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Find Disability Insurance Agents Near You in Athens, AL

Browse disability insurance agents serving Athens, Alabama. Updated 2026-07-14.

The top-rated disability insurance agent in Athens, Alabama is iPROTECT Insurance & Financial Services, Inc., rated 4.9 stars across 123 reviews. Other highly rated options include Phillip Burton - COUNTRY Financial Agent, Eddie Breakfield - State Farm Insurance Agent, Nationwide Insurance: Jon Peters Insurance Agency, Inc.. This directory lists 20 disability insurance agents serving Athens.

Showing 20 disability insurance agents in Athens, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1iPROTECT Insurance & Financial Services, Inc.1114 US-31 Suite E(256) 444-2041
2Phillip Burton - COUNTRY Financial Agent707 US-31 Ste C(256) 232-1256
3Eddie Breakfield - State Farm Insurance Agent114 N Marion St(256) 232-1238
4Nationwide Insurance: Jon Peters Insurance Agency, Inc.1111 US Hwy 72 E(256) 232-7200
5Michael Howell - State Farm Insurance Agent903 S Clinton St(256) 232-5400
6Brian King - State Farm Insurance Agent1785 US Hwy 72 E STE A(256) 771-2001
7Highstreet Kilgro Insurance Agency707 US-31 Ste F(256) 232-5241
8Lance Bledsoe: Allstate Insurance617 Hobbs St E(256) 233-2377
9Farmers Insurance - Toni Griffin707 Hobbs St E Ste C(256) 262-9286
10Alfa Insurance22380 US-72(256) 232-2898
II
1114 US-31 Suite E
iPROTECT Insurance & Financial Services, Inc.
Disability Insurance Agent · Athens, AL

iPROTECT Insurance & Financial Services, Inc. serves Athens and Limestone County as a disability insurance agent. The agency assists local professionals and self-employed individuals in evaluating coverage options that replace income during illness or injury. Policies available through the company are designed to provide monthly benefits should a client become unable to work. The firm handles long-term disability insurance for protecting earnings against extended medical leaves and short-term disability insurance for temporary recovery periods.

PB
707 US-31 Ste C
Phillip Burton - COUNTRY Financial Agent
Disability Insurance Agent · Athens, AL

Phillip Burton - COUNTRY Financial Agent provides disability insurance services in Athens, AL, helping individuals protect their income in the event of an injury or illness. The agency offers professional guidance on policy options, including short-term and long-term coverage plans designed to support financial stability during medical leave. Ongoing service includes claims assistance and routine policy reviews to adapt to changing needs. These insurance solutions serve various property owners and occupants, including single-family homeowners, apartment residents, retail business tenants, and restaurant operators.

EB
114 N Marion St
Eddie Breakfield - State Farm Insurance Agent
Disability Insurance Agent · Athens, AL

Eddie Breakfield’s agency assists homeowners, local businesses, and property managers in Athens, AL, with individual disability income insurance policies. This coverage provides a portion of income if an illness or injury prevents a person from working. The agent also helps clients plan for long-term financial stability when short-term and long-term disability needs arise. Tailored policies are built around each customer’s occupation and earnings. The agency additionally covers disability insurance needs for customers living in nearby Decatur.

NI
1111 US Hwy 72 E
Nationwide Insurance: Jon Peters Insurance Agency, Inc.
Disability Insurance Agent · Athens, AL

Nationwide Insurance: Jon Peters Insurance Agency, Inc. specializes in providing disability insurance policies designed to protect income during periods of illness or injury. It also offers general insurance services to clients throughout the Athens, AL area, helping individuals assess their need for financial safeguards against unexpected health setbacks. The agency assists with securing coverage that replaces a portion of lost wages. This guidance becomes particularly important for clients planning ahead for possible seasonal hazards or winter-related accidents that could temporarily prevent them from working.

MH
903 S Clinton St
Michael Howell - State Farm Insurance Agent
Disability Insurance Agent · Athens, AL

Serving Athens, AL, and the surrounding communities, Michael Howell - State Farm Insurance Agent handles disability insurance policies. This type of coverage provides a portion of income if an illness or injury prevents the policyholder from working. The local area includes residents in various professions who may need this financial protection. For each client, the agency begins by reviewing the individual’s current income needs and employment situation, then identifies a suitable policy structure to match their specific circumstances and long-term risk profile.

BK
1785 US Hwy 72 E STE A
Brian King - State Farm Insurance Agent
Disability Insurance Agent · Athens, AL

Clients seeking disability insurance from Brian King - State Farm Insurance Agent in Athens, AL, may choose between a single, full-coverage policy or a recurring, bundled plan with periodic updates. Coverage typically protects a portion of lost income if an injury or illness prevents work. Service options here are designed to be as-needed, allowing clients to request consultations or policy reviews when their personal circumstances or coverage needs change.

HK
707 US-31 Ste F
Highstreet Kilgro Insurance Agency
Disability Insurance Agent · Athens, AL

As spring storms and flu season disrupt work routines across Limestone County, many local professionals find themselves considering how to protect their income against unexpected health setbacks. Highstreet Kilgro Insurance Agency in Athens, AL, provides disability insurance agent services that focus on helping individuals understand policy options tailored to their unique earnings and occupation demands. These policies can cover a portion of lost wages during recovery. The initial step involves a personal consultation to assess current coverage gaps and employment-specific risk factors.

LB
617 Hobbs St E
Lance Bledsoe: Allstate Insurance
Disability Insurance Agent · Athens, AL

Lance Bledsoe: Allstate Insurance provides general insurance services to individuals and businesses in the Athens, Alabama area. As a disability insurance agent, the company specializes in helping clients secure income protection plans that replace lost wages due to injury or illness. These policies are tailored for various professions. The agency can serve clients in commercial settings such as local offices, warehouses, and food service operations, ensuring the self-employed and hourly workers have specific coverage options.

FI
707 Hobbs St E Ste C
Farmers Insurance - Toni Griffin
Disability Insurance Agent · Athens, AL

Farmers Insurance - Toni Griffin in Athens, AL, is known as a local source for disability insurance agent services, helping clients secure income protection policies. The agency provides guidance on various plan types, including short-term and long-term disability coverage, tailored to individual occupational needs and lifestyle factors. Clients in the Athens area can consult on policy durations and benefit amounts. As a specialty service, the agent can assist with adding a residual disability rider to protect partial income loss.

AI
22380 US-72
Alfa Insurance
Disability Insurance Agent · Athens, AL
BT
1785 US Hwy 72 E Ste C
Brad Tank: Allstate Insurance
Disability Insurance Agent · Athens, AL
(256) 771-7540
agents.allstate.com/brad-tank-athens-al.html
AI
524 US Hwy 72 W
Alfa Insurance - Johnson & Looney Agency
Disability Insurance Agent · Athens, AL
(256) 232-1340
alfainsurance.com
AS
171 US-31
Anchor Sure Insurance Co.
Disability Insurance Agent · Athens, AL
(256) 208-5257
RD
107 W Washington St
Richardson & Deemer Insurance
Disability Insurance Agent · Athens, AL
(256) 232-3310
richardsonanddeemer.com
DT
229 French Farms Blvd Ste B2
David Turner - COUNTRY Financial Representative
Disability Insurance Agent · Athens, AL
(256) 233-3310
advisors.countryfinancial.com/usa/al/athens/david-turner
ZC
103 S Clinton St
Zach Conlon Insurance
Disability Insurance Agent · Athens, AL
(256) 444-1002
zciathens.com
EC
1105 US Hwy 72 E
Elite Choice Insurance AL
Disability Insurance Agent · Athens, AL
SH
1114 US-31 Ste E
Scott Howell & Associates Inc.
Disability Insurance Agent · Athens, AL
(256) 444-2041
agency.nationwide.com/al/athens/35611/iprotect-insurance-and-financial-se
JG
707 Hobbs St E
Jody Griffin Insurance
Disability Insurance Agent · Athens, AL
(256) 262-7815
jodygriffininsurance.com
BC
22286 Traditions Wy
Blue Cross Blue Shield in Athens
Disability Insurance Agent · Athens, AL
(888) 239-7612
bcbs.com

What Does a a Disability Insurance Agent in Athens Cost?

The cost of disability insurance in Alabama typically ranges from 1 percent to 3 percent of your annual income. For a 50 000 annual salary expect premiums between 500 and 1500 per year. Rates vary based on age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Athens

Disability insurance agents in Athens Alabama help residents find coverage that meets their needs. Agents can explain how Alabama state laws affect disability benefits and policy terms. Working with a local agent gives you access to someone who understands the Athens job market and regional insurance options.

Frequently Asked Questions

What does a disability insurance agent in Athens do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage limits elimination periods and benefit durations. Agents also assist with filing claims and understanding policy exclusions.

Are there Alabama laws that affect disability insurance?

Yes Alabama has specific regulations on disability insurance policies. For example Alabama Code Title 27 governs insurance contracts and requires clear disclosure of policy terms. Agents must follow these rules when selling policies in the state.

How long does it take to get disability benefits in Alabama?

The time to receive benefits depends on your policy elimination period. Most policies have a waiting period of 30 to 90 days after disability begins. Alabama does not have a state mandated waiting period so your policy terms control the timeline.

Disability Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.