The top-rated condo insurance agent in Shoreline, Washington is Bruce E. L. M. Strothers - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Wendi Valles - State Farm Insurance Agent, Tom Lusich - State Farm Insurance Agent, Laarnie Soma - State Farm Insurance Agent. This directory lists 13 condo insurance agents serving Shoreline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bruce E. L. M. Strothers - State Farm Insurance Agent | 17544 Midvale Ave N Ste 106 | (206) 801-7181 |
| 2 | Wendi Valles - State Farm Insurance Agent | 1501 N 200th St STE 201 | (206) 784-6560 |
| 3 | Tom Lusich - State Farm Insurance Agent | 1508 NE 179th St | (206) 708-1612 |
| 4 | Laarnie Soma - State Farm Insurance Agent | 20011 Ballinger Way NE # 216 | (206) 329-4450 |
| 5 | Erin Ison - State Farm Insurance Agent | 14920 Westminster Way N #2b | (206) 364-4720 |
| 6 | Rachel Alexander - State Farm Insurance Agent | 644 NW Richmond Beach Rd | (206) 542-8800 |
| 7 | Ryan Carlson American Family Insurance | 332 NW Richmond Beach Rd | (206) 525-0069 |
| 8 | Executive Home & Auto Insurance Brokerage | 838 Innis Arden Dr NW | (206) 751-0126 |
| 9 | Mavin Santamo: Allstate Insurance | 19524 Ballinger Way NE Ste B | (206) 367-1641 |
| 10 | Kris Hubbard American Family Insurance | 19940 Ballinger Way NE A1 | (206) 734-3534 |
Bruce E. L. M. Strothers - State Farm Insurance Agent serves the Shoreline, Washington area as a condo insurance agent, providing property coverage for individual unit owners. The agency helps clients understand how master policies interact with personal unit needs. Condo insurance policies through this local firm typically protect interior structures, personal belongings, and liability exposures. It also assists with loss assessment coverage for shared building areas when needed. The agency handles personal umbrella policies to extend liability protection for condominium residents.
Wendi Valles - State Farm Insurance Agent in Shoreline, WA, provides condo insurance policies tailored to protect individual units and shared property. The agency reviews policy details to help align coverage with homeowners association requirements and personal assets. Services include policy adjustments and guidance on endorsements to address gaps in master policies. The agent serves clients with single-family homes, apartments, retail, and restaurants.
Tom Lusich's State Farm Insurance Agency in Shoreline, Washington, serves condominium unit owners, homeowners associations, and property managers seeking tailored coverage for their specific housing situations. The agency helps clients protect their personal property and liability within individual condo units while navigating the unique insurance needs that arise from shared building structures. Policies are designed to fill gaps left by master HOA policies, ensuring comprehensive financial protection during unexpected events. The agency also extends its services to clients throughout nearby Lake Forest Park and the greater Seattle metro area.
Laarnie Soma - State Farm Insurance Agent serves the Shoreline, Washington area and its surrounding communities in King and Snohomish Counties. This office handles the specific needs of condo insurance, covering individual unit liability, personal property, and interior structure. For a typical condominium policy, the agent assesses the homeowner association’s master policy and the client’s personal assets to close coverage gaps. The agent approaches each job by reviewing the client’s current financial situation and risk tolerance, then tailoring a coverage plan accordingly.
Erin Ison - State Farm Insurance Agent in Shoreline, WA, provides condo insurance for owners navigating the coverage differences between a master policy and individual unit protection. Their recurring service options, such as annual policy reviews, help adjust coverage for personal property and liability, while one-time consultations can address specific risks like replacement cost assessments. Service runs on a scheduled basis for policy updates and ongoing support, with as-needed availability for claims assistance or coverage changes during the policy term.
As a condo insurance agent in Shoreline, WA, Rachel Alexander's office specializes in providing tailored policies that cover interior structures, personal property, and liability. It works with condo associations and individual unit owners to address gaps between master policies and personal coverage needs. The office focuses on helping clients understand their specific deductibles and building-property limitations. It also assists with seasonal concerns such as increased liability from short-term rentals during summer months in the greater Seattle area.
As the rainy season approaches in Shoreline, many condo owners worry about water damage that standard policies often overlook. Ryan Carlson American Family Insurance offers dedicated condo insurance plans that address these specific risks, including interior unit coverage and loss assessment protection. Each policy is tailored to the unique structure of the building and the owner’s personal assets. Before finalizing coverage, the agent visits the property to assess unit layout, building age, and shared-area arrangements, leading to a full inspection of existing protection gaps.
Executive Home & Auto Insurance Brokerage in Shoreline, WA, helps clients secure coverage for their residential properties, including standard homeowners and automobile policies. The agency also specializes in adding tailored condo insurance options, such as protection for interior upgrades, shared liability, and loss assessments. By serving a variety of commercial sectors, the firm extends its services to local offices, warehouses, and food service establishments in the surrounding area.
Mavin Santamo: Allstate Insurance offers residential condo insurance for homeowners in Shoreline, Washington. The agency also handles commercial coverage for condominium associations in the surrounding area. As local agents, they provide policies that protect unit interiors and shared structures. The team advises clients on coverage for personal belongings, liability, and loss assessment. After an initial placement, they remain available for follow-up service, including policy reviews and adjustments between regular visits to keep coverage current.
Kris Hubbard American Family Insurance in Shoreline, WA is known for providing condo insurance policies that protect individual units within multi-unit buildings. The agency serves local condominium owners by offering coverage for interior structures, personal property, and liability, helping to fill gaps left by the condo association’s master policy. Common optional coverages include loss of use and assessments from the association. As a specialty service, this agent can add on coverage for valuable items such as jewelry or electronics.
What Does a a Condo Insurance Agent in Shoreline Cost?
Condo insurance in Washington typically costs between 300 and 600 dollars per year for a standard policy. Factors like your unit location deductible amount and coverage limits affect the premium. High value interior upgrades or additional liability coverage can increase the cost. This is general information not insurance advice.
About condo insurance agents in Shoreline
Condo insurance agents in Shoreline Washington help you find coverage for your unit and personal property. Washington state law requires HOAs to carry a master policy but that policy does not cover your belongings or interior improvements. A local agent can explain the difference between bare walls and all in coverage options.
Frequently Asked Questions
What does a condo insurance agent in Shoreline do?
A condo insurance agent helps you choose a policy that covers your personal property liability and interior upgrades. They also review your HOA master policy to avoid gaps in coverage.
Is condo insurance required in Washington state?
Washington law does not require condo insurance by statute but most mortgage lenders and HOAs require it. Your HOA bylaws may also set minimum coverage amounts for unit owners.
How do I choose a condo insurance agent in Shoreline?
Look for an agent licensed in Washington with experience in condo policies. Ask if they work with multiple insurance companies to compare options for your specific building and unit.