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Find Disability Insurance Agents Near You in Elgin, IL

Directory of disability insurance agents in Elgin, Illinois. Verify credentials with the state department of insurance before hiring.

17 agents listed
Updated May 2026
Elgin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 17 disability insurance agents in Elgin, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Illinois Vehicle Auto Insurance (Xpert)
1073 N Liberty St, Elgin, IL 60120
(847) 468-0300 illinoisvehicle.com
Accurate Auto Insurance
1098 Dundee Ave, Elgin, IL 60120
(847) 413-8900 accurateautoins.com
ADH Insurance Agency, Inc
2521 Technology Dr # 204, Elgin, IL 60124
(847) 697-0104 adhins.com
Greg Metelak - State Farm Insurance Agent
53 Douglas Ave, Elgin, IL 60120
(847) 888-9875 gregmetelak.com
Insurance Navy Brokers
1106 Dundee Ave, Elgin, IL 60120
(847) 416-0030 insurancenavy.com
Freeway Insurance
5 Clock Tower Plaza, Elgin, IL 60120
(224) 856-4649 locations.freeway.com
Pro Insurance Group
2521 Technology Dr #201, Elgin, IL 60124
(833) 776-4671 proinsgrp.com
Magnum Insurance Agency
300 S McLean Blvd Unit C, Elgin, IL 60123
(847) 608-7260 magnuminsurance.com
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
19 S Spring St, Elgin, IL 60120
(847) 741-9393 kjhins.com
Farmers Insurance - Rojelio Medina
1146 Dundee Ave, Elgin, IL 60120
(847) 592-7440 agents.farmers.com
Kevin Malooly Agency LLC American Family Insurance
1970 Larkin Ave STE 3, Elgin, IL 60123
(847) 888-2222 amfam.com
Valentine Insurance Agency
1331 Dundee Ave, Elgin, IL 60120
(847) 741-0083 valentine-ins.com
Origami Insurance Group
1 American Way, Elgin, IL 60120
(204) 603-2608 origaminsurance.com
Gallagher Insurance, Risk Management & Consulting
2205 Point Blvd Ste 200, Elgin, IL 60123
(847) 741-1000 assuredpartners.com
JC Insurance Agency Inc
1275 Davis Rd Suite 225, Elgin, IL 60123
(224) 856-5542 jcinsagency.com
DDG Insurance
1275 Davis Rd Suite 115, Elgin, IL 60123
(888) 786-6906 ddginsurance.com
Medicare Solutions by Design
2466 Hayloft Ln, Elgin, IL 60124
(847) 721-9509 medicaresolutionsbydesign.com

Disability insurance agents in Elgin, Illinois help residents protect their income if they become unable to work. Illinois does not require private disability insurance, but agents can guide you through group plans through employers or individual policies. Local agents understand the needs of workers in the Fox Valley area and can explain how Illinois state laws affect your coverage.

What Does a Disability Insurance Agent in Elgin Cost?

The cost of disability insurance in Illinois varies based on age, health, occupation, and benefit amount. For an individual policy, premiums typically range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Group plans through an employer are often cheaper, with premiums shared between you and your employer. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need disability insurance in Elgin, Illinois?
Illinois does not mandate private disability insurance, but it can replace a portion of your income if you cannot work due to illness or injury. Many employers offer group short-term and long-term disability plans. An agent can help you evaluate your personal risk and find a policy that fits your budget.
What types of disability insurance are available in Illinois?
The main types are short-term disability (STD) and long-term disability (LTD). STD typically covers 3 to 6 months, while LTD can last for years or until retirement age. Illinois also has a state-run Temporary Disability Insurance program for certain workers, but most private plans are offered through employers or purchased individually.