The top-rated condo insurance agent in Virginia Beach, Virginia is Lee Hudson - State Farm Insurance Agent, rated 5.0 stars across 1,591 reviews. Other highly rated options include Evertree Insurance, Tidewater Insurance Brokers, Brett Pendergast - State Farm Insurance Agent. This directory lists 20 condo insurance agents serving Virginia Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lee Hudson - State Farm Insurance Agent | 244 Mustang Trail Ste 1 | (757) 383-6686 |
| 2 | Evertree Insurance | 2929 Sabre St Suite 200 | (757) 248-5973 |
| 3 | Tidewater Insurance Brokers | 700 Norfolk Ave | (757) 302-5639 |
| 4 | Brett Pendergast - State Farm Insurance Agent | 498 S Independence Blvd | (757) 499-6813 |
| 5 | AB Insurance | 2929 Sabre St Suite 200-A | (757) 645-9379 |
| 6 | A&C Insurance and Multi Service Agency | 533 Newtown Rd Suite 104 A | (757) 362-9736 |
| 7 | Amanda McCall: Allstate Insurance | 3101 Virginia Beach Blvd #110 | (757) 498-1500 |
| 8 | Mayo Insurance Agency - A Hilb Group Company | 1917 Laskin Rd STE 101 | (757) 496-5685 |
| 9 | Choice Insurance Agency | 5544 Greenwich Rd #200 | (757) 416-5100 |
| 10 | Goosehead Insurance - The Torcia Agency | 600 Lynnhaven Pkwy #208 | (757) 785-0448 |
Lee Hudson - State Farm Insurance Agent serves the Virginia Beach area with personal lines coverage, specializing in condo insurance for local homeowners. This agency helps condominium owners protect their individual units and interior structures. It works with clients to understand the specific coverages needed beyond a building’s master policy, including personal property and liability protection. The agency also assists with claims support for condominium dwellers in the coastal Virginia region, addressing risks such as water damage and wind perils common to the area.
Evertree Insurance provides a complete range of condo insurance services in Virginia Beach, VA, including policy evaluations, coverage adjustments, and claims assistance. It offers routine policy reviews and annual coverage maintenance plans to ensure clients remain properly protected as property values change. These services address the specific liability and structural needs of condo owners. The company services single-family homes, apartments, retail spaces, and restaurants.
Tidewater Insurance Brokers serves homeowners and condominium unit owners in Virginia Beach, Virginia, by securing specialized policies that cover individual condo interiors and personal liability. The agency works with property managers to ensure their complexes meet master policy requirements while advising residents on necessary gap coverage. Navigating the specific insurance rules common in coastal Virginia, they help clients protect against wind, flood, and other regional risks. Tidewater Insurance Brokers also serves clients in the neighboring community of Norfolk and surrounding areas of the Hampton Roads metro.
Serving Virginia Beach and its surrounding communities, Brett Pendergast - State Farm Insurance Agent handles condo insurance needs for local homeowners. Policies address coverage for the unit's interior, personal belongings, and liability within the condominium association's master policy structure. Typical jobs involve assessing individual policy gaps against the condo bylaws. The agent takes a direct, consultative approach, reviewing each client's specific coverage requirements and explaining how endorsements can fill potential gaps before finalizing the policy.
For Virginia Beach condo owners, AB Insurance offers both single-purchase policies for specific coverage needs and scheduled annual renewals for ongoing protection. As a local condo insurance agent, they help secure policies that cover interior structures, personal belongings, and liability risks typically excluded by a building’s master policy. Their service runs on an as-needed basis, meaning clients can request a quote or policy adjustment whenever required, without being locked into a recurring appointment schedule.
A&C Insurance and Multi Service Agency offers specialized condo insurance services tailored to the unique coverage needs of individual unit owners in Virginia Beach. The agency also handles general insurance inquiries, helping clients navigate policy options and adjust their protection as circumstances change. Assisting with reassessments of liability limits is common following major community renovations or seasonal storm damage threats that increase exposure. It helps policyholders address coverage gaps that arise from HOA master policy changes or new local flood zone designations after heavy rainfall.
Summer storms along the Virginia coast mean new risks for Virginia Beach condo owners. Amanda McCall: Allstate Insurance helps clients evaluate their current coverage levels. A condo insurance agent in this area regularly reviews individual policies for water damage liability and personal property protection. They assist with adjusting deductibles to match local HOA master policy requirements. The agency emphasizes matching coverage to specific condo association rules. The process usually begins with a personal consultation to review the property and existing policy for potential gaps.
Mayo Insurance Agency - A Hilb Group Company serves as a specialized resource for condo insurance in Virginia Beach, Virginia. Its range of policies typically covers individual unit interiors, personal liability, and loss assessments from the building’s master policy. The agency works with multiple carriers to tailor coverage for coastal property owners. An additional specialty service it can provide is supplemental flood insurance for units located in designated risk zones.
Choice Insurance Agency in Virginia Beach, Virginia provides condo insurance services to property owners and associations in the area. The agency focuses on policies that cover common building structures, liability protection, and content coverage for individual units. It can also assist clients in securing additional coverage for shared amenities and communal areas within condo developments. In addition to condominium work, the agency serves the insurance needs of commercial sectors, including offices, warehouses, and food service operations.
Goosehead Insurance - The Torcia Agency, based in Virginia Beach, VA, provides residential condo insurance services tailored to individual unit owners and homeowners associations. The agency also offers commercial coverage for condominium complexes and related properties throughout the Hampton Roads area. Policies are designed to protect against common coastal risks while ensuring compliance with local association requirements. The team focuses on clear communication and prompt follow-up between regular policy reviews, making adjustments as needed for any changes in unit occupancy or building improvements.
What Does a a Condo Insurance Agent in Virginia Beach Cost?
Typical condo insurance premiums in Virginia range from 300 to 800 dollars per year for standard HO-6 policies. Factors that affect cost include the unit value your deductible choice and location in Virginia Beach. Flood insurance adds 400 to 1000 dollars annually depending on flood zone. This is general information not insurance advice.
About condo insurance agents in Virginia Beach
Condo insurance agents in Virginia Beach help owners protect their units and personal property. Virginia law requires condo associations to carry master policies but unit owners still need their own HO-6 policy. Local factors like coastal flood risk and hurricane exposure make working with a knowledgeable agent important for Virginia Beach residents.
Frequently Asked Questions
What does a condo insurance agent in Virginia Beach do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings liability and interior improvements. They explain how your associations master policy interacts with your individual coverage. Agents in Virginia Beach also advise on flood insurance which is not included in standard policies.
Is condo insurance required in Virginia Beach Virginia?
Virginia law does not require unit owners to carry condo insurance but most mortgage lenders do require it. Additionally your condo associations bylaws may mandate a minimum level of coverage. Check your governing documents to confirm requirements.
How does Virginia law affect condo insurance coverage?
Virginia Code Section 55.1-1948 requires condo associations to maintain property insurance on the common elements and building structure. This master policy typically covers the exterior while unit owners are responsible for interior fixtures and personal property. Your agent can help you understand the gap between the master policy and your needs.
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