The top-rated condo insurance agent in Lakewood, Washington is Leta Hankins: Allstate Insurance, rated 4.9 stars across 652 reviews. Other highly rated options include Kao Xiong - State Farm Insurance Agent, Juanita Lanier - State Farm Insurance Agent, Eric Collins - State Farm Insurance Agent. This directory lists 19 condo insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leta Hankins: Allstate Insurance | 6120 Main St SW F | (253) 582-8200 |
| 2 | Kao Xiong - State Farm Insurance Agent | 8811 S Tacoma Way #203 | (253) 212-3147 |
| 3 | Juanita Lanier - State Farm Insurance Agent | 10233 Bridgeport Way SW | (253) 444-9161 |
| 4 | Eric Collins - State Farm Insurance Agent | 7602 Bridgeport Way W STE 4B | (253) 584-3981 |
| 5 | Seguro Max Insurance LLC | 3853 108th St SW | (253) 548-7197 |
| 6 | Tacoma Ace Insurance & Retirement Services | 8718 S Tacoma Way # H | (253) 328-5454 |
| 7 | Anything Insurance -A BSNW Company | 12930 Pacific Hwy SW Suite A | (253) 358-2953 |
| 8 | FND Insurance & Financial Services, LLC | 5515 Steilacoom Blvd SW | (253) 302-5579 |
| 9 | Elliott Insurance Group | 7403 Lakewood Dr W #6th | (253) 537-8200 |
| 10 | Sweet P Insurance | 7403 Lakewood Dr W STE 9 | (253) 474-6624 |
Leta Hankins: Allstate Insurance serves the Lakewood, Washington, area, providing condo insurance for local unit owners. These policies typically cover interior structures, personal belongings, and liability within the condominium. The agency helps clients understand common-area coverage provided by the homeowners association and individual needs. They assist in adjusting deductibles and selecting appropriate loss-assessment protections for shared property. The services here include handling claims for interior damage and advice on adequate contents protection.
Kao Xiong - State Farm Insurance Agent in Lakewood, WA provides a full range of condo insurance policies, including coverage for personal property, liability protection, and loss-of-use scenarios. It offers regular policy reviews to help clients adjust deductibles or update coverage limits as their needs change. Service plans include assistance with filing claims and navigating the insurance process to ensure quick resolution of damages. The company services single-family homes, apartments, retail spaces, and restaurants.
Juanita Lanier of State Farm Insurance serves homeowners, businesses, and property managers in Lakewood, Washington, by providing tailored condo insurance coverage. Policies are designed to protect individual units from common perils like fire, theft, and liability risks. As a local agent, Lanier helps clients understand their policy nuances, including how master insurance policies interact with personal coverage needs. This service area also extends to nearby communities throughout the greater Tacoma metro region, including Parkland and Tillicum.
Eric Collins - State Farm Insurance Agent serves Lakewood, Washington and the surrounding communities. The company handles condo insurance policies for local homeowners and property owners. It works to protect personal belongings and the interior structure of the unit, along with liability coverage for incidents within the condo. For a typical job, the agency reviews the specific needs of a client, evaluates building bylaws and HOA master policy requirements, and then customizes an individual policy to fill any coverage gaps.
Seguro Max Insurance LLC in Lakewood, WA helps clients choose between a single policy purchase or an ongoing service relationship for their condo insurance needs. The company focuses on securing coverage for the unit’s interior structure, personal belongings, and liability protection against common claims in this region. Policies also address loss assessments from the building’s master association. Service runs on either a one-time, scheduled, or as-needed basis depending on each client’s preference and risk situation.
Tacoma Ace Insurance & Retirement Services specializes in condo insurance policies that cover interior structures and personal liability. It also serves clients throughout Lakewood, Washington, offering general insurance guidance for condominium owners. The agency helps residents understand the differences between a master policy and individual coverage needs. As winter approaches, it assists with reviewing policies to ensure adequate protection against water damage from frozen pipes or roof leaks.
As the rainy season returns to Lakewood, protecting a condo against water intrusion becomes a priority for any owner. Anything Insurance -A BSNW Company helps local residents navigate the specific coverage needs that come with a shared-wall home, including loss assessment protection for common-area damage. The agency explains how a standard policy differs from a condo master plan, ensuring no gaps exist between the two. Every consultation begins with a review of the building’s exterior condition and the unit’s individual improvements.
FND Insurance & Financial Services, LLC provides residential condo insurance solutions for property owners in Lakewood, Washington. The agency also offers commercial coverage tailored to condominium associations and related business needs throughout the surrounding area. Condo insurance agents work to protect individual units and common areas from risks like fire, water damage, and liability claims. Clients can rely on the company for follow-up service and policy reviews between regular renewal visits to address any coverage changes or questions.
Elliott Insurance Group in Lakewood, WA is a local firm known for helping condo owners secure specialized property coverage. It serves the community by offering policies tailored for common condo insurance needs, including interior structural protection and personal liability. These plans typically cover fixtures, appliances, and assessments from homeowners associations. A useful add-on service the agency can provide is scheduled personal property riders for high-value items like jewelry or electronics.
Sweet P Insurance provides condo insurance services for residents in Lakewood, Washington, focusing on protecting individual units and common area liabilities. The company specializes in adding coverage for loss assessments, special assessments, and building ordinance upgrades that standard policies often exclude. Additional options include water backup protection, personal property replacement cost, and liability extensions for injuries occurring inside the unit. Sweet P Insurance can serve commercial sectors such as small office spaces, warehouses, and food service operations located within condominium complexes.
What Does a a Condo Insurance Agent in Lakewood Cost?
Typical condo insurance in Washington costs between 300 and 600 dollars per year for a standard policy. Factors like location, unit value, and deductible amount affect the premium. Earthquake coverage adds extra cost often 100 to 300 dollars more per year. This is general information not insurance advice.
About condo insurance agents in Lakewood
Condo insurance agents in Lakewood Washington help you protect your unit and personal belongings. Washington state law requires HO-6 policies for condo owners to cover interior structures and liability. Local agents understand the unique risks of the Pacific Northwest including rain and earthquake exposure.
Frequently Asked Questions
What does a condo insurance policy in Washington cover?
A standard HO-6 policy covers personal property, interior walls and fixtures, and liability. It also provides loss assessment coverage for shared building repairs. Washington law does not require condo insurance but your HOA likely mandates it.
How do I choose a condo insurance agent in Lakewood?
Look for an agent licensed in Washington who specializes in condo or homeowners insurance. Ask about their experience with local HOAs and knowledge of Washington insurance regulations. Compare quotes from multiple agents to find suitable coverage.
What is the difference between HOA insurance and my condo policy?
The HOA master policy covers the building exterior and common areas. Your individual condo policy covers your interior walls, floors, fixtures, personal property, and liability. Washington law requires HOAs to disclose what their policy covers so you can fill any gaps.