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Find Disability Insurance Agents Near You in Decatur, IL

Browse disability insurance agents serving Decatur, Illinois. Updated 2026-07-14.

The top-rated disability insurance agent in Decatur, Illinois is Melanie Schelling - State Farm Insurance Agent, rated 5.0 stars across 2,981 reviews. Other highly rated options include Al Schelling - State Farm Insurance Agent, Acceptance Insurance, Insurance King. This directory lists 23 disability insurance agents serving Decatur.

Showing 23 disability insurance agents in Decatur, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Melanie Schelling - State Farm Insurance Agent3350 N Water St B(217) 876-8800
2Al Schelling - State Farm Insurance Agent2398 E Wood St(217) 428-6742
3Acceptance Insurance1301 W King St Ste B(217) 666-6001
4Insurance King255 E Grand Ave(217) 428-4800
5Jeff Burtis - State Farm Insurance Agent2950 N Water St Suite #305(217) 875-5711
6Richland Insurance Services, Inc636 W Imboden Dr(217) 424-6024
7Farmers Insurance - Robert Frazier100 E Washington St Ste 100a(217) 872-7272
8Sams/Hockaday & Associates122 W Prairie Ave #201(217) 423-8000
9Insurance Solutions3133 N Woodford St(217) 872-5220
10Farmers Insurance - Andrew Walk100 E Washington St #100(217) 428-8844
MS
3350 N Water St B
Melanie Schelling - State Farm Insurance Agent
Disability Insurance Agent · Decatur, IL

Melanie Schelling - State Farm Insurance Agent serves the Decatur, Illinois metro area as a disability insurance agent. The company provides individualized coverage options designed to replace a portion of income if illness or injury prevents a client from working. Policies are tailored to an individuals occupation and specific financial needs. This agency helps residents understand how long-term disability plans differ from short-term offerings. It assists with income protection for both employed professionals and self-employed individuals within the local community.

AS
2398 E Wood St
Al Schelling - State Farm Insurance Agent
Disability Insurance Agent · Decatur, IL

Homeowners, renters, and self-employed professionals in Decatur, Illinois can obtain disability income protection through Al Schelling’s State Farm agency. This disability insurance agent helps clients understand policy options that replace a portion of lost wages during illness or injury. The office also assists with planning for long-term financial stability. Decatur residents exploring coverage may consult this agency for tailored guidance on disability solutions. The agency additionally serves families and workers throughout the greater Macon County metro area.

AI
1301 W King St Ste B
Acceptance Insurance
Disability Insurance Agent · Decatur, IL

Acceptance Insurance provides disability insurance agent services in Decatur, Illinois, helping individuals and employers secure income protection coverage. The agency offers guidance on policy options that replace a portion of lost earnings due to illness or injury, along with ongoing policy management and claims support. Its service plans include routine policy reviews to adjust coverage as personal or professional circumstances change. The agency works with clients for single-family homes, apartments, retail establishments, and restaurants.

IK
255 E Grand Ave
Insurance King
Disability Insurance Agent · Decatur, IL

Serving the Decatur, Illinois area and the surrounding Macon County communities, Insurance King handles disability insurance coverage for local residents. It assists clients in understanding how disability policies can replace a portion of lost income due to illness or injury. The company works to match customers with suitable plans based on their individual occupations and financial needs. It begins each case by reviewing a client's current coverage and employment situation to identify appropriate options.

JB
2950 N Water St Suite #305
Jeff Burtis - State Farm Insurance Agent
Disability Insurance Agent · Decatur, IL

Jeff Burtis of State Farm Insurance in Decatur, Illinois assists clients who rely on disability coverage for income protection, distinguishing between one-time policy purchases for basic needs and recurring premium-based plans that build cash value or offer extended benefits. The agency helps evaluate short-term and long-term policies tailored to individual professions and income levels. Coverage is designed to replace lost earnings if an illness or injury prevents work. Service arrangements run on an as-needed basis, depending on when clients request policy reviews or applications.

RI
636 W Imboden Dr
Richland Insurance Services, Inc
Disability Insurance Agent · Decatur, IL

Richland Insurance Services, Inc. specializes in disability coverage for individuals in Decatur, IL, working to protect clients against income loss due to illness or injury. It helps residents evaluate different policy options, including short-term and long-term plans, to match everyday financial needs and employment situations. The company addresses coverage needs that arise when changing jobs or starting a new business in the local area. It also helps clients review their policies before the annual open enrollment season begins.

FI
100 E Washington St Ste 100a
Farmers Insurance - Robert Frazier
Disability Insurance Agent · Decatur, IL

As local residents in Decatur evaluate their financial security following seasonal employment shifts, reliable income protection becomes a priority. Farmers Insurance - Robert Frazier provides disability insurance agent services tailored to this need. The agency assists individuals and families in understanding how disability coverage can replace lost wages during illness or injury. Policy options are reviewed to align with personal budgets and workplace benefits. Clients discuss their current employment situations and health considerations to identify appropriate coverage amounts. The process begins with an initial assessment of each applicant's occupation and income needs.

SH
122 W Prairie Ave #201
Sams/Hockaday & Associates
Disability Insurance Agent · Decatur, IL

Sams/Hockaday & Associates operates as a disability insurance agent in Decatur, Illinois, working with clients to obtain coverage that replaces a portion of income if injury or illness prevents work. The firm specifically focuses on disability insurance policies as its core specialty. It assists both individuals and businesses in structuring protection to meet varying financial needs. The practice can serve a range of commercial sectors, including offices, warehouses, and food service operations.

IS
3133 N Woodford St
Insurance Solutions
Disability Insurance Agent · Decatur, IL

Insurance Solutions provides residential disability insurance coverage for individuals in Decatur, IL, helping protect personal income if illness or injury prevents work. The company also offers commercial disability insurance services for local businesses seeking to safeguard their operations. Their service area encompasses Decatur and the surrounding communities. Clients receive ongoing support, with smooth follow-up service available between regular visits to address any changes in coverage needs or policy questions.

FI
100 E Washington St #100
Farmers Insurance - Andrew Walk
Disability Insurance Agent · Decatur, IL

Farmers Insurance - Andrew Walk in Decatur, IL is known as a disability insurance agent helping clients protect their income against unforeseen illness or injury. The agency serves local workers, guiding them through policy options that cover short-term or long-term absence from employment. Each plan is tailored to individual needs and financial situations. Clients can also explore a supplemental accident policy add-on to extend coverage beyond standard disability benefits.

MT
333 E Pershing Rd
Mutual Trust Insurance Agency
Disability Insurance Agent · Decatur, IL
(217) 335-4136
AO
120 E Cerro Gordo St
Atteberry Oldweiler Insurance
Disability Insurance Agent · Decatur, IL
(217) 422-6544
erieinsurance.com
WT
1138 IL-48
Winston Taylor Insurance
Disability Insurance Agent · Decatur, IL
(217) 422-1441
DI
1950 N Water St B
Downs Insurance Inc
Disability Insurance Agent · Decatur, IL
(217) 422-2202
FA
2805 N Jasper St
The Floyd Agency
Disability Insurance Agent · Decatur, IL
(217) 423-5020
thefloydagency.com
CG
1641 S Taylorville Rd
Curt Grant - COUNTRY Financial Agent
Disability Insurance Agent · Decatur, IL
(217) 872-6020
agents.countryfinancial.com/usa/il/decatur/curt-grant
SI
2932 Mount Zion Rd
Shelter Insurance - Joe Basil
Disability Insurance Agent · Decatur, IL
(217) 864-6600
shelterinsurance.com/CA/agent/JBASIL
PI
3795 N Woodford St
Preston Insurance Agency, Division of Ansay & Associates
Disability Insurance Agent · Decatur, IL
(217) 876-8006
myprestoninsurance.com
KF
1301 E Mound Rd Ste 200
Kta Financial Group Ltd
Disability Insurance Agent · Decatur, IL
(217) 288-4323
MI
249 S Stevens Ave
MKH Insurance Services
Disability Insurance Agent · Decatur, IL
(217) 520-5609
mkhinsurance.com
MS
122 W Prairie Ave #201
Michael Sams
Disability Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/michael-sams
LH
122 W Prairie Ave #201
Luke Hockaday
Disability Insurance Agent · Decatur, IL
(217) 423-8000
samshockaday.com/team/luke-hockaday
GI
101 S Main St #200
Gallagher Insurance, Risk Management & Consulting
Disability Insurance Agent · Decatur, IL
(217) 423-2345
locations.ajg.com/us/il/decatur/101-s-main-street

What Does a a Disability Insurance Agent in Decatur Cost?

Typical costs for disability insurance in Illinois range from 1 percent to 3 percent of your annual income for individual policies. For a 50 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Group plans through employers often cost less. Costs vary by age health occupation and benefit terms. This is general information not insurance advice.

About disability insurance agents in Decatur

Disability insurance agents in Decatur Illinois help individuals and businesses find coverage that protects income if you cannot work. Illinois law requires agents to be licensed by the state and follow specific regulations under the Illinois Insurance Code. Local agents understand the needs of Decatur workers in manufacturing healthcare and agriculture sectors.

Frequently Asked Questions

What does a disability insurance agent in Decatur do?

A disability insurance agent helps you compare policies from different carriers to find a plan that fits your budget and occupation. They explain benefit periods elimination periods and how Illinois state laws affect your coverage. Agents do not provide legal advice but can guide you on policy features.

How do I choose a disability insurance agent in Decatur Illinois?

Look for an agent who is licensed in Illinois and has experience with individual or group disability policies. Check their standing with the Illinois Department of Insurance. Ask about their familiarity with local employers and common occupations in Decatur.

Are disability insurance benefits taxable in Illinois?

If you pay the premiums with after tax dollars benefits are generally tax free. If your employer pays the premiums benefits are usually taxable as income. Illinois follows federal tax rules for disability benefits. Consult a tax professional for your specific situation.

Disability Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.