The top-rated disability insurance agent in Wailuku, Hawaii is Mark Zion - State Farm Insurance Agent, rated 5.0 stars across 294 reviews. Other highly rated options include Wayde Omura - State Farm Insurance Agent, Mike Taniguchi - State Farm Insurance Agent, Carey Tanaka - State Farm Insurance Agent. This directory lists 11 disability insurance agents serving Wailuku.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Zion - State Farm Insurance Agent | 2200 Main St suite 530 | (808) 793-3203 |
| 2 | Wayde Omura - State Farm Insurance Agent | 331 Ho'okahi St Ste 105 | (808) 249-0990 |
| 3 | Mike Taniguchi - State Farm Insurance Agent | 35 Central Ave | (808) 242-5747 |
| 4 | Carey Tanaka - State Farm Insurance Agent | 331 Ho'okahi St Unit 106 | (808) 877-4450 |
| 5 | MFA Insurance Inc. | 73 Maluhia Dr | (808) 244-2244 |
| 6 | Business Insurance Services | 2115 Wells St | (808) 244-6006 |
| 7 | Mutual Underwriters | 840 Alua St STE 103 | (808) 249-2163 |
| 8 | Kassie Silva - Aflac Insurance Agent | 2065 Main St #101a | (808) 258-7992 |
| 9 | Aflac Insurance Agent: Michael E Jones | 62 N Market St #304 | (808) 442-3070 |
| 10 | AFLAC Insurance Agency: NKM & Associates | 1826 Wili Pa Loop | (808) 419-1074 |
Mark Zion - State Farm Insurance Agent serves the Wailuku, Hawaii, area as a disability insurance agent. This office provides professional guidance to help individuals protect their income in the event of an illness or injury that prevents them from working. They assist local residents in exploring policy options that can replace a portion of lost wages during recovery periods. Specific services handled include short-term disability coverage for temporary conditions and long-term disability plans for more extended medical situations.
Wayde Omura - State Farm Insurance Agent provides disability insurance agent services in Wailuku, HI, focusing on helping individuals secure income protection plans. The agent assists clients in understanding policy options and tailoring coverage to their financial needs. Regular policy reviews are available to adjust plans as life circumstances change. The agency serves local clients, including homeowners, renters, and small business operators, covering single-family homes, apartments, retail spaces, and restaurants.
Mike Taniguchi, a State Farm Insurance agent in Wailuku, assists local homeowners and businesses with their income protection needs. As a disability insurance agent, the office helps clients understand how disability coverage can replace a portion of their income during an illness or injury. The agency works with property managers and other professionals to create plans that align with their financial situations. Services include policy explanation and enrollment for individuals seeking to safeguard their earning potential. This Wailuku-based agent also serves clients in the Kahului area of Maui.
Carey Tanaka - State Farm Insurance Agent serves Wailuku, HI, and the surrounding Maui communities, handling disability insurance policies for local residents and professionals. It works to provide coverage that helps replace income if an illness or injury prevents working, focusing on tailored plans for varied occupational needs. The agent typically approaches each case by first reviewing the client's employment situation and financial obligations to identify appropriate policy options.
Located in Wailuku, MFA Insurance Inc. offers both one-time policy review appointments and ongoing claim management services for disability insurance coverage. Agents help clients understand policy differences between short-term and long-term benefits tailored to individual employment risks. They assist with paperwork required to initiate coverage or file a claim after an injury or illness prevents work. Client consultations are available on a scheduled or as-needed basis, depending on the complexity of the request.
Business Insurance Services specializes in disability insurance agent services for individuals and businesses in Wailuku, HI. It guides clients through the process of securing coverage that provides income protection when illness or injury prevents work. The agency advises on policy options, helping to assess individual needs and compare plans from various insurers. Its general service work includes assisting with applications and explaining policy terms. As the Maui area faces seasonal changes that can bring flu outbreaks or storm-related accidents, the agency helps ensure clients have updated coverage for such unexpected events.
When natural disasters or unexpected workplace injuries disrupt steady income on Maui, Mutual Underwriters in Wailuku helps local professionals navigate the claims process. As a disability insurance agent, the company guides policyholders through complex benefit structures to secure necessary financial support. This often begins with a thorough initial assessment of an individual’s existing coverage and current employment situation.
Kassie Silva - Aflac Insurance Agent provides disability insurance services to residents in the Wailuku area, helping individuals protect their income during illness or injury. Commercial coverage options are also available for local businesses seeking to safeguard their employees. Service is offered throughout Wailuku and the wider Maui region. The agent assists with initial policy setup and is available for follow-up service between regular visits to review coverage or adjust plans as circumstances change.
Based in Wailuku, Aflac Insurance Agent Michael E Jones is known for helping clients understand disability insurance options in Hawaii. The service range includes assessing income protection needs for local workers and families. This independent agent provides guidance on coverage that can replace a portion of lost wages during an illness or injury. A specialty service that can be added on is critical illness insurance to help with treatment costs if a serious health event occurs.
As a disability insurance agent in Wailuku, Hawaii, AFLAC Insurance Agency: NKM & Associates helps individuals secure income protection plans that replace lost earnings due to illness or injury. It guides clients through selecting appropriate coverage and assists with plan management and claims filing. Regular policy reviews are offered to keep coverage aligned with changing needs. The agency serves local residents, including those in single-family homes, apartments, retail positions, and restaurant employment.
What Does a a Disability Insurance Agent in Wailuku Cost?
Disability insurance agent services in Hawaii typically do not charge a direct fee. Agents earn commissions from insurance carriers, which are included in your premium. Premiums for individual disability policies in Hawaii range from 1% to 3% of your annual income, depending on age, health, and occupation. Group plans through employers often cost less per month. This is general information, not insurance advice.
About disability insurance agents in Wailuku
Disability insurance agents in Wailuku help residents of Maui find income protection plans. Hawaii law requires employers to provide temporary disability insurance through the Hawaii Temporary Disability Insurance program. An agent can explain how private policies supplement this state mandated coverage.
Frequently Asked Questions
What does a disability insurance agent in Wailuku do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage limits. They also advise on how Hawaii state disability benefits interact with private plans.
Is disability insurance required in Hawaii?
Hawaii law mandates that most employers provide temporary disability insurance for non work related injuries or illnesses. This covers up to 26 weeks of partial wage replacement. Private disability insurance is optional but can offer longer coverage and higher benefits.
How do Hawaii disability benefits work with Social Security?
Hawaii temporary disability insurance pays for short term disabilities. Social Security Disability Insurance covers long term or permanent disabilities. A Wailuku agent can help you coordinate both to maximize your income protection.