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Find Disability Insurance Agents Near You in Elgin, IL

Browse disability insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated disability insurance agent in Elgin, Illinois is John Sutton - State Farm Insurance Agent, rated 4.9 stars across 1,002 reviews. Other highly rated options include Illinois Vehicle Auto Insurance (Xpert), Accurate Auto Insurance, ADH Insurance Agency, Inc. This directory lists 19 disability insurance agents serving Elgin.

Showing 19 disability insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1John Sutton - State Farm Insurance Agent1380 Dundee Ave Suite D(847) 888-8858
2Illinois Vehicle Auto Insurance (Xpert)1073 N Liberty St(847) 468-0300
3Accurate Auto Insurance1098 Dundee Ave(847) 413-8900
4ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
5Greg Metelak - State Farm Insurance Agent53 Douglas Ave(847) 888-9875
6Insurance Navy Brokers1106 Dundee Ave(847) 416-0030
7Freeway Insurance5 Clock Tower Plaza(224) 856-4649
8Pro Insurance Group2521 Technology Dr #201(833) 776-4671
9Kirkpatrick, Jones & Herzog Insurance Agency, Inc.19 S Spring St(847) 741-9393
10Magnum Insurance Agency300 S McLean Blvd Unit C(847) 608-7260
JS
1380 Dundee Ave Suite D
John Sutton - State Farm Insurance Agent
Disability Insurance Agent · Elgin, IL
IV
1073 N Liberty St
Illinois Vehicle Auto Insurance (Xpert)
Disability Insurance Agent · Elgin, IL

Illinois Vehicle Auto Insurance (Xpert) serves Elgin in Kane County, offering professional guidance on disability insurance policies to local residents. This agency helps individuals understand coverage options that replace a portion of lost income when illness or injury prevents work. Clients can explore short-term or long-term disability plans designed to protect financial stability during extended recovery periods. The team assists with policy comparisons and enrollment details for both employer-sponsored and private disability insurance plans in the Elgin area.

AA
1098 Dundee Ave
Accurate Auto Insurance
Disability Insurance Agent · Elgin, IL

Accurate Auto Insurance serves homeowners, businesses, and property managers in Elgin, Illinois, helping them secure disability insurance policies that replace income if injury or illness prevents work. An experienced disability insurance agent guides clients through plan options and coverage details, ensuring protection for both personal and commercial needs. The company assists customers in understanding policy terms and filing claims. Its service area also extends throughout Cook County and into the surrounding parts of the Chicago metro region.

AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Disability Insurance Agent · Elgin, IL

Serving the Elgin, Illinois area and surrounding communities, ADH Insurance Agency, Inc handles disability insurance needs for local residents and professionals. This agency works to help clients protect their income by offering policies that can provide financial support during illness or injury. Understanding that each situation is unique, the agency focuses on presenting clear options and straightforward explanations. When handling a typical job, it takes the time to assess individual circumstances before recommending a suitable plan that addresses the client’s specific financial concerns.

GM
53 Douglas Ave
Greg Metelak - State Farm Insurance Agent
Disability Insurance Agent · Elgin, IL

Greg Metelak - State Farm Insurance Agent in Elgin, IL, offers both one-time policy consultations and recurring plan reviews for disability coverage. A disability insurance agent helps individuals replace lost income if an injury or illness prevents them from working. Coverage options protect a portion of earnings during a disability period, tailored to the client’s occupation and financial needs. Service for this practice typically runs on an as-needed basis, though periodic policy check-ins are available upon request through the local agency’s schedule.

IN
1106 Dundee Ave
Insurance Navy Brokers
Disability Insurance Agent · Elgin, IL

Insurance Navy Brokers provides disability insurance agent services in Elgin, Illinois, helping individuals secure income protection policies for their specific needs. It guides local workers through the process of finding coverage that replaces lost wages if an injury or illness prevents them from performing their job duties. Whether navigating a new health diagnosis during flu season or preparing for the increased physical demands of summer construction work, the agency assists clients in safeguarding their financial stability against temporary or long-term disabilities.

FI
5 Clock Tower Plaza
Freeway Insurance
Disability Insurance Agent · Elgin, IL

Freeway Insurance serves Elgin, Illinois, and the surrounding Kane County communities. As a disability insurance agent, the company handles policies that provide income protection when clients are unable to work due to illness or injury. Working with individuals and families, the agent reviews coverage options that align with each client's specific occupational risks and financial needs. To handle a typical job, the agent begins by assessing the client's current income and existing benefits, then compares relevant policy terms to find a suitable plan.

PI
2521 Technology Dr #201
Pro Insurance Group
Disability Insurance Agent · Elgin, IL

As the seasons change in Elgin, residents often reconsider their financial protections, particularly against unexpected income loss from illness or injury. Pro Insurance Group, a local disability insurance agent, guides individuals through plans that replace a portion of income when work is impossible. This agency focuses on matching policy options to specific professional and personal circumstances, ensuring coverage aligns with daily living expenses. An initial consultation typically involves a review of current earnings and health history to assess available benefit structures.

KJ
19 S Spring St
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
Disability Insurance Agent · Elgin, IL

Kirkpatrick, Jones & Herzog Insurance Agency, Inc., based in Elgin, IL, specializes in helping individuals and businesses secure disability insurance coverage. This work involves protecting income through policies that replace earnings when a policyholder cannot work due to illness or injury. They assist clients in understanding policy terms, benefit periods, and elimination periods suited to different income needs. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.

MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Disability Insurance Agent · Elgin, IL

Magnum Insurance Agency, based in Elgin, Illinois, helps clients understand the difference between employer-sponsored short-term disability plans and individually purchased long-term policies, both of which replace lost income during illness or injury. The agency guides applicants through coverage selection, from basic wage replacement to more robust plans that address specific occupational needs in the greater Elgin area. Service for consultations and policy management is provided on both a one-time and as-needed basis, with scheduled reviews available for existing clients.

KM
1970 Larkin Ave STE 3
Kevin Malooly Agency LLC American Family Insurance
Disability Insurance Agent · Elgin, IL
(847) 888-2222
amfam.com/agents/illinois/elgin/kevin-malooly
FI
1146 Dundee Ave
Farmers Insurance - Rojelio Medina
Disability Insurance Agent · Elgin, IL
(847) 592-7440
agents.farmers.com/il/elgin/rojelio-medina
OI
1 American Way
Origami Insurance Group
Disability Insurance Agent · Elgin, IL
+1 204-603-2608
origaminsurance.com
VI
1331 Dundee Ave
Valentine Insurance Agency
Disability Insurance Agent · Elgin, IL
(847) 741-0083
valentine-ins.com
AI
Clock Tower Plaza, 91, 95 Clock Tower Plaza
Alteza Insurance
Disability Insurance Agent · Elgin, IL
(847) 742-8522
altezains.com
GI
2205 Point Blvd Ste 200
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Elgin, IL
(847) 741-1000
assuredpartners.com/Elgin
JI
1275 Davis Rd Suite 225
JC Insurance Agency Inc
Disability Insurance Agent · Elgin, IL
(224) 856-5542
jcinsagency.com
DI
1275 Davis Rd Suite 115
DDG Insurance
Disability Insurance Agent · Elgin, IL
(888) 786-6906
ddginsurance.com
MS
2466 Hayloft Ln
Medicare Solutions by Design
Disability Insurance Agent · Elgin, IL
(847) 721-9509
medicaresolutionsbydesign.com

What Does a a Disability Insurance Agent in Elgin Cost?

The cost of disability insurance in Illinois varies based on age, health, occupation, and benefit amount. For an individual policy, premiums typically range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Group plans through an employer are often cheaper, with premiums shared between you and your employer. This is general information and not insurance advice.

About disability insurance agents in Elgin

Disability insurance agents in Elgin, Illinois help residents protect their income if they become unable to work. Illinois does not require private disability insurance, but agents can guide you through group plans through employers or individual policies. Local agents understand the needs of workers in the Fox Valley area and can explain how Illinois state laws affect your coverage.

Frequently Asked Questions

Do I need disability insurance in Elgin, Illinois?

Illinois does not mandate private disability insurance, but it can replace a portion of your income if you cannot work due to illness or injury. Many employers offer group short-term and long-term disability plans. An agent can help you evaluate your personal risk and find a policy that fits your budget.

What types of disability insurance are available in Illinois?

The main types are short-term disability (STD) and long-term disability (LTD). STD typically covers 3 to 6 months, while LTD can last for years or until retirement age. Illinois also has a state-run Temporary Disability Insurance program for certain workers, but most private plans are offered through employers or purchased individually.

How does Illinois law affect disability insurance claims?

Illinois follows the Employee Retirement Income Security Act (ERISA) for employer-sponsored plans, which sets strict deadlines for filing claims and appeals. For individual policies, Illinois contract law applies. An agent can explain the difference and help you understand the time limits for submitting a claim.

Disability Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.