The top-rated disability insurance agent in DeKalb, Illinois is Micah Stoddard - State Farm Insurance Agent, rated 5.0 stars across 290 reviews. Other highly rated options include Cassie Green - State Farm Insurance Agent, Stephanie Benitez American Family Insurance, Scott Zeimet - State Farm Insurance Agent. This directory lists 12 disability insurance agents serving DeKalb.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Micah Stoddard - State Farm Insurance Agent | 400 E Hillcrest Dr #150 | (815) 758-5456 |
| 2 | Cassie Green - State Farm Insurance Agent | 129 E Locust St | (779) 270-9002 |
| 3 | Stephanie Benitez American Family Insurance | 303 E Hillcrest Dr Ste 7 | (815) 756-9531 |
| 4 | Scott Zeimet - State Farm Insurance Agent | 2587 Sycamore Rd Ste D | (815) 748-3101 |
| 5 | Brian Scholle - State Farm Insurance Agent | 216 N 4th St | (815) 758-4610 |
| 6 | Elder Care Services-DeKalb County | 1701 E Lincoln Hwy | (815) 758-6550 |
| 7 | Gavin Wilson - COUNTRY Financial Agent | 213 E Locust St | (815) 748-7064 |
| 8 | Hartwig & Paszotta Insurance | 122 N 1st St A | (815) 758-1426 |
| 9 | Shelter Insurance - Dillon Caplinger | 444 E Hillcrest Dr #250 | (815) 517-1693 |
| 10 | Stoddard State Farm | 400 E Hillcrest Dr #150 | (815) 758-5456 |
Micah Stoddard - State Farm Insurance Agent serves the DeKalb, Illinois area as a disability insurance agent. The agency helps individuals and families understand the financial importance of income protection in case of illness or injury. Disability coverage is designed to replace a portion of lost wages when a person cannot work due to medical reasons. The company also manages claims processes and policy adjustments for local clients. Specific services handled include short-term and long-term disability insurance.
Cassie Green operates as a State Farm Insurance Agent in DeKalb, IL, offering a broad range of disability insurance services, including individual policies designed to replace lost income due to illness or injury. The agency also provides ongoing policy reviews to adjust coverage as clients' life circumstances change, ensuring their protection remains adequate. Services extend to homeowners, renters, and business owners seeking income protection, covering single-family homes, apartments, retail shops, and restaurants.
Homeowners, businesses, and property managers in DeKalb turn to Stephanie Benitez American Family Insurance for disability insurance agent services. This agency helps local clients understand how disability coverage can protect their income during a period of illness or injury. They explain policy options and assist with claims guidance for those needing financial security after a qualifying medical event. The company also serves residents in nearby Sycamore.
Scott Zeimet - State Farm Insurance Agent in DeKalb, IL, offers disability insurance services that help individuals choose between one-time coverage for a specific period or recurring policies that renew to protect long-term income. Such local agents ensure clients understand how each option fits personal financial situations, providing guidance on benefits and policy terms. No matter which route is selected, support from this agent runs on an as-needed basis, available whenever existing policyholders require assistance with claims or adjustments.
In the DeKalb, Illinois area and the surrounding communities of Sycamore, Cortland, and Genoa, Brian Scholle - State Farm Insurance Agent handles disability insurance policies that provide income replacement when an injury or illness prevents a person from working. The agency works with individuals to evaluate various plan structures, including short-term and long-term coverage periods. Its typical approach involves reviewing a client's occupation, current income, and benefit needs to recommend a suitable policy that aligns with financial security goals.
Elder Care Services-DeKalb County serves as a disability insurance agent in DeKalb, Illinois, specializing in helping clients secure income protection policies that replace lost earnings due to illness or injury. The company guides individuals through the process of selecting appropriate disability coverage, addressing questions about benefit periods and elimination periods. This service assists local workers in safeguarding their financial stability. It is especially helpful during flu season, when a sudden illness could disrupt a household budget and create unforeseen expenses.
In DeKalb, where seasonal weather and changing work conditions can disrupt steady income, Gavin Wilson - COUNTRY Financial Agent helps residents evaluate their financial safeguards. As a disability insurance agent, the company focuses on strategies to replace lost wages if illness or injury prevents employment. The service begins with a personal review of the client’s current coverage and monthly obligations. This initial assessment examines gaps in protection specific to the local area and typical occupational risks. A thorough inspection of existing policies and income replacement needs is always the first step taken.
Hartwig & Paszotta Insurance provides disability insurance services to individuals and businesses in and around DeKalb, Illinois. The agency specializes in helping clients secure income protection plans that cover a portion of their earnings if they become unable to work due to illness or injury. It also offers supplementary disability policies designed to close coverage gaps left by employer benefit packages. These services can assist those running or working in local offices, maintaining operations in warehouses, or managing teams in food service environments.
Shelter Insurance - Dillon Caplinger serves residential clients in DeKalb, IL, providing disability insurance that helps protect household income in the event of a serious illness or injury. Commercial coverage is also available for local small businesses seeking to safeguard their operations and employees against similar financial disruptions. Service extends throughout the DeKalb area and surrounding communities. Clients often return after policy renewals or when their coverage needs change between regular medical checkups.
Stoddard State Farm is a disability insurance agent serving DeKalb, IL, and is known for helping local residents protect their income. It provides policies that replace a portion of earnings if an injury or illness prevents someone from working. The agency also advises clients on benefit durations and elimination periods to match personal budgets. In addition, it can assist with adding a future purchase option rider to allow increased coverage as income grows.
What Does a a Disability Insurance Agent in DeKalb Cost?
Disability insurance agent services in Illinois typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and coverage amount. For example, a 40-year-old office worker might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in DeKalb
Disability insurance agents in DeKalb, Illinois help individuals and businesses find coverage to protect income during illness or injury. Illinois law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can explain how state regulations affect your policy options.
Frequently Asked Questions
What does a disability insurance agent in DeKalb do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They can also assist with understanding policy terms and filing claims.
Are there Illinois laws that affect disability insurance?
Yes, Illinois has specific rules such as the requirement that policies include a 30-day grace period and a provision for reinstatement after lapse. Agents can explain how these laws apply to your policy.
How do I choose a disability insurance agent in DeKalb?
Look for an agent licensed in Illinois with experience in disability insurance. Ask about their knowledge of local carriers and their process for helping with claims.
Disability Insurance Agents in Other Illinois Cities
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