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Find Disability Insurance Agents Near You in Foley, AL

Browse disability insurance agents serving Foley, Alabama. Updated 2026-07-14.

The top-rated disability insurance agent in Foley, Alabama is Direct Auto Insurance, rated 4.9 stars across 455 reviews. Other highly rated options include Acceptance Insurance, First Baldwin Insurance, Southern Risk Associates, Inc.. This directory lists 20 disability insurance agents serving Foley.

Showing 20 disability insurance agents in Foley, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Direct Auto Insurance2112 S McKenzie St(251) 200-4679
2Acceptance Insurance201 9th Ave Ste 201(251) 494-7076
3First Baldwin Insurance8154 AL-59 #201(251) 943-6677
4Southern Risk Associates, Inc.710 E Laurel Ave(251) 316-6129
5SOUTHERN INSURANCE AL LLC820 S McKenzie St(251) 943-3340
6Bill Boulton Agency, Inc: Allstate Insurance313A W Laurel Ave(251) 943-2800
7Absolute Insurance Agency721 N McKenzie St(251) 942-6837
8South Shore Insurance Agency7801 AL-59 G(251) 923-4463
9Miranda Bennett – PointeNorth Insurance3794 S McKenzie St(251) 923-4870
10Alfa Insurance - Adams Cosby Agency231 W Laurel Ave(251) 943-5604
DA
2112 S McKenzie St
Direct Auto Insurance
Disability Insurance Agent · Foley, AL

Direct Auto Insurance serves the Foley, Alabama area as a disability insurance agent. This company helps local individuals obtain coverage that replaces a portion of their income if an illness or injury prevents them from working. It assists clients in navigating policy options tailored to different occupations and income levels. The agency handles both short-term policies for temporary conditions and long-term plans designed for extended periods of disability.

AI
201 9th Ave Ste 201
Acceptance Insurance
Disability Insurance Agent · Foley, AL

Acceptance Insurance in Foley, Alabama assists individuals in evaluating protection plans for loss of income due to illness or injury. Their work within the Disability Insurance Agent category includes helping clients understand policy terms and coverage options available in the local area. This general service is tailored to specific professional environments. The agent serves commercial sectors with particular needs, including offices, warehouses, and food service operations.

FB
8154 AL-59 #201
First Baldwin Insurance
Disability Insurance Agent · Foley, AL

First Baldwin Insurance provides disability insurance agent services to individuals and businesses throughout the Foley, AL area. It offers guidance on selecting appropriate disability coverage and assists clients with policy applications. Ongoing service includes reviewing existing plans to help ensure they remain aligned with changing needs and assisting with claims support when necessary. The company develops tailored strategies to help protect income during periods of inability to work. It serves single-family homeowners, apartment residents, retail operators, and restaurant proprietors.

SR
710 E Laurel Ave
Southern Risk Associates, Inc.
Disability Insurance Agent · Foley, AL

Southern Risk Associates, Inc. serves homeowners, business owners, and self-employed individuals in the Foley, Alabama area needing disability income protection. The firm helps clients understand how short-term or long-term disability coverage can safeguard personal earnings against unexpected illness or injury. It guides applicants through policy options suited for coastal professions or local small businesses. Planning is customized to replace a portion of lost income during recovery periods. The agency also covers residents and commercial clients in the neighboring Gulf Shores and Orange Beach communities along the Baldwin County coast.

SI
820 S McKenzie St
SOUTHERN INSURANCE AL LLC
Disability Insurance Agent · Foley, AL

Southern Insurance AL LLC serves the Foley, Alabama area and surrounding communities, handling the distribution of disability insurance policies. This agency assists individuals in obtaining coverage designed to replace a portion of income when an injury or illness prevents them from working. Its work involves assessing a client's occupation and income needs to present appropriate policy options. To handle a typical job, it reviews a client's financial picture and policy details, helping them fill out applications and guiding them through the underwriting process.

BB
313A W Laurel Ave
Bill Boulton Agency, Inc: Allstate Insurance
Disability Insurance Agent · Foley, AL

Bill Boulton Agency, Inc: Allstate Insurance in Foley, AL provides disability insurance guidance that distinguishes between one-time policy consultations and ongoing coverage management. New clients typically start with an initial review of benefit options tailored to local occupational risks, while existing policyholders may opt for periodic plan adjustments. Disability insurance agents here address income replacement needs through either short-term or long-term plans. Service for disability insurance policy reviews and updates runs on a scheduled basis, with additional as-needed support available for life changes or claims questions.

AI
721 N McKenzie St
Absolute Insurance Agency
Disability Insurance Agent · Foley, AL

Absolute Insurance Agency in Foley, AL provides disability insurance agent services focused on helping individuals secure income protection. It works with clients to navigate policy options that replace lost earnings if illness or injury prevents them from working. The agency also assists local workers in understanding coverage exclusions and waiting periods. Transitioning from a full-time job to self-employment often leaves people without employer-backed protection, and Absolute Insurance Agency helps address that gap with personalized guidance for those starting a new chapter in their careers.

SS
7801 AL-59 G
South Shore Insurance Agency
Disability Insurance Agent · Foley, AL

In Foley, AL, the need for income protection can arise suddenly after a workplace injury or unexpected illness, and South Shore Insurance Agency addresses this concern for local residents. As a disability insurance agent, the company helps clients understand how long-term coverage replaces earnings during recovery periods. They focus on matching policy features with personal employment situations and household budgets. The initial step involves a straightforward consultation to review medical history and current job roles. A thorough assessment of existing coverage then identifies gaps before any policy recommendation is made.

MB
3794 S McKenzie St
Miranda Bennett – PointeNorth Insurance
Disability Insurance Agent · Foley, AL

Miranda Bennett – PointeNorth Insurance works in the Foley, Alabama area as a disability insurance agent. The company assists clients with securing income protection coverage for unexpected illness or injury that prevents work. Its specialty offerings include policies that can be added to existing benefits packages or purchased individually. These plans help replace lost wages and cover ongoing expenses for individuals and their families. The firm can serve a range of commercial sectors in the region, including local offices, warehouses, and food service operations.

AI
231 W Laurel Ave
Alfa Insurance - Adams Cosby Agency
Disability Insurance Agent · Foley, AL

Serving clients in their residences throughout Foley, Alabama, Alfa Insurance - Adams Cosby Agency also provides disability insurance coverage for commercial operations. The agency helps policyholders secure income protection during illness or injury, offering tailored plans for both individuals and businesses in the local area. Regular follow-up appointments are encouraged after initial policies are issued, ensuring coverage continues to align with changing circumstances between annual visits.

FI
2225 N McKenzie St
Farmers Insurance - Stacie Loftin
Disability Insurance Agent · Foley, AL
(251) 943-9998
agents.farmers.com/al/foley/billy-merchant
PB
902 N McKenzie St
Patrick Bass Coastal Health Advisors
Disability Insurance Agent · Foley, AL
(251) 943-2244
chafoley.com
EA
222 W Laurel Ave
Ebert Agency Inc
Disability Insurance Agent · Foley, AL
(251) 943-2281
ebertagency.com
RJ
1402 S McKenzie St
Randy Jones & Associates Insurance Agency
Disability Insurance Agent · Foley, AL
(251) 943-5216
rjainsurance.com/locations/foley-al
FA
313 W Laurel Ave B
First Alabama Insurance
Disability Insurance Agent · Foley, AL
(251) 970-2808
1stalabama.com
FI
111 W Myrtle Ave Suite 6
Farmers Insurance - Christina Weaver
Disability Insurance Agent · Foley, AL
(251) 580-3951
agents.farmers.com/al/foley/christina-weaver
PI
316 S McKenzie St Suite 180
Pelican Insurance Agency, LLC
Disability Insurance Agent · Foley, AL
(251) 928-0100
pelicanins.com
BM
315 E Laurel Ave
Baldwin Mutual Insurance Co. Inc.
Disability Insurance Agent · Foley, AL
(877) 943-8526
baldwinmutual.com
IS
320 E Laurel Ave
Insurance Specialists
Disability Insurance Agent · Foley, AL
(251) 943-2728
insurancespecialistal.com
FI
418 E Laurel Ave
Farmers Insurance - Michelle Gravat
Disability Insurance Agent · Foley, AL
(251) 943-3555
agents.farmers.com/al/foley/michelle-gravat

What Does a a Disability Insurance Agent in Foley Cost?

The cost of disability insurance in Alabama typically ranges from 1% to 3% of your annual income. For example, a policy with a 90-day waiting period and a benefit of $3,000 per month might cost $50 to $150 per month. Premiums vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.

About disability insurance agents in Foley

Disability insurance agents in Foley Alabama help individuals and businesses find coverage that protects income if you cannot work. Alabama law does not require employers to provide disability insurance, so many workers seek private policies. A local agent can explain options like short-term and long-term disability plans tailored to your needs.

Frequently Asked Questions

What does a disability insurance agent in Foley do?

A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and occupation. They explain policy terms, waiting periods, and benefit amounts. Agents in Foley serve clients across Baldwin County and the Gulf Coast region.

Is disability insurance required in Alabama?

No, Alabama does not require employers to offer disability insurance. However, some employers provide it as a benefit. If you do not have employer coverage, a private disability insurance agent can help you purchase an individual policy.

How do Alabama laws affect disability insurance claims?

Alabama has a two-year statute of limitations for breach of contract claims on disability policies. This means you must file a lawsuit within two years of a denied claim. An agent can help you understand policy terms and deadlines specific to your contract.

Disability Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.