The top-rated disability insurance agent in Dothan, Alabama is Acceptance Insurance, rated 4.8 stars across 549 reviews. Other highly rated options include Krissie Siniard - State Farm Insurance Agent, Jessica Barnes - State Farm Insurance Agent, Southeast Insurance Group. This directory lists 20 disability insurance agents serving Dothan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 416 N Oates St #2 | (334) 523-7195 |
| 2 | Krissie Siniard - State Farm Insurance Agent | 2385 S Oates St | (334) 793-8222 |
| 3 | Jessica Barnes - State Farm Insurance Agent | 179 Honeysuckle Rd Suite 4 | (334) 793-7618 |
| 4 | Southeast Insurance Group | 2605 Choctaw St | (334) 772-0777 |
| 5 | Globe Life Liberty National Division: Brooks-Aderholt Agencies | 106 Park W Cir | (334) 792-8022 |
| 6 | Aaron Insurance Agency | 1455 Westgate Pkwy | (334) 712-0777 |
| 7 | Andrew Anderson: Allstate Insurance | 936 W Carroll St Ste 1 | (334) 792-4407 |
| 8 | Drew Owen - State Farm Insurance Agent | 156 N Foster St | (334) 792-4183 |
| 9 | Healthcare Resource Center | 335 W Main St | (334) 803-3900 |
| 10 | I GO Insurance | 2306 Montgomery Hwy #3 | (334) 699-4242 |
Acceptance Insurance in Dothan, Alabama, operates as a disability insurance agent and is known for helping individuals and business owners protect their income. It serves clients throughout the Dothan area by providing guidance on policies that cover lost wages due to illness or injury. The agency assists with both short-term and long-term plans, aimed at replacing a portion of a person’s salary. For professional service, it also offers options for adding riders that adjust coverage as the policyholder’s income changes over time.
Krissie Siniard - State Farm Insurance Agent serves Dothan, AL and the surrounding Houston County area as a local disability insurance agent. The agency provides personalized guidance to individuals seeking income protection against unexpected illness or injury. Krissie Siniard helps clients evaluate various policy structures to match their specific financial needs and employment situations. This office assists with both short-term disability plans for temporary recoveries and long-term disability policies for more extended coverage needs.
Jessica Barnes - State Farm Insurance Agent provides disability income insurance and related coverage options to clients in Dothan, Alabama. The agency offers personalized consultations to help individuals understand policy terms and tailor a plan to their specific needs. Ongoing service includes claims assistance and regular policy reviews to keep coverage aligned with changing circumstances. This agent serves professionals and self-employed individuals, as well as single-family homeowners, apartment dwellers, local retail operators, and restaurant owners in the region.
Homeowners, business owners, and professionals in Dothan, Alabama, turn to Southeast Insurance Group for disability insurance agent services. This local firm helps clients understand their options for income protection in the event of illness or injury. It guides individuals and employers through policy selection to secure financial stability when a worker cannot perform their job duties. Services include personalized consultations and plan comparisons tailored to the region’s employment landscape. The agency also serves the surrounding communities in Houston County, including the nearby town of Ashford.
Serving Dothan, Alabama, and its surrounding communities, Globe Life Liberty National Division: Brooks-Aderholt Agencies handles disability insurance protection for local residents. It focuses on policies that replace a portion of lost income if a client cannot work due to injury or illness. The agency works with individuals and families seeking coverage tailored to their specific employment situations. In a typical job, it begins by reviewing a client's current earnings and occupational risks to recommend a suitable plan.
Aaron Insurance Agency in Dothan, Alabama provides specialty disability insurance policies designed to replace a portion of lost income when an injury or illness prevents work. The agency serves local professionals and small business owners by helping them secure coverage that aligns with their financial responsibilities, such as mortgage or family expenses. Its general service work includes explaining policy terms and comparing plans from multiple carriers. During the seasonal hurricane and storm threats, it helps clients review how potential weather-related disabilities might affect their income protection.
As families across the Wiregrass region prepare for each new season, unexpected health issues can interrupt income just when it is needed most. Andrew Anderson: Allstate Insurance in Dothan helps local residents explore disability insurance plans designed to replace a portion of lost wages during recovery. Working with this agency allows clients to review how a policy might cover expenses if injury or illness prevents them from working. The process typically begins with a no-obligation assessment of current coverage and personal income needs.
Drew Owen provides insurance solutions for individuals and families from offices in Dothan, Alabama, with a specific focus on disability insurance agent services. This specialty ensures clients have a plan for income continuation if they become unable to work due to illness or injury. The agency helps local professionals maintain financial stability when facing health challenges. Its services serve a variety of business settings, including offices, warehouses, and food service operations.
Healthcare Resource Center serves residents in and around Dothan, Alabama, helping individuals secure disability insurance coverage for their personal financial protection. The agency also assists commercial clients in structuring policies that safeguard business income during an employee's medical leave. Covering Dothan and the surrounding area, the agent guides clients through plan options and the application process. After policy placement, the agency provides follow‑up service to adjust coverage as needs change, ensuring clients receive support between regular scheduled visits.
I GO Insurance in Dothan, AL offers both one-time policy consultations and recurring service plans for disability insurance needs. Coverage options focus on protecting an individual’s income during periods of illness or injury, providing financial stability for daily living expenses. The agency helps clients evaluate short-term versus long-term disability policies, tailoring recommendations to specific occupational risks and personal budget concerns. Services are available on an as-needed basis, allowing clients to schedule appointments whenever their circumstances require updated coverage or a policy review.
What Does a a Disability Insurance Agent in Dothan Cost?
The cost of disability insurance in Alabama typically ranges from 1% to 3% of your annual income for a policy covering 60% of your salary. For example, a person earning $50,000 per year might pay between $500 and $1,500 annually. Costs vary based on age, health, occupation, and policy features. This is general information and not insurance advice.
About disability insurance agents in Dothan
Disability insurance agents in Dothan, Alabama assist individuals and businesses with securing income protection policies. Alabama law does not require private disability insurance, but agents can help navigate options for short-term and long-term coverage. Local agents understand the needs of Dothan residents, including workers in the healthcare, manufacturing, and agriculture sectors.
Frequently Asked Questions
What does a disability insurance agent in Dothan do?
A disability insurance agent helps you find and apply for disability insurance policies that replace part of your income if you cannot work due to illness or injury. They explain policy terms, exclusions, and benefit amounts. Agents in Dothan are licensed by the Alabama Department of Insurance.
How is disability insurance regulated in Alabama?
Disability insurance in Alabama is regulated by the Alabama Department of Insurance under Title 27 of the Alabama Code. Policies must comply with state standards for claim handling and benefit payments. There is no state-mandated waiting period for private disability claims, but policy terms vary.
Can a disability insurance agent help with an existing claim in Dothan?
Yes, an agent can review your current policy, explain your benefits, and guide you through the claims process. However, agents do not provide legal advice or represent you in disputes. For denied claims, you may need to consult an attorney familiar with Alabama insurance law.