The top-rated condo insurance agent in Bremerton, Washington is Scott Cashman - State Farm Insurance Agent, rated 4.9 stars across 369 reviews. Other highly rated options include Vern Fonk Insurance, H&K Insurance Agency, Inc., Haley Insurance Agency Inc.. This directory lists 13 condo insurance agents serving Bremerton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Cashman - State Farm Insurance Agent | 1550 NE Riddell Rd Ste 160 | (360) 627-7947 |
| 2 | Vern Fonk Insurance | 3620 Wheaton Wy A | (360) 686-6069 |
| 3 | H&K Insurance Agency, Inc. | 3105 Wheaton Wy | (360) 377-7645 |
| 4 | Haley Insurance Agency Inc. | 400 Warren Ave UNIT 105 | (360) 626-6173 |
| 5 | Debbie Doll Insurance Agent Broker | 500 Pacific Ave UNIT 200 | (360) 302-3446 |
| 6 | John Stephens - State Farm Insurance Agent | 1100 Wheaton Wy A | (360) 377-3992 |
| 7 | Michael Gribbin: Allstate Insurance | 4040 Wheaton Wy Ste 211 | (360) 479-9850 |
| 8 | Allstate Insurance: West Hills Insurance Agency | 950 W Hills Blvd | (360) 616-3300 |
| 9 | Affordable Insurance Service | 243-249 4th St | (360) 282-0904 |
| 10 | Steve Kumar: Allstate Insurance | 3331 Kitsap Way B | (360) 373-6895 |
Scott Cashman - State Farm Insurance Agent serves homeowners and property managers in Silverdale, Washington, by providing specialized condo insurance policies. The agency works to protect individual unit owners and entire associations from common risks like water damage, liability claims, and personal property loss. Coverage options are tailored to meet the unique needs of condominium living, including loss assessment protection and interior structural damage. Scott Cashman’s office also extends its services to clients in the neighboring community of Bremerton, ensuring comprehensive coverage across the broader Kitsap Peninsula area.
In Bremerton, Washington, some clients of Vern Fonk Insurance seek a one-time policy for a single unit purchase, while others arrange recurring annual plans for long-term investment properties. Coverage through a local condo insurance agent commonly addresses interior structures, personal property, and liability protection gaps not covered by the building’s master policy. The agent can discuss deductibles and special assessments beforehand. Services run on either a one-time basis or an as-needed schedule when policy updates are required.
H&K Insurance Agency, Inc. serves the Bremerton, Washington area. The agency helps condominium owners find appropriate coverage policies through local insurance providers. Its agents can assist clients in evaluating their personal liability protection needs based on building association requirements. The company also guides customers through the process of securing insurance for interior fixtures and personal property within their unit. In this role, H&K Insurance Agency, Inc. handles dwelling coverage for condo unit modifications and loss assessment endorsements for shared building structures.
Haley Insurance Agency Inc. in Bremerton, WA, offers a complete range of condo insurance services, including coverage for building structures, personal property, and liability protection. It provides personalized maintenance plan guidance to help policyholders understand policy terms, deductibles, and the claims process for their units. The agency services properties such as single-family homes, apartments, retail spaces, and restaurants.
Homeowners and condo owners in Bremerton, Washington, can obtain tailored coverage for their individual units from Debbie Doll Insurance Agent Broker. This agency specializes in condo insurance, addressing the specific needs of those with shared building structures and common-area liabilities. Policies often cover interior finishes, personal belongings, and loss assessment protections. The agency also serves property managers looking to advise their associations on proper coverage. In addition to serving Bremerton, this company provides insurance solutions for clients in the surrounding Kitsap County communities, including Silverdale and Port Orchard.
John Stephens - State Farm Insurance Agent serves Bremerton, Washington, and the surrounding Kitsap County communities. The agency handles condo insurance policies designed to cover individual unit interiors, personal belongings, and liability exposures for homeowners in attached dwellings. It provides typical coverage options such as protection for structural improvements made by the owner and loss-of-use benefits during repairs. For each client, the agent takes a straightforward approach by first reviewing the condo association’s master policy, then tailoring a personal policy to fill the resulting coverage gaps.
Based in Bremerton, Michael Gribbin Allstate Insurance offers specialized condo insurance policies tailored to protect individual units within a shared building. The agency also assists customers with standard homeowners coverage, renters plans, and personal liability protection for their specific residential situations. Its work focuses on closing coverage gaps that a building’s master policy may not address, such as interior finishes and personal belongings. As winter storms approach the Puget Sound region, a key service is ensuring policies include adequate protection for potential water damage from frozen pipes or roof leaks.
Allstate Insurance: West Hills Insurance Agency in Bremerton, WA, helps condo owners differentiate between a one-time policy quote for immediate coverage needs and recurring service options for ongoing policy reviews. Coverage typically protects interior structures, personal belongings, and liability exposures not addressed by a master association policy. The agency offers condo insurance consultations on an as-needed basis, allowing clients to request service when updating coverage after renovations or purchasing a new unit.
As spring storms and autumn rains sweep across Bremerton, local condo owners often find their roofs or siding tested by the elements. Affordable Insurance Service meets this recurring need by reviewing existing policies to ensure sufficient coverage against weather-related damage. The company also addresses common HOA-mandated liability requirements for unit interiors. When a client faces a loss, their agent explains the claim process while coordinating repair estimates. The initial assessment includes a walkthrough of the unit to catalog fixtures and document any pre-existing wear before recommending updated policy limits.
Steve Kumar: Allstate Insurance provides standard condo insurance policies and personal property coverage for condominium owners in the Bremerton, WA area. The agency also offers specialty add-ons, including additional assessments and personal liability protection. General always-true statements about condo insurance agent work in this region include delivering options for coverage of interior fixtures and common area liability assistance. The agency can serve several commercial sectors, such as small offices, storage warehouses, and food service operations.
What Does a a Condo Insurance Agent in Bremerton Cost?
Condo insurance in Washington typically costs between 200 and 600 dollars per year for a standard policy. Factors like your unit value deductible and location in Bremerton affect the price. Flood or earthquake endorsements add extra cost. This is general information not insurance advice.
About condo insurance agents in Bremerton
Condo insurance agents in Bremerton Washington help you protect your unit and personal property. Washington state law requires HOAs to have a master policy but that does not cover your belongings or interior upgrades. A local agent can explain the difference between walls-in coverage and the HOA master policy.
Frequently Asked Questions
What does condo insurance cover in Bremerton Washington?
Condo insurance typically covers your personal property interior fixtures and liability. In Washington the HOA master policy covers common areas and the building structure. Your policy fills gaps for your unit and personal items.
Do I need condo insurance if the HOA has a master policy in Washington?
Yes you still need your own policy. Washington HOA master policies often do not cover your personal belongings upgrades or liability. Your policy also provides loss of use coverage if your unit becomes uninhabitable.
How do I choose a condo insurance agent in Bremerton?
Look for an agent licensed in Washington who understands condo specific coverage. Ask if they can explain the Washington State Condominium Act and how it affects your insurance needs. Compare quotes from multiple agents.
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