The top-rated condo insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Shinae Kim - State Farm Insurance Agent, Highstreet Insurance, John Schmick - State Farm Insurance Agent. This directory lists 16 condo insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Shinae Kim - State Farm Insurance Agent | 7907 212th St SW #100 | (425) 776-8515 |
| 3 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 4 | John Schmick - State Farm Insurance Agent | 100 2nd Ave S Ste 320 | (425) 776-3110 |
| 5 | Laura Arcuri - State Farm Insurance Agent | 8301 212th St SW Suite A | (425) 744-7447 |
| 6 | Matthew Ulrich: Allstate Insurance | 214 Main St | (425) 774-4488 |
| 7 | Salish Insurance Group | 111 Main St Unit 111 | (425) 889-8500 |
| 8 | Chelsea Hwangbo - State Farm Insurance Agent | 22618 Hwy 99 Ste 113 | (425) 329-8396 |
| 9 | Protect Insurance Services LLC | 7705 230th St SW | (253) 528-8033 |
| 10 | Johnson Insurance Agency | 300 Admiral Way Ste 209 | (206) 789-5940 |
Cornerstone Insurance Group serves the Edmonds, Washington area and specializes in providing condo insurance policies. The company works to help condominium owners understand their personal coverage needs beyond what the building’s master policy provides. A typical condo policy from this agency covers interior structural elements, personal belongings, and liability protection. Individual unit assessments from the homeowners association may also be addressed. The agency assists clients in securing loss assessment coverage and personal property endorsements for their specific situations.
Shinae Kim - State Farm Insurance Agent in Edmonds, WA serves homeowners, businesses, and property managers who require specialized condo insurance. Policies protect individual units against common perils such as fire, theft, and water damage while covering personal liability. Renters and owners both benefit from customizing coverage for personal property within a condominium association. This agency helps clients understand their unique insurance needs based on building bylaws. It also provides service to neighboring Lynnwood, ensuring comprehensive protection across the greater Snohomish County area.
Serving the Edmonds area, Highstreet Insurance offers comprehensive condo insurance services, including coverage for personal property, liability protection, and loss of assessment. Their service plans maintain policy accuracy through annual reviews, ensuring clients have adequate limits for replacement costs and deductibles. Standard maintenance plans include assistance with filing claims for water damage, theft, or fire. The agency services single-family homes, apartments, retail spaces, and restaurants.
John Schmick - State Farm Insurance Agent serves Edmonds, Washington, and surrounding communities, handling condo insurance for local condominium owners. The agency provides policies that cover interior structures, personal belongings, and liability protection. It helps clients understand their individual needs based on building complexities and association requirements. To manage a typical job, John Schmick - State Farm Insurance Agent takes a thorough approach by reviewing the client’s existing coverage, assessing potential gaps, and explaining available policy options before recommending a personalized plan.
Serving as a condo insurance agent in Edmonds, WA, this company specializes in protecting individual units within multi-family buildings. It offers tailored coverage for interior structural elements, personal belongings, and liability exposures unique to condominium living. In addition, it provides general home insurance services to area residents. The agency assists clients in reviewing their master policy deductibles and securing endorsement options. It is particularly helpful for seasonal concerns, such as ensuring adequate coverage for extended winter travel away from your unit.
Offering both one-time policy setup and ongoing service options, this agency helps condo owners select coverage that protects their unit and personal belongings from common perils like fire, theft, and water damage. Policies can be tailored to address building bylaw requirements and loss assessments from the strata corporation. Service is available on an as-needed basis, allowing clients to request an annual review or a fresh quote at any time without a mandatory recurring schedule.
When fall storms arrive in Edmonds, Salish Insurance Group helps condo owners protect their property from weather-related damage. This local agency specializes in policies that cover shared walls, common areas, and individual unit liability, ensuring homeowners meet their association’s requirements without overpaying for unnecessary coverage. Clients can expect a straightforward review of their current deductible levels and earthquake endorsements during the initial in-person or virtual consultation. The process begins with a walk-through of the unit’s structure and personal belongings to identify any gaps in protection.
Chelsea Hwangbo - State Farm Insurance Agent in Edmonds, WA, provides comprehensive property protection for homeowners along with specialized add-on policies tailored for individual condominium units. Coverage addresses personal liability, interior structural damage, and loss of personal belongings not covered by a building’s master policy. Business interruption policies are also available to help replace lost rental income if a condo becomes uninhabitable. Commercial sectors served include professional offices, warehouses, food service establishments, and mixed-use properties.
Protect Insurance Services LLC provides residential condo insurance for owners in Edmonds, Washington, and offers commercial coverage for condo associations in the surrounding area. The agency works with clients to tailor policies that address building and liability needs specific to local complexes. After an initial consultation, they maintain straightforward communication with policyholders to handle changes, annual updates, or property questions between regular visits.
Johnson Insurance Agency in Edmonds, Washington, is known for guiding condo owners through the intricacies of HO-6 policies, which cover personal property and interior structural damage. Its service range includes helping clients assess appropriate coverage levels for their unit’s shared building risks and ensuring protection against common condo hazards like water damage or theft. The agency also specializes in matching clients with appropriate loss assessment endorsements for unexpected building repair costs charged by their homeowners association.
What Does a a Condo Insurance Agent in Edmonds Cost?
Condo insurance in Washington typically costs between 200 and 600 dollars per year for a standard policy. Factors like your unit location, coverage limits, and deductible affect the premium. Higher value units or those in flood-prone areas may cost more. This is general information and not insurance advice.
About condo insurance agents in Edmonds
Condo insurance agents in Edmonds Washington help protect your personal property and interior structure. Washington state law requires condo associations to carry a master policy but that policy does not cover your belongings or unit improvements. A local agent can explain the difference between walls-in coverage and the master policy.
Frequently Asked Questions
What does condo insurance cover in Washington?
Condo insurance typically covers your personal property, interior walls and fixtures, and liability protection. It also provides loss assessment coverage if the condo association charges you for a shared loss. Washington law does not require you to buy condo insurance but your lender may require it.
How do I choose a condo insurance agent in Edmonds?
Look for an agent who specializes in condo policies and understands Washington state regulations. Ask about coverage limits for loss assessment and water damage. A good agent will help you compare quotes from multiple insurers to find a policy that fits your needs.
Does the condo association master policy cover my unit?
The master policy covers the building structure and common areas but usually does not cover your personal belongings or interior upgrades. You need a separate HO-6 policy for your unit. Review the master policy with your agent to avoid gaps in coverage.
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