The top-rated disability insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Kaina Kauahi - State Farm Insurance Agent, Shelli Toguchi-Hadley - State Farm Insurance Agent, Lana Chansatit - State Farm Insurance Agent. This directory lists 39 disability insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 3 | Shelli Toguchi-Hadley - State Farm Insurance Agent | 4510 Salt Lake Blvd d15 | (808) 486-1111 |
| 4 | Lana Chansatit - State Farm Insurance Agent | 7192 Kalanianaʻole Hwy # G230 | (808) 395-5433 |
| 5 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 6 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 7 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 8 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
| 9 | Ross Esaki: Allstate Insurance | 1311 Kapiolani Blvd Ste 503 | (808) 254-5138 |
| 10 | John H Connors Insurance | 500 Ala Moana Blvd # 2-303 | (808) 521-3663 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI, provides disability insurance policies designed to replace a portion of lost income if injury or illness prevents work. It offers customized coverage plans to safeguard financial stability during recovery, with options for short-term and long-term benefits. Ongoing policy reviews and claim support services are also available to maintain appropriate protection. The agent serves single-family homes, apartments, retail, and restaurants throughout the local area.
Kaina Kauahi - State Farm Insurance Agent in Honolulu, HI serves residents seeking disability coverage through personalized policy consultations. Commercial clients can also explore disability income protection to address business continuity needs. The agency serves the greater Honolulu area with focused attention on individual financial security. Clients are encouraged to schedule follow-up appointments between regular visits to review coverage adjustments as personal circumstances evolve.
As a Disability Insurance Agent, Shelli Toguchi-Hadley with State Farm in Honolulu provides services that can be tailored to a client’s specific situation. The key difference involves a one-time policy setup versus ongoing policy reviews that account for changes in income or health. An agent helps secure coverage to replace lost wages due to illness or injury, ensuring financial stability. Services are offered on a one-time basis for initial policy purchase, with scheduled check-ins available as needed to adjust coverage.
On Oahu’s unpredictable schedule of seasonal storms and tourism shifts, a sudden injury or illness can halt a resident’s income unexpectedly. Lana Chansatit - State Farm Insurance Agent in Honolulu helps local workers select disability insurance that bridges that financial gap. Clients consider plans covering partial or total disability, with custom waiting periods and benefit durations. An initial consultation reviews current coverage and estimates monthly needs. This assessment inspects existing policies for overlap or gaps before recommending any changes.
First Insurance Company of Hawaii, LTD helps individuals and businesses manage financial risk through tailored coverage solutions. Located in Honolulu, the agency focuses on disability insurance, offering policies designed to replace income when a client cannot work due to illness or injury. This specialty ensures steady cash flow during recovery periods. The company serves a range of commercial sectors, including professional offices, warehouse operations, and food service establishments.
Financial Benefits Insurance, Inc. operates in Honolulu, Hawaii, assisting individuals and businesses with securing income protection plans. As a Disability Insurance Agent, the company focuses on policies that replace a portion of earnings if an injury or illness prevents work. This specialty coverage helps clients in various commercial sectors manage financial risk. Their services are available to professionals working in offices, warehouses, and food service environments.
Serving residents throughout Honolulu, Proinsurance Hawaii offers disability insurance coverage tailored to individual needs. The agency also provides commercial disability insurance solutions for local businesses across the island. Supporting clients in the greater Honolulu area, the company assists with plan selection, application filing, and claims guidance. After an initial policy is in place, the agency remains available for periodic policy reviews and adjustments to coverage between scheduled visits or following significant life changes.
John H Connors Insurance in Honolulu, Hawaii, provides both one-time policy evaluations and recurring review services for disability coverage, ensuring clients understand protection options against income loss. Coverage is available for various occupations, helping individuals secure benefits tailored to their Honolulu lifestyles. Service runs on a one-time, scheduled, or as-needed basis according to client preference, with each consultation focusing on specific disability insurance needs.
What Does a a Disability Insurance Agent in Honolulu Cost?
Disability insurance agent services in Hawaii typically do not charge a direct fee to the client. Agents earn commissions from insurance companies, which are built into the policy premium. For individual disability policies, monthly premiums can range from 50 to 300 dollars depending on age, health, and coverage amount. Employer-provided TDI is funded through payroll deductions. This is general information, not insurance advice.
About disability insurance agents in Honolulu
A disability insurance agent in Honolulu can help you understand your policy options and file claims. Hawaii law requires employers to provide temporary disability insurance (TDI) for most employees. An agent can guide you through the state-specific rules and private policy choices.
Frequently Asked Questions
What does a disability insurance agent in Honolulu do?
An agent helps you compare disability insurance plans and apply for coverage. They also assist with understanding policy terms and filing claims for benefits under Hawaii law.
Is disability insurance required in Hawaii?
Yes, Hawaii has a mandatory Temporary Disability Insurance (TDI) program for most employees. This provides partial wage replacement for non-work related illness or injury. A private agent can help you find supplemental coverage.
How long do I have to file a disability claim in Hawaii?
For Hawaii TDI benefits, you must file a claim within 90 days of the start of your disability. For private policies, time limits vary. An agent can explain the deadlines for your specific plan.