Skip to main content

Compare Disability Insurance Agents in Hilo, HI

Browse disability insurance agents serving Hilo, Hawaii. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 disability insurance agents in Hilo, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
680 Manono St, Hilo, HI 96720
(808) 969-7767 agents.allstate.com
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375 iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455 myjustrightinsurance.com
Premier Benefit Consultants
1437 Kilauea Ave Ste. 204, Hilo, HI 96720
(808) 731-3700 pbchawaii.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174 pyramidins.com
Ohana Health Plan
88 Kanoelehua Ave a105, Hilo, HI 96720
(888) 846-4262 ohanahealthplan.com
Hope Chu Hing - State Farm Insurance Agent
586 Kanoelehua Ave #300, Hilo, HI 96720
(808) 935-3157 insurancewithaloha.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Business Insurance Services Inc
1080 Kilauea Ave, Hilo, HI 96720
(808) 935-1888 bisihi.com
Mind Insurance HI
344 Kilauea Ave, Hilo, HI 96720
(808) 646-3602
Trust Guard Insurance HI
451 Kekuanaoa St, Hilo, HI 96720
(808) 736-1914
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000 hawaiian.insure
Daniel De Soto Insurance
275 Ponahawai St # 105, Hilo, HI 96720
(808) 961-3207 hawaiiislandinsurance.com
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943 atlasinsurance.com
American Mutual Group
Century Bldg, 80 Pauahi St STE 105, Hilo, HI 96720
(808) 969-1688
Mutual Underwriters - Hilo
275 Ponahawai St # 105, Hilo, HI 96720
(808) 969-1110
Financial Benefits Insurance Inc. Hilo Office
1289 Kilauea Ave Unit G, Hilo, HI 96720
(808) 792-5194 fbihi.com
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828 alliant.com
Allstate Personal Financial Representative: Adams Agtarap
680 Manono St, Hilo, HI 96720
(808) 989-6678 agents.allstate.com
Stan A Kinoshita & Associates Inc
410 Kilauea Ave, Hilo, HI 96720
(808) 935-2888 sakinoshita.com

Disability insurance agents in Hilo Hawaii help residents understand and obtain coverage that protects income if injury or illness prevents work. Hawaii has specific rules for group disability plans under state law, and local agents can explain how these rules apply to your situation. Working with an agent familiar with Hawaii can make the process smoother for Big Island residents.

What Does a Disability Insurance Agent in Hilo Cost?

Disability insurance agent services in Hawaii are typically paid through commissions from the insurance carrier, so you may not pay a direct fee to the agent. Policy premiums vary widely based on age, occupation, health, and benefit amount. For a typical Hilo resident, monthly premiums might range from 100 to 400 dollars for a policy covering 60 percent of income. Costs are higher for high-risk occupations or pre-existing conditions. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent do in Hilo?
A disability insurance agent helps you find and apply for disability insurance policies that fit your needs. They explain policy terms, compare options from different carriers, and assist with claims. In Hawaii agents must be licensed by the state Department of Commerce and Consumer Affairs.
How long do I have to file a disability claim in Hawaii?
Hawaii does not have a single statute of limitations for all disability claims. Private policy deadlines vary by contract, often 30 to 90 days after the disability starts. For employer-provided group plans, the Employee Retirement Income Security Act (ERISA) applies and you must follow the plan's appeal timeline.
Are disability insurance premiums tax deductible in Hawaii?
Premiums for individual disability insurance are generally not tax deductible. However if you pay for a group policy through your employer with pre-tax dollars, the benefits may be taxable. Hawaii follows federal tax rules for this. Consult a tax professional for your specific situation.