reviewed with clients to match individual occupational risks and coverage needs. Beyond its Mt Prospect base, the agency also works with residents and small businesses throughout the nearby Arlington Heights area.
Farmers Insurance - Chad Rebecca serves the Mt Prospect, Illinois area and surrounding communities, addressing disability insurance needs for local residents and workers. It handles policies that provide income protection when an individual cannot work due to illness or injury. This agency assists clients in evaluating their income risks and helps them select coverage plans that match their specific financial situations and employment circumstances. For a typical job, the agent reviews the client's current earnings, occupation, and lifestyle requirements to determine suitable protection levels and policy terms.
Magnum Insurance Agency serves the Mt. Prospect, Illinois area, providing professional guidance for disability insurance coverage. The company assists individuals in understanding how disability insurance can protect their income during an unexpected illness or injury. Plans are designed to replace a portion of lost wages, helping clients maintain financial stability while unable to work. Agency representatives provide comparative plan options from different carriers. Specific services include short-term disability insurance policies and long-term disability insurance policies.
Insure Direct Ltd in Mt Prospect, IL provides disability insurance agent services which can be arranged either as a one-time policy evaluation or as an ongoing recurring relationship to adjust coverage as needs change. Coverage options are designed to replace a portion of lost income if a client becomes unable to work due to illness or injury. Service runs on a one-time, scheduled, or as-needed basis.
TW Insurance Agency, Inc.: Allstate Insurance in Mt. Prospect, IL, offers specialized disability insurance agent services designing income protection plans. The agency also provides general insurance guidance to local residents and businesses. Policies are tailored to help replace lost earnings if a medical condition prevents regular work. Common client concerns include securing coverage before an unexpected injury occurs or when planning for a prolonged recovery period after a scheduled surgery.
Senior Solutions of Chicagoland connects individuals with disability insurance agent services from its base in Mt Prospect, IL. The company specializes in helping clients find disability coverage that can replace income if they become unable to work. Policies are tailored to protect those in office environments, where sedentary roles still face health risks. The same careful approach applies to workers in warehouses who need coverage for physical tasks. Food service employees also receive attention, ensuring their specific occupational hazards are addressed through appropriate policy options.
As winter weather brings slippery sidewalks and icy driveways to Mt. Prospect, the need for income protection grows, and State Farm Insurance provides local disability insurance agent services to address that concern. Working with residents in the area, the agency helps individuals explore policies that replace a portion of earnings if an illness or injury prevents them from working. A typical initial step involves a thorough review of the client’s current coverage and monthly expenses to assess what level of protection is appropriate.
Elite Insurance and Financial Services, Inc. serves residential clients in Mt Prospect and the surrounding area, helping individuals protect their income against unexpected disability. Commercial coverage is also available for local business owners who need to safeguard their operations and key personnel. The agency provides ongoing policy reviews and adjustments, ensuring coverage remains appropriate as circumstances change. This consistent follow-up allows for repeat service and plan refinements between regular visits to the office.
What Does a a Disability Insurance Agent in Mt Prospect Cost?
Disability insurance agent services in Illinois are typically paid through commissions from the insurance carrier. You do not usually pay the agent directly. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual disability policy might cost 1% to 3% of your annual income per year. This is general information, not insurance advice.
About disability insurance agents in Mt Prospect
Disability insurance agents in Mt Prospect Illinois help residents secure income protection policies. These professionals guide clients through Illinois insurance laws including the Illinois Insurance Code. Local agents understand the specific needs of workers in the Chicago suburbs and can explain how state disability benefits interact with private plans.
Frequently Asked Questions
What does a disability insurance agent in Mt Prospect do?
A disability insurance agent helps you find and purchase a disability insurance policy. They explain policy terms, compare coverage options from different carriers, and assist with the application process. In Illinois, agents must be licensed by the Illinois Department of Insurance.
How do Illinois laws affect disability insurance policies?
Illinois has specific rules about policy renewals and claim handling. The Illinois Insurance Code requires clear policy language and sets time limits for claim decisions. Agents can explain how these laws protect you and what to do if a claim is denied.
Can a disability insurance agent help with an existing claim?
Some agents provide ongoing service for policies they sold, but they cannot give legal advice. For claim denials or appeals, you may need a lawyer or a public adjuster. Agents can review your policy and refer you to appropriate resources in Illinois.
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