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Find Disability Insurance Agents Near You in Daphne, AL

Browse disability insurance agents serving Daphne, Alabama. Updated 2026-07-14.

The top-rated disability insurance agent in Daphne, Alabama is Thomas, Harrison & Associates Insurance Agency, rated 5.0 stars across 365 reviews. Other highly rated options include Elaine Bui: Allstate Insurance, Eversure Insurance, Acceptance Insurance. This directory lists 19 disability insurance agents serving Daphne.

Showing 19 disability insurance agents in Daphne, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Thomas, Harrison & Associates Insurance Agency26436 Kensington Pl(251) 621-2180
2Elaine Bui: Allstate Insurance29640 State Hwy 181 Ste 102(251) 283-6445
3Eversure Insurance25833 State Hwy 181(251) 626-8900
4Acceptance Insurance27955 US-98 Suite J(251) 494-7074
5Lower Alabama Benefits1203 US-98 E Suite 2A1(251) 533-4255
6The Henson Agency: Allstate Insurance28623 N Main St C(251) 626-2500
7Walker Insurance Agency1203 US-98 Suite 2B1(251) 422-9959
8Stillman Insurance Group810 Manci Ave Suite 5(251) 929-8434
9Mitch Kitchens - State Farm Insurance Agent28796 US-98(251) 626-2071
10Medicare Insurance Advisor-Aidan Marks1203 US-98 E Suite 2B3(251) 463-0031
TH
26436 Kensington Pl
Thomas, Harrison & Associates Insurance Agency
Disability Insurance Agent · Daphne, AL

Thomas, Harrison & Associates Insurance Agency serves local homeowners, business owners, and self-employed professionals in Daphne, Alabama, by providing disability income insurance policies. The agency helps clients protect a portion of their earnings if injury or illness prevents them from working. Coverage options are tailored to reduce financial strain during recovery, including short-term and long-term disability plans. They also assist with understanding policy terms and calculating appropriate coverage amounts. This insurance agency extends its services across Baldwin County, including nearby communities such as Fairhope.

EB
29640 State Hwy 181 Ste 102
Elaine Bui: Allstate Insurance
Disability Insurance Agent · Daphne, AL

Serving the Daphne area, Elaine Bui: Allstate Insurance provides disability insurance agent services to help individuals protect their income in case of illness or injury. The agency offers guidance on policy options, assisting clients in understanding coverage details and application processes. Maintenance plans typically involve annual policy reviews to adjust for life changes and evolving financial needs. They also handle claims assistance, ensuring clients navigate benefits smoothly when needed. The company serves single-family homes, apartments, retail, and restaurants throughout the local community.

EI
25833 State Hwy 181
Eversure Insurance
Disability Insurance Agent · Daphne, AL

Eversure Insurance serves clients throughout the metro Daphne, Alabama area and surrounding Baldwin County as a dedicated disability insurance agent. The agency provides guidance on securing financial protection against income loss due to illness or injury that prevents a person from working. They explain the options available to individuals and businesses seeking to establish suitable coverage plans. Services include helping clients evaluate group and individual disability policies available in this region.

AI
27955 US-98 Suite J
Acceptance Insurance
Disability Insurance Agent · Daphne, AL

Acceptance Insurance specializes in helping clients secure disability insurance coverage to protect their income in the event of an injury or illness. Serving the Daphne, Alabama area, it guides individuals through policy options that provide financial stability when they are unable to work. During seasonal changes such as the winter months, when slip-and-fall accidents tend to increase, the agency can assist residents in finding plans that cover temporary or long-term disability from such common mishaps.

LA
1203 US-98 E Suite 2A1
Lower Alabama Benefits
Disability Insurance Agent · Daphne, AL

Lower Alabama Benefits serves Daphne, Alabama and the surrounding communities of Baldwin County. The agency handles individual and group disability insurance policies, helping local workers protect their income against unexpected illness or injury. Agents work with clients to explain policy details and compare plan options from multiple carriers. For a typical job, the agency gathers the client’s occupation and income data, then presents clear plan recommendations based on the information provided and the client’s chosen coverage level.

HA
28623 N Main St C
The Henson Agency: Allstate Insurance
Disability Insurance Agent · Daphne, AL

For those needing short-term or ongoing income protection, The Henson Agency: Allstate Insurance in Daphne, AL offers disability insurance agent services. Coverage provides a portion of income if illness or injury prevents work. Agents typically guide clients through plan options and policy details. Claim support is usually included. Service arrangements vary based on client need, with consultations offered on a one-time, scheduled, or as-needed basis.

WI
1203 US-98 Suite 2B1
Walker Insurance Agency
Disability Insurance Agent · Daphne, AL

Walker Insurance Agency in Daphne, Alabama specializes in helping clients secure disability insurance policies that provide income protection if illness or injury prevents them from working. It works with individuals and local businesses to evaluate coverage options and navigate plan details, focusing on policies that match each client’s occupational needs and financial situation. The agency assists with claims support and plan adjustments, particularly for clients facing seasonal construction downturns or hurricane-related work interruptions common along the Gulf Coast.

SI
810 Manci Ave Suite 5
Stillman Insurance Group
Disability Insurance Agent · Daphne, AL

Stillman Insurance Group works with individuals and families in Daphne, Alabama, to evaluate income protection needs and secure appropriate disability insurance coverage. This agent specializes in helping clients understand how disability policies can replace lost wages during an illness or injury. The firm serves a range of commercial sectors in the region, including local offices, warehouses, and food service businesses.

MK
28796 US-98
Mitch Kitchens - State Farm Insurance Agent
Disability Insurance Agent · Daphne, AL

After a long Gulf Coast summer brings higher physical demands for local outdoor workers in Daphne, the need to protect income becomes urgent. Mitch Kitchens - State Farm Insurance Agent provides disability insurance coverage for professionals and tradespeople across Baldwin County. This local agency helps clients understand policy options that replace lost wages during unexpected injuries or illnesses. They emphasize matching benefits to different occupational risks found throughout the Eastern Shore area. An initial consultation evaluates current employment conditions before recommending a specific coverage plan.

MI
1203 US-98 E Suite 2B3
Medicare Insurance Advisor-Aidan Marks
Disability Insurance Agent · Daphne, AL

Serving residents of Daphne, this agency assists with disability insurance needs for individuals in their homes. It also provides commercial coverage for local businesses seeking income protection for employees. The service area extends throughout Daphne and nearby communities across Baldwin County. An initial consultation reviews personal circumstances to determine appropriate disability solutions. After a claim or policy change, the agent follows up to ensure coverage remains suitable, often scheduling repeat check-ins between business seasons.

SC
809-A Daphne Ave
Southern Coastal Insurance
Disability Insurance Agent · Daphne, AL
(251) 621-1822
southerncoastalinsurance.com
CL
26030 Capital Dr Suite A
C. A. Luckie Insurance
Disability Insurance Agent · Daphne, AL
(251) 279-9123
luckieins.com
AI
29000 US-98 Bldg C-201
Align Insurance Group
Disability Insurance Agent · Daphne, AL
(251) 929-9011
aligninsurancegroup.com
SS
26179 Capital Dr A
South Shore Insurance Underwriters
Disability Insurance Agent · Daphne, AL
(251) 923-4474
ssiuw.com
AI
30941 Mill Ln e
Alfa Insurance
Disability Insurance Agent · Daphne, AL
(251) 625-6585
alfainsurance.com
BR
28588 US-98 #6
Best Rate Insurance Agency Inc
Disability Insurance Agent · Daphne, AL
(251) 625-1851
AI
2101 US-98 AB
Alfa Insurance
Disability Insurance Agent · Daphne, AL
(251) 626-3383
alfainsurance.com/morganbradley
FI
9037 Independence Ave ste a
Farmers Insurance- Deedra Harrison
Disability Insurance Agent · Daphne, AL
(251) 509-5665
SH
1 Academy Dr
Secure Health Plans Alabama
Disability Insurance Agent · Daphne, AL
(256) 500-4087
farmers.com

What Does a a Disability Insurance Agent in Daphne Cost?

Disability insurance agent services in Alabama typically do not charge a separate fee because agents earn commissions from the insurance company. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old in a low-risk job might pay 1% to 3% of their annual income for a policy. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information and not insurance advice.

About disability insurance agents in Daphne

Disability insurance agents in Daphne, Alabama help individuals and businesses secure income protection. Alabama follows specific state insurance regulations that affect policy terms and claim processes. Working with a local agent can provide guidance tailored to the Baldwin County area.

Frequently Asked Questions

What does a disability insurance agent in Daphne do?

A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can answer questions about Alabama-specific policy requirements. Agents do not provide legal advice but can clarify policy details.

Are there Alabama laws that affect disability insurance policies?

Yes, Alabama insurance law requires policies to include certain provisions such as a free look period and grace period. The state also has time limits for filing a claim, typically 30 days after a disability begins. An agent can explain how these rules apply to your policy.

How do I choose a disability insurance agent in Daphne?

Look for an agent licensed in Alabama with experience in disability coverage. Check their familiarity with local employers and medical providers in Baldwin County. Ask about the insurance companies they represent and their process for handling claims.

Disability Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.