The top-rated condo insurance agent in Federal Way, Washington is Brian Harris - State Farm Insurance Agent, rated 4.9 stars across 760 reviews. Other highly rated options include Yolanda Santana Harris - State Farm Insurance Agent, Julia Johnson - State Farm Insurance Agent, Brady Nelson - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Federal Way.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Harris - State Farm Insurance Agent | 34004 16th Ave S | (253) 838-4902 |
| 2 | Yolanda Santana Harris - State Farm Insurance Agent | 1066 S 320th St Bldg K Suite E | (253) 927-9295 |
| 3 | Julia Johnson - State Farm Insurance Agent | 3450 S 344th Way Suite 110 | (253) 927-2886 |
| 4 | Brady Nelson - State Farm Insurance Agent | 33434 8th Ave S STE 105 | (253) 874-4000 |
| 5 | Federal Way Ace Insurance & Retirement Services | 33100 Pacific Hwy S #1 | (253) 442-6222 |
| 6 | Kyle Van Santen - State Farm Insurance Agent | 1400 S 312th St #2 | (253) 838-0422 |
| 7 | Kurt Kwon - State Farm Insurance Agent | 32001 32nd Ave S Ste 305 | (253) 529-4499 |
| 8 | Greg Green Insurance Agency | 33720 9th Ave S Ste 2 | (253) 216-2378 |
| 9 | Bill Love: Allstate Insurance | 29918 Pacific Hwy S | (253) 568-0036 |
| 10 | Inszone Insurance Services | 33301 1st Way S Suite C130 | (253) 838-1301 |
Brian Harris - State Farm Insurance Agent in Federal Way, Washington provides comprehensive personal property and liability coverage for individual condo units. The agency also offers specialized endorsements addressing shared wall assessments and loss assessments from the master policy deductible. Operations serve local condominium residents who require protection for dwelling alterations and personal belongings against theft, fire, and water damage. The business extends its services to commercial sectors including office spaces, warehouse facilities, and food service establishments in the surrounding area.
Yolanda Santana Harris - State Farm Insurance Agent serves Federal Way, Washington, and the surrounding King County area as a dedicated condo insurance agent. The agency focuses on helping condo owners protect their personal property, interior fixtures, and liability exposures often not covered by a building’s master policy. It customizes coverage for individual unit owners, addressing gaps that arise from shared-wall structures and homeowners association rules. Specifically, the agency guides clients through loss assessment coverage and personal liability protection for their condominium units.
Julia Johnson - State Farm Insurance Agent in Federal Way, WA, provides a range of condo insurance services, including coverage for personal property, loss assessment, and liability protection. The agency also offers routine policy reviews to help ensure coverage keeps pace with changing needs. Service plans typically include assistance with claims management and personalized risk consultations. The company services single-family homes, apartments, retail spaces, and restaurants within the local area.
Brady Nelson - State Farm Insurance Agent in Federal Way, Washington, serves condo owners, homeowners, and property managers seeking tailored coverage for their specific housing needs. The agency assists local clients in understanding insurance requirements for condominium associations and individual units, helping to protect personal belongings and interior structures. Policies are designed to address common risks in the Pacific Northwest, including water damage and liability issues. This Federal Way-based agency also provides services to clients in nearby communities such as Auburn and the greater South King County metro area.
Federal Way Ace Insurance & Retirement Services in Federal Way, WA offers condo insurance agents who distinguish between one-time policy reviews and recurring coverage updates. Their services focus on protecting individual unit interiors and personal liability within multi-unit buildings, addressing common area assessments and loss assessment coverage typical for this region. These agents can work on a one-time basis for a single policy review or provide scheduled annual check-ins. Service runs on either a scheduled or as-needed basis, depending on ongoing coverage needs.
Kyle Van Santen - State Farm Insurance Agent in Federal Way, Washington, offers specialty condo insurance policies designed to protect individual units and personal belongings. It also serves the community with general auto, life, and renters insurance options. The team helps clients evaluate coverage limits and understand the distinctions between master policies and personal liability protection. Closing a unit for seasonal travel, it assists with adjusting coverage to safeguard vacant condos against potential winter pipe bursts or water damage.
When seasonal storms or unexpected leaks threaten a Federal Way condo, Kurt Kwon - State Farm Insurance Agent helps unit owners review their personal property and liability coverage gaps. As a condo insurance agent, the company focuses on aligning individual policies with the master association plan to avoid costly overlaps or shortfalls. Every new client can begin with a detailed walkthrough of their unit’s specific exposures and existing HOA insurance summary to tailor the right protection.
Greg Green Insurance Agency handles residential condo insurance for owners in Federal Way, Washington, and also writes commercial coverage for small condo associations across the area. Their agents explain building master policies and how unit owner personal policies fill coverage gaps. They work to match each policy to the specific needs of a condo owner’s lifestyle and budget. Clients can return between regular visits for routine policy updates or questions on changing deductibles and liability limits.
Bill Love: Allstate Insurance works with property owners in Federal Way, Washington to secure basic coverage for their condominium units. A specialty is enhancing standard policies with additional protections, such as coverage for personal belongings and liability for common-area incidents. Clients who operate businesses out of their residences can also find tailored options for their needs. The agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Condo Insurance Agent in Federal Way Cost?
Condo insurance in Washington typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors that affect your premium include your unit location coverage limits deductible amount and claims history. Federal Way rates may be slightly higher due to proximity to Puget Sound and potential water damage risks. This is general information and not insurance advice.
About condo insurance agents in Federal Way
Condo insurance agents in Federal Way Washington help you protect your unit and personal belongings. Washington state law requires condo associations to carry a master policy but that policy typically does not cover your interior walls or personal property. A local agent can explain the difference between bare walls and all-in coverage and help you choose the right HO-6 policy for your Federal Way condo.
Frequently Asked Questions
What does condo insurance cover in Federal Way Washington?
Condo insurance usually covers your personal property liability and improvements you make to your unit. It also provides loss assessment coverage if the condo association charges you for a shared deductible. Washington state law does not require individual condo insurance but your mortgage lender likely will.
How do I choose a condo insurance agent in Federal Way?
Look for an agent who is licensed in Washington and experienced with HO-6 policies. Ask if they can explain the master policy of your condo association so you know what gaps exist. A local Federal Way agent will understand regional risks like windstorms and earthquake exposure.
What is the difference between bare walls and all-in condo coverage?
Bare walls coverage protects only the original structure of your unit leaving fixtures and finishes uninsured. All-in coverage includes cabinets flooring and built in appliances. Washington condo declarations often specify which coverage type is required so your agent can help you match that.