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Find Disability Insurance Agents Near You in McHenry, IL

Browse disability insurance agents serving McHenry, Illinois. Updated 2026-07-14.

The top-rated disability insurance agent in McHenry, Illinois is Dave Homan - State Farm Insurance Agent, rated 4.8 stars across 131 reviews. Other highly rated options include Ryan P. Conway Agency, LLC, HealthMarkets Insurance - Santos Agency, Reese Insurance Group. This directory lists 14 disability insurance agents serving McHenry.

Showing 14 disability insurance agents in McHenry, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dave Homan - State Farm Insurance Agent4929 W Elm St(815) 669-5359
2Ryan P. Conway Agency, LLC3322 W Elm St(815) 344-1600
3HealthMarkets Insurance - Santos Agency1222 N Green St(815) 271-5438
4Reese Insurance Group805 Front St(815) 385-6541
5Roger Beeler - State Farm Insurance Agent2636 Schaid Ct(815) 669-5319
6John Sutton - State Farm Insurance Agent3424 W Elm St(815) 344-6444
7Mary Trejo - State Farm Insurance Agent1783 N Richmond Rd(779) 704-3020
8Bill Colbert - State Farm Insurance Agent339 Front St(815) 385-4080
9Brett Ostertag - COUNTRY Financial Representative4302 W Crystal Lake Rd Unit F(847) 245-9963
10GEORGE THOMPSON INSURANCE AGENCY, INC.1307 Riverside Dr(815) 385-1066
DH
4929 W Elm St
Dave Homan - State Farm Insurance Agent
Disability Insurance Agent · McHenry, IL

Dave Homan's State Farm Insurance Agency serves the McHenry, Illinois area, specializing in disability insurance protection for local residents and workers. This agency helps individuals evaluate their income protection needs and find appropriate coverage to safeguard against financial hardship from unexpected injuries or illnesses. Clients can access professional guidance on short-term disability policies designed to cover a portion of lost wages during a temporary recovery period, as well as long-term disability plans that provide extended financial support for more severe, lasting conditions.

RP
3322 W Elm St
Ryan P. Conway Agency, LLC
Disability Insurance Agent · McHenry, IL

Ryan P. Conway Agency, LLC provides disability insurance agent services to individuals and businesses in the McHenry, Illinois area. The agency helps clients navigate policy options that protect income in the event of illness or injury. It offers initial consultations to assess coverage needs and assists with plan selection, application support, and ongoing policy review. The agency services a range of properties and client types, including single-family homes, apartments, retail establishments, and restaurants.

HI
1222 N Green St
HealthMarkets Insurance - Santos Agency
Disability Insurance Agent · McHenry, IL

HealthMarkets Insurance - Santos Agency serves homeowners, families, and individuals in the McHenry area who need income protection. It provides disability insurance policies that replace a portion of lost wages if illness or injury prevents work. The agency helps clients evaluate their coverage options to match their financial obligations. It also assists small business owners with protecting their operations against key-person income loss. Disability insurance planning can help maintain mortgage payments, daily expenses, and long-term savings goals. The agency additionally serves clients in Crystal Lake and the broader northern Illinois region.

RI
805 Front St
Reese Insurance Group
Disability Insurance Agent · McHenry, IL

Reese Insurance Group offers both one-time consultations to evaluate a client's current risk exposure and ongoing service plans that review policy terms as income or medical circumstances shift. Coverage options focus on replacing a portion of lost earnings when an illness or injury prevents the policyholder from working in McHenry and the surrounding region. This ensures financial stability during recovery without draining savings. Service arrangements are available on either a one-time basis for a single policy review or on an as-needed schedule whenever clients update their employment or family situation.

RB
2636 Schaid Ct
Roger Beeler - State Farm Insurance Agent
Disability Insurance Agent · McHenry, IL

Serving McHenry, Illinois, and the surrounding communities, Roger Beeler - State Farm Insurance Agent handles disability insurance policies for local residents and professionals. This coverage helps replace lost income if a person becomes unable to work due to illness or injury. The agency typically begins by reviewing an individual's current financial situation and employment risks to understand their income protection needs. They then present suitable policy options and guide the client through the application process, ensuring all documentation is completed accurately to support a timely decision.

JS
3424 W Elm St
John Sutton - State Farm Insurance Agent
Disability Insurance Agent · McHenry, IL

John Sutton - State Farm Insurance Agent serves McHenry, Illinois, and the surrounding communities. The agency handles disability insurance needs for local residents and workers. It covers both short-term and long-term disability income protection policies. The office helps clients evaluate their personal coverage gaps and income risks. Each case is assessed based on the individual's occupation, lifestyle, and financial obligations. The agency then compares available policy options to find a suitable match for the client's specific circumstances and budget.

MT
1783 N Richmond Rd
Mary Trejo - State Farm Insurance Agent
Disability Insurance Agent · McHenry, IL

Mary Trejo, operating as a State Farm Insurance agent in McHenry, IL, provides disability insurance services focused on helping individuals protect their income if an injury or illness prevents them from working. The agency also handles broader personal insurance needs for local residents. During the cold winter months, such as when snow and ice increase the risk of slip-and-fall injuries at home or work, this coverage can be particularly valuable for maintaining financial stability while recovering.

BC
339 Front St
Bill Colbert - State Farm Insurance Agent
Disability Insurance Agent · McHenry, IL

McHenry residents facing the uncertainty of an unexpected illness or injury often need reliable income protection. Bill Colbert, a local disability insurance agent with State Farm, helps individuals and families in the area understand how disability coverage can safeguard their earnings during recovery. By reviewing personal financial obligations and current benefits, the agent clarifies how a policy might replace part of a lost salary. Evaluating these personal factors together during an initial consultation forms the crucial first step in finding appropriate coverage.

BO
4302 W Crystal Lake Rd Unit F
Brett Ostertag - COUNTRY Financial Representative
Disability Insurance Agent · McHenry, IL

Brett Ostertag, as a COUNTRY Financial Representative in McHenry, IL, provides personalized financial guidance to local individuals and businesses. His practice specializes in disability insurance agent services, focusing on offering income protection plans that cover unexpected injuries or illnesses. This specialty ensures policyholders can manage their daily expenses when unable to work. He serves a variety of commercial sectors in the region, including professional offices, warehouses, and food service operations, tailoring coverage to the unique risks of each work environment.

GT
1307 Riverside Dr
GEORGE THOMPSON INSURANCE AGENCY, INC.
Disability Insurance Agent · McHenry, IL

GEORGE THOMPSON INSURANCE AGENCY, INC. serves residential clients in the McHenry area, helping them secure disability coverage that protects personal income against unexpected illness or injury. The agency also offers commercial disability policies for local business owners, ensuring financial stability for employees and operations across the surrounding region. Each consultation assesses individual needs to match appropriate benefit options. After settling a claim or adjusting an existing policy, the agency encourages follow-up service to maintain accurate coverage between regular visits.

BZ
5459 Bull Valley Rd
Belcore-Zogman Mary Jo
Disability Insurance Agent · McHenry, IL
(779) 228-4151
allinsurancesavings.com
BR
1500 S Illinois Rte 31 #200
Beth & Rudnicki Insurance Agency, Inc.
Disability Insurance Agent · McHenry, IL
(815) 385-7630
brinsurance.net
GS
5206 W Elm St #102
Greg Saucerman Agency Inc American Family Insurance
Disability Insurance Agent · McHenry, IL
(815) 344-3744
amfam.com/agents/illinois/mchenry/greg-saucerman
AI
5459 Bull Valley Rd
All Insurance Services Inc: Wallner Jessica
Disability Insurance Agent · McHenry, IL
(815) 344-2345
allinsurancesavings.com

What Does a a Disability Insurance Agent in McHenry Cost?

Disability insurance agent services in Illinois typically cost nothing upfront because agents earn commissions from the insurance carrier. Premiums for individual policies range from 1% to 3% of your annual income. For a 50,000 dollar annual income, expect premiums between 500 and 1,500 dollars per year. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in McHenry

Disability insurance agents in McHenry Illinois help residents and businesses secure income protection policies. Illinois law requires insurers to act in good faith when handling claims. A local agent can guide you through policy options and the claims process specific to McHenry County.

Frequently Asked Questions

What does a disability insurance agent in McHenry do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation definitions. They also assist with filing claims and understanding your policy rights under Illinois law.

How long do I have to file a disability claim in Illinois?

Illinois does not set a single time limit for all disability claims. Most private policies require you to file within 30 to 90 days of becoming disabled. Check your specific policy for exact deadlines.

Can a disability insurance agent help with an appeal in McHenry?

Yes. An agent can review your denial letter and help gather supporting medical evidence. They can also explain the ERISA appeal process for employer sponsored plans. Illinois law gives you 180 days to appeal most group disability denials.

Disability Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.