The top-rated disability insurance agent in Kapolei, Hawaii is Darren Tatsuno: Allstate Insurance, rated 4.9 stars across 51 reviews. Other highly rated options include Rachel Rooney - State Farm Insurance Agent, Helen Kado: Allstate Insurance, Mark Middleton - State Farm Insurance Agent. This directory lists 12 disability insurance agents serving Kapolei.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Tatsuno: Allstate Insurance | 2176 Lauwiliwili St #1 | (808) 682-7873 |
| 2 | Rachel Rooney - State Farm Insurance Agent | James Campbell Bldg, 1001 Kamokila Blvd Ste 270 | (808) 247-0091 |
| 3 | Helen Kado: Allstate Insurance | 91-1010 Shangrila St #302 | (808) 845-9026 |
| 4 | Mark Middleton - State Farm Insurance Agent | 2176 Lauwiliwili St #1 | (808) 674-1122 |
| 5 | John Huey - State Farm Insurance Agent | 1001 Kamokila Blvd #118 | (808) 674-6655 |
| 6 | Kevin Mak - GEICO Insurance Agent | 563 Farrington Hwy #105 | (808) 913-6331 |
| 7 | Jeremy Dunaway - State Farm Insurance Agent | 1001 Kamokila Blvd Ste 120 | (808) 622-4444 |
| 8 | Daffodil Insurance Agency | 909 Haumea St | (808) 468-8171 |
| 9 | Kay Pallasigue Kim: Allstate Insurance | 2110 Lauwiliwili St Ste 101h | (808) 626-2788 |
| 10 | National Interstate Insurance Company | 1001 Kamokila Blvd #201 | (800) 929-1500 |
Darren Tatsuno: Allstate Insurance provides disability insurance agent services to individuals and families in Kapolei, HI. It helps clients select income protection plans that can replace a portion of their earnings in the event of a disabling illness or injury. Service typically includes reviewing existing coverage, explaining policy terms, and managing renewals or adjustments to maintain adequate protection. The agency also guides claimants through the filing process. It works with those who own and operate single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and small business owners across Kapolei, Rachel Rooney as a State Farm Insurance Agent assists with disability insurance policies designed to protect income when injury or illness prevents work. The agency guides clients through policy options that align with their financial situations and coverage needs. Services include discussing benefit periods, elimination periods, and occupation-specific protections. The team also helps Kapolei families compare plans to ensure adequate support during recovery. This coverage extends to clients throughout the surrounding communities of Ewa Beach and the greater Honolulu metro area.
At Helen Kado: Allstate Insurance in Kapolei, HI, clients choose between one-time consultations for a single disability policy evaluation or recurring service for long-term coverage adjustments. The agency aids individuals in protecting income against illness or injury through tailored disability insurance plans. Service operations run on a scheduled basis, ensuring consistent policy reviews and updates as needs evolve. Scheduled appointments allow for proactive management of changing circumstances.
Serving Kapolei and the surrounding communities of Oahu’s Ewa Plain, Mark Middleton - State Farm Insurance Agent handles disability insurance needs for local residents. The agency works with clients to secure coverage that provides income protection if an illness or injury prevents them from working. It manages both short-term and long-term disability policies, helping individuals assess their financial exposure and choose appropriate benefit levels. To handle a typical job, the agent reviews the client’s income and occupation details, then presents coverage options that align with their budget and risk tolerance.
John Huey’s agency specializes in disability insurance, offering protection that replaces income if a client cannot work due to illness or injury. As a local State Farm agent, the company provides a full range of personal insurance services, including auto, home, and life coverage to Kapolei residents. The team helps clients assess their financial risk and choose appropriate policy options. During open enrollment periods or after a sudden health change, the agency assists with disability coverage to ensure household bills remain manageable during recovery.
Kevin Mak - GEICO Insurance Agent serves the Kapolei, Hawaii area, offering disability insurance through GEICO. This agency helps clients find coverage that can replace a portion of lost income due to illness or injury. They provide short-term disability policies for temporary recovery periods, as well as long-term disability plans for more extended protection. By working with multiple carriers, the agency matches clients with options that fit their individual financial situations. Services include both employer-sponsored plan supplementation and privately purchased individual disability insurance policies.
Jeremy Dunaway, operating as a State Farm Insurance agent in Kapolei, HI, provides a full range of insurance solutions, with a specialty in disability insurance coverage. This type of policy helps replace a portion of lost income if an injury or illness prevents the policyholder from working. The agent assists both individuals and local businesses in structuring protection for their financial stability. Commercial clients that can benefit from these tailored disability plans include offices, warehouses, and food service operations.
Residents of Kapolei, Oahu, often find themselves considering how to protect their income during the busy tourist season or a family medical leave. Daffodil Insurance Agency provides focused guidance on disability insurance options to help local workers secure a safety net against unexpected illness or injury. The agent works directly with individuals to explain how policies can replace a portion of lost wages for both short-term and long-term needs. The process begins by scheduling a consultation and conducting a thorough assessment of each client’s current coverage and personal employment situation.
Kay Pallasigue Kim: Allstate Insurance provides residential disability insurance services to clients in Kapolei, Hawaii, along with commercial coverage options for local businesses. The agency serves the Kapolei area and surrounding communities, helping individuals and companies secure financial protection against the loss of income due to illness or injury. An appointment allows for a thorough review of coverage needs, and the office is available for follow-up questions or policy adjustments between regular annual visits.
National Interstate Insurance Company in Kapolei, HI, is known for helping clients understand and select disability insurance coverage that protects their income. The company serves residents and small businesses throughout the local area, assessing individual needs and policy options for short-term and long-term disability plans. Its agents guide applicants through the enrollment process with personalized assessments. For added financial protection, the firm can also arrange for riders covering partial disability benefits or cost-of-living adjustments.
What Does a a Disability Insurance Agent in Kapolei Cost?
Disability insurance agent services in Hawaii typically cost nothing upfront as agents earn commissions from insurers. Premiums for private policies range from 1% to 3% of your annual income. For example, a policy with a 90 day waiting period and a 2 year benefit term might cost $50 to $150 per month. Costs vary by age, health, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Kapolei
A disability insurance agent in Kapolei can help you understand your policy and file claims. Hawaii law requires certain disability benefits for workers under the Temporary Disability Insurance program. Agents assist with both private and state-mandated plans to protect your income.
Frequently Asked Questions
What does a disability insurance agent in Kapolei do?
An agent helps you choose a policy, file claims, and navigate appeals. They explain Hawaii specific rules like the 14 day waiting period for TDI benefits.
How long do I have to file a disability claim in Hawaii?
Hawaii law gives you 90 days from the start of your disability to file a TDI claim. Private policies may have different time limits. An agent can help you meet these deadlines.
Is disability insurance required in Hawaii?
Yes, most employers in Hawaii must provide Temporary Disability Insurance coverage. This covers non work related injuries or illnesses. Private disability insurance is optional but recommended for extra protection.