The top-rated condo insurance agent in Lake Stevens, Washington is Village License Agency Inc, rated 4.7 stars across 502 reviews. Other highly rated options include Denton Atkinson - State Farm Insurance Agent, Keith Partington: Allstate Insurance, Keith Akins - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Lake Stevens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Village License Agency Inc | 9327 4th St NE #7 | (425) 334-7311 |
| 2 | Denton Atkinson - State Farm Insurance Agent | 7304 10th St SE Ste B101 | (425) 374-1171 |
| 3 | Keith Partington: Allstate Insurance | 7315 10th St SE Unit 102 | (425) 322-3642 |
| 4 | Keith Akins - State Farm Insurance Agent | 512 91st Ave NE Suite A | (425) 334-9454 |
| 5 | Lechtenberg Agency, LLC American Family Insurance | 430 91st Ave NE #9d | (425) 474-8061 |
| 6 | Kelly Cooley - COUNTRY Financial Agent | 9623 32nd St SE Ste 118 | (360) 825-5112 |
| 7 | COVER | 1803 Main St | (425) 319-5110 |
| 8 | WA Property Insurance | 12106 20th St NE | (425) 374-3269 |
| 9 | Lake stevens insurance Group | 208 91st Ave NE | (253) 367-4116 |
| 10 | Farmers Insurance - Bruce Hauglie | 9433 4th St NE #102 | (425) 334-5023 |
Village License Agency Inc serves Snohomish County from its office in Lake Stevens, Washington, specializing in condo insurance for local homeowners and associations. The agency helps policyholders navigate coverage for interior fixtures and shared building elements typically required by condominium bylaws. It also advises on personal liability protection and loss assessments that may arise from common area claims. Among its services in this area, Village License Agency Inc handles flood and earthquake endorsements for condominium units.
Denton Atkinson - State Farm Insurance Agent provides condo insurance coverage designed to meet the specific needs of condominium owners in Lake Stevens, Washington. Service plans typically include individual policy management and claims assistance. Accounts are reviewed regularly to align with local association requirements and personal property value changes. The company services single-family homes, apartments, retail spaces, and restaurants.
Keith Partington: Allstate Insurance serves condo owners and homeowners associations in and around Lake Stevens, Washington. The agency provides condo insurance policies covering interior improvements, personal liability, and loss assessment protection. It also assists property managers with building coverage for common areas. Residents in nearby communities such as Marysville or the greater Everett metro area can contact the office for tailored condominium insurance advice. The Lake Stevens office offers direct access to Allstate’s digital tools for managing policies and claims.
Serving Lake Stevens and the surrounding communities in Snohomish County, Keith Akins - State Farm Insurance Agent provides condo insurance coverage for individual unit owners. This agency handles policies that protect personal belongings, interior structures, and liability within a condominium association. In a typical job, the agent first reviews the master policy to understand what the association covers, then fills gaps by customizing a policy that fits the client’s specific unit and personal assets.
For condo insurance in Lake Stevens, Washington, clients can choose between a one-time policy purchase or an ongoing service for annual policy reviews and adjustments. Coverage is tailored to protect individual units and shared building areas from common risks. As a local condo insurance agent, this company provides professional guidance on coverage options suited to regional conditions. Service runs on an as-needed basis for policy questions or claims assistance, with regular renewal discussions scheduled each year.
As autumn storms approach Lake Stevens, condo owners often worry about roof leaks and wind damage to shared structures. Kelly Cooley, the COUNTRY Financial agent in the area, helps residents review their master policy and personal contents coverage to close protection gaps. After an initial conversation, the next step is scheduling a walkthrough inspection of the unit to assess physical risks like older plumbing or sliding glass doors. This inspection allows the agent to fine-tune loss assessment and dwelling limits before finalizing the quote.
COVER specializes in helping condo owners in Lake Stevens secure appropriate coverage for their individual units and shared building structures. Their agency guides clients through the process of understanding master policy gaps and selecting adequate personal property and liability protections. Routine work includes evaluating dwelling limits with local replacement costs and adjusting deductibles. Seasonal considerations involve verifying coverage before the winter slip-and-fall season when common area accidents become more frequent.
WA Property Insurance assists owners in Lake Stevens with obtaining coverage for individual condo units. The agency specializes in adding supplemental protection for interior upgrades, loss assessments, and personal liability. Policies here are designed to work alongside the master association’s master policy, covering gaps in standard protection. Commercial sectors the agency can serve include office spaces, warehouses, and food service operations.
Lake Stevens Insurance Group is known for helping local residents protect their condominium investments with personalized coverage plans. Serving the Lake Stevens, WA area, this agency assists condo owners in navigating the specific insurance requirements unique to shared-wall living communities. They focus on matching policies that cover interior structures and personal liability where the homeowner association policy ends. A specialty service clients can add is scheduled personal property coverage for valuable items like jewelry or high-end electronics.
Farmers Insurance - Bruce Hauglie provides residential condo insurance for clients in Lake Stevens, Washington. Commercial coverage is also available to help protect local businesses in the surrounding area. For condo owners, policies address building property, personal belongings, and liability risks common in shared communities. The agency serves clients throughout Lake Stevens and nearby Snohomish County communities. Follow-up and repeat service are available between regular visits to adjust coverage or answer questions as needs change.
What Does a a Condo Insurance Agent in Lake Stevens Cost?
Typical condo insurance costs in Washington range from 300 to 600 dollars per year for a standard HO-6 policy. Factors include your unit value, location in Lake Stevens, deductible amount, and coverage limits. Flood or earthquake endorsements add extra cost. This is general information, not insurance advice.
About condo insurance agents in Lake Stevens
A condo insurance agent in Lake Stevens, Washington helps you find coverage for your unit and personal belongings. Washington law requires condo associations to have a master policy, but owners need their own HO-6 policy for interior fixtures and liability. Local agents understand the specific risks in Snohomish County, including wind and water damage.
Frequently Asked Questions
What does a condo insurance agent in Lake Stevens do?
A condo insurance agent helps you compare HO-6 policies from different carriers. They explain how Washington state laws affect your coverage needs, such as the master policy requirements and your personal liability limits.
Is condo insurance required in Washington state?
Yes, most Washington condo associations require owners to carry an HO-6 policy. This covers your personal property, interior walls, and liability. Your agent can help you meet the minimum coverage levels set by your condo board.
How do I choose a condo insurance agent in Lake Stevens?
Look for an agent licensed in Washington who has experience with condo policies. Ask about their knowledge of local building codes and common claims in the Lake Stevens area, such as water damage from roof leaks or frozen pipes.