The top-rated disability insurance agent in Joliet, Illinois is Jack A Anderson Jr - State Farm Insurance Agent, rated 4.9 stars across 329 reviews. Other highly rated options include Rigo Valle - State Farm Insurance Agent, Insurance Navy Brokers, Magnum Insurance Agency. This directory lists 19 disability insurance agents serving Joliet.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jack A Anderson Jr - State Farm Insurance Agent | 1012 Plainfield Rd | (815) 774-0480 |
| 2 | Rigo Valle - State Farm Insurance Agent | 2551 Division St Suite 106 | (815) 676-5430 |
| 3 | Insurance Navy Brokers | 18 S Larkin Ave Suite 11 | (815) 725-4700 |
| 4 | Magnum Insurance Agency | 562 Collins St | (815) 727-7262 |
| 5 | John Wright - State Farm Insurance Agent | 1050 Essington Rd ste a | (815) 725-5052 |
| 6 | Seguros America | 678 Collins St | (815) 727-6300 |
| 7 | Fazio Insurance | 550 Ruby St | (815) 727-2611 |
| 8 | Olin Insurance | 815 Sherwood Pl | (815) 722-0276 |
| 9 | Spark Insurance Group Inc | 1020 W Jefferson St | (630) 477-7477 |
| 10 | Azteca Insurance Group | 565 Collins St | (815) 727-5600 |
Jack A Anderson Jr - State Farm Insurance Agent serves Joliet, Illinois, and the surrounding Will County area as a disability insurance agent. The agency assists individuals and families in protecting their income if a medical condition prevents them from working. Disability insurance policies are tailored to help replace a portion of lost earnings during recovery periods. The company also handles related coverage such as critical illness insurance for serious health events.
Rigo Valle - State Farm Insurance Agent in Joliet, Illinois, provides disability insurance services that help protect an individual’s income when they are unable to work due to illness or injury. The agency offers personalized coverage consultations to tailor plans that meet a client’s specific financial needs and ongoing support for policy maintenance and claims assistance. Rigo Valle serves a diverse range of properties throughout the Joliet area, including single-family homes, apartments, retail locations, and restaurants.
As a Disability Insurance Agent in Joliet, Illinois, Insurance Navy Brokers serves residential clients seeking financial protection in the event of an injury or illness. They also handle commercial disability coverage for local businesses, offering policies to employees throughout the Will County area. Their office provides clear explanations of benefit terms and claims procedures for long-term or short-term needs. Clients often return for adjustments to their coverage following major life changes, ensuring consistent coordination between scheduled appointments.
Magnum Insurance Agency works with individuals and businesses throughout the Joliet, Illinois area to establish income protection plans. Its specialty lies in designing short-term and long-term disability insurance policies that replace a portion of lost wages during illness or injury. The agency provides coverage tailored to clerical operations found in offices, physical demands at warehouses, and safety needs in food service environments.
John Wright - State Farm Insurance Agent serves homeowners, local businesses, and families in Joliet, IL, by providing disability insurance policies that replace a portion of income if illness or injury prevents work. The agency helps clients understand coverage options for short-term or long-term disability needs, ensuring financial stability during recovery. It also assists property managers with customized plans tailored to their workforce. This office’s service area extends into the Crest Hill neighborhood of the greater Joliet metro region.
Seguros America assists clients in Joliet, Illinois, and surrounding Will County communities with disability insurance needs. It handles applications for both short-term and long-term disability coverage designed to replace income during illness or injury. The agency guides individuals through policy comparisons to find suitable benefits. It also helps self-employed professionals assess their own protection gaps. For a typical job, the agency conducts a personal review of the client’s current income and occupation, then presents options that match their specific financial situation.
Fazio Insurance specializes in providing disability insurance solutions for professionals in Joliet and the surrounding region. It assists both individuals and businesses in understanding and securing coverage to protect income against unexpected illness or injury. The agency guides clients through policy options tailored to various occupations and financial needs. Whether someone faces a short-term recovery from surgery or a longer-term condition affecting their ability to work, Fazio Insurance helps navigate claims and policy adjustments during these critical transition periods.
Olin Insurance assists clients in Joliet, IL with disability insurance, distinguishing between one-time policies that provide a single lump-sum benefit and recurring options that supply ongoing income replacement during a period of disability. Coverage typically protects a portion of earned wages if an illness or injury prevents work. The company provides service on an as-needed basis, scheduling appointments to review individual coverage needs or adjust existing plans at the policyholder’s request.
In the Joliet area, where unexpected illness or injury can disrupt household income, Spark Insurance Group Inc works with local residents to identify suitable disability insurance coverage. As a disability insurance agent, the company helps clients understand policy options that provide financial protection when a medical condition prevents work. By reviewing individual employment situations and income needs, they determine how to fill potential gaps. An initial consultation assesses each client’s specific circumstances to begin the planning process.
Azteca Insurance Group provides guidance to individuals and businesses in the Joliet, Illinois area regarding income protection solutions. The firm specializes in disability insurance agency services, helping clients plan for potential income loss due to injury or illness. Local professionals and business owners rely on their expertise to navigate policy options. The company serves various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Joliet Cost?
Disability insurance agent services in Illinois are typically paid through commissions from the insurance carrier, so there is often no direct fee to you. Policy premiums vary widely based on age, occupation, health, and benefit amount. For example, a 35-year-old office worker might pay between 1% and 3% of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Joliet
Disability insurance agents in Joliet Illinois help individuals and businesses find coverage that protects income if injury or illness prevents work. Illinois law requires certain policies to include specific provisions like a grace period and reinstatement rights. Local agents can explain how state regulations affect your policy options in Will County.
Frequently Asked Questions
What does a disability insurance agent in Joliet do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms such as elimination periods and benefit durations. Agents in Joliet are familiar with Illinois insurance regulations that govern policy disclosures.
How do Illinois laws affect disability insurance policies?
Illinois law requires disability insurance policies to include a free look period of at least 10 days. Policies must also provide a grace period of at least 7 days for premium payments. Agents can explain how these protections apply to your specific policy.
Can a disability insurance agent help with existing claims?
Many agents can assist with questions about an existing policy or help you file a claim. However, for disputes or denied claims you may need to consult a lawyer. Illinois has specific time limits for filing an appeal after a claim denial.
Disability Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign