The top-rated condo insurance agent in Moses Lake, Washington is Acrisure Moses Lake, WA (Trask Insurance Agency), rated 4.9 stars across 205 reviews. Other highly rated options include Basin Pacific Insurance & Benefits, Hunter Cruz - State Farm Insurance Agent, Ariel Garza - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acrisure Moses Lake, WA (Trask Insurance Agency) | 108 W Broadway Ave | (509) 765-0241 |
| 2 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 3 | Hunter Cruz - State Farm Insurance Agent | 504 S Division St | (509) 766-2838 |
| 4 | Ariel Garza - State Farm Insurance Agent | 101 W Broadway Ave | (509) 766-0054 |
| 5 | Kim Baldini-Janke - State Farm Insurance Agent | 420 W Broadway Ave A | (509) 765-8876 |
| 6 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 7 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 8 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 9 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 10 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
Acrisure Moses Lake, WA (Trask Insurance Agency) serves Grant County, offering specialized condo insurance coverage for local homeowners’ associations and individual unit owners. The agency works with area condominium residents to secure policies that address shared liability and personal property needs. It also provides guidance on loss assessment coverage and flood insurance solutions for properties in the Moses Lake region, helping condo owners protect their investments.
Basin Pacific Insurance & Benefits provides coverage options tailored to the unique needs of condo owners in Moses Lake, Washington. Its service approach includes helping clients review association master policies to identify gaps in personal protection, with guidance on deductible coverage and loss assessment endorsements. The company designs plans to safeguard individual units during renovations or extended vacancies. It serves condo associations, single-family homes, apartments, and mixed-use retail and restaurant properties within the Lake Washington area.
Serving homeowners, condominium owners, and property managers in Moses Lake, Washington, this agency provides condo insurance policies that protect individual units and shared building structures against common risks like fire, vandalism, and liability claims. Policies are specifically tailored to cover personal belongings and offer loss assessment coverage for association common areas. The office also assists clients in addressing unique condo insurance needs that differ from standard homeowners coverage. In addition to Moses Lake, the agency serves the neighboring community of Ephrata and surrounding areas in Grant County.
Serving Moses Lake, Washington, and the surrounding communities of Grant County, Ariel Garza - State Farm Insurance Agent provides specialized condo insurance coverage. This agency assists local condo owners with policies tailored to protect their individual units, personal belongings, and shared building liabilities. The agent evaluates each client’s specific living situation to determine appropriate coverage limits for interior structures and personal assets. For a typical job, it reviews the condo association’s master policy to identify gaps and then customizes a personal policy to fill those gaps.
For condo insurance, a one-time policy typically covers the owner’s personal liability and interior improvements, while scheduled service provides ongoing protection for deductibles and assessments. Kim Baldini-Janke - State Farm Insurance Agent in Moses Lake, WA, offers both options, helping each client decide which better matches their building’s master policy and individual risk. Coverage plans commonly address personal property, loss of use, and medical payments. Service for this office is available on an as-needed basis for new quotes, policy reviews, or claims support.
Greg Schlagel: Allstate Insurance specializes in helping condo owners secure tailored coverage that protects shared walls, individual units, and personal belongings. It also offers guidance through the complexities of association master policies to fill coverage gaps. For Moses Lake residents, the agent addresses seasonal concerns such as freeze damage from harsh winter conditions that can impact internal pipes and shared building structures.
After a harsh central Washington winter, many condo owners in Moses Lake review their coverage for roof and pipe damage. Christopher Arnberg American Family Insurance helps property owners address these seasonal risks by offering tailored policies to match local building types and condo association requirements. The agency guides clients through the unique distinctions between individual unit coverage and master policy details common in Moses Lake. Every initial consultation begins with a review of current declarations and a walk-through assessment to identify potential gaps or adjustments needed before renewal.
Morgan Insurance & Financial Services provides condominium insurance options for property owners in Moses Lake, WA. It helps clients secure coverage for their individual units, including interior structures and personal belongings, while also offering specialized liability protection and loss assessment add-ons. The company works to address the unique needs of condo associations and individual owners alike. Its services extend to commercial sectors such as local offices, warehouses, and food service establishments.
Farmers Insurance - Mario Lopez Agency provides residential condo insurance services in Moses Lake, Washington. The agency also offers commercial coverage options for local businesses within the same service area. Policies are tailored to protect individual units and shared building elements common to condo associations. The agency assists clients with initial coverage setup and any midterm changes. Between regular visits, the agency follows up with policyholders to review coverage needs and offer repeat service adjustments for life changes.
What Does a a Condo Insurance Agent in Moses Lake Cost?
The cost of a condo insurance policy in Moses Lake, Washington typically ranges from 200 to 600 dollars per year for a standard policy. Factors that affect cost include the amount of personal property coverage, liability limits, and your deductible. Costs can vary based on the age of the building, your location in Moses Lake, and your claims history. This is general information and not insurance advice.
About condo insurance agents in Moses Lake
Condo insurance agents in Moses Lake, Washington help you understand the unique coverage needs for your unit. Washington state law requires your condo association to have a master policy, but your personal belongings and interior improvements are your responsibility. A local agent can explain how the Washington Condominium Act affects your individual policy requirements.
Frequently Asked Questions
What does a condo insurance agent in Moses Lake do?
A condo insurance agent helps you find a policy that covers your personal property, liability, and interior fixtures. They explain how your coverage works with your association master policy in Washington.
Is condo insurance required in Washington state?
Washington state law does not require condo owners to carry personal insurance. However most mortgage lenders do require it. Your condo association bylaws may also require you to have a certain level of liability coverage.
How does Washington law affect my condo insurance?
Under Washington law the condo association master policy typically covers the building structure and common areas. You are responsible for insuring your personal belongings, interior walls, and any improvements you make to your unit.