The top-rated condo insurance agent in Chesapeake, Virginia is Joe Sictor - State Farm Insurance Agent, rated 4.9 stars across 470 reviews. Other highly rated options include Centerville Insurance Agency, Shawn Fischer - State Farm Insurance Agent, Ferguson Insurance Center. This directory lists 22 condo insurance agents serving Chesapeake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joe Sictor - State Farm Insurance Agent | 1365 S Military Hwy Ste 100 | (757) 366-2277 |
| 2 | Centerville Insurance Agency | 516 Innovation Dr Ste 301 | (757) 420-0006 |
| 3 | Shawn Fischer - State Farm Insurance Agent | 825 S Battlefield Blvd Ste B | (757) 482-8350 |
| 4 | Ferguson Insurance Center | 1407 Stephanie Way Ste A | (757) 201-3000 |
| 5 | Kathy Kretz - State Farm Insurance Agent | 838 Old George Washington Hwy N H | (757) 487-0074 |
| 6 | Garlow Insurance Agency - Nationwide Insurance | 312 Cedar Lakes Dr suite 201 | (757) 548-1515 |
| 7 | Lindsey Patto - State Farm Insurance Agent | 3916 Portsmouth Blvd A6 | (757) 967-9999 |
| 8 | Stephanie Grayson - State Farm Insurance Agent | 1111 Eden Way N | (757) 547-9323 |
| 9 | Erin Zabel - State Farm Insurance Agent | 801 Volvo Pkwy #121 | (757) 609-2787 |
| 10 | Jessica Hester - State Farm Insurance Agent | 1245 Cedar Rd J | (757) 481-1840 |
Joe Sictor - State Farm Insurance Agent serves the Chesapeake, Virginia area with a focus on condo insurance solutions. The company assists condo owners in selecting appropriate coverage for their individual units and personal belongings. They also help clients understand how master policies interact with personal condo insurance needs. Agents work to explain common coverage gaps that can arise in association-managed buildings. Joe Sictor - State Farm Insurance Agent handles both personal liability protection and loss assessment coverage for unit owners.
Centerville Insurance Agency provides condo insurance coverage for property owners in Chesapeake, Virginia. Policies typically protect interior structures, personal belongings, and liability against common claims like water damage or theft. Its service includes helping clients assess required coverage limits and comparing options from multiple carriers. Maintenance plans may involve periodic policy reviews to account for renovations or changes in personal property value. The agency services single-family homes, apartment complexes, retail spaces, and restaurants requiring tailored liability and equipment protection.
Shawn Fischer - State Farm Insurance Agent in Chesapeake, VA, specializes in condo insurance policies tailored to the unique needs of unit owners. The agency provides general insurance services, including helping clients understand coverage for personal property, liability, and interior structural components that a master policy may not address. This involves assessing individual risks based on the specific layout and location of each condominium. Near the end of hurricane season, the agent assists homeowners with reviewing their policies to ensure adequate protection against potential storm damage and flooding concerns.
Ferguson Insurance Center serves condo owners, homeowners, and property managers in Chesapeake, Virginia. The agency provides professional guidance on securing tailored condo insurance policies that protect personal belongings and interior building structures. Coverage typically addresses hazards specific to the Hampton Roads region, such as wind, hail, and water damage from storms. Their services help clients understand individual policy needs beyond what a master homeowners association policy covers. The company also assists clients in neighboring Suffolk and surrounding areas of the greater Hampton Roads metropolitan region.
For one-time service, Kathy Kretz - State Farm Insurance Agent in Chesapeake, VA assists condo owners with policy reviews and immediate coverage adjustments for new purchases. Alternatively, the recurring service option provides ongoing management of condo insurance policies, ensuring protection against common perils like water damage and liability claims year after year. Policies through this local agency help cover personal property and building additions not addressed by the condo association’s master policy. Service runs on an as-needed or scheduled basis depending on the client’s preference.
Garlow Insurance Agency - Nationwide Insurance serves clients throughout Chesapeake, Virginia, and its surrounding communities. The agency handles condo insurance policies tailored specifically for condominium owners. It addresses the unique coverage needs that arise within shared building structures and homeowners associations. The typical approach it uses to manage a job involves reviewing the specific condo association master policy and then detailing recommended personal coverage gaps for the individual unit owner.
As coastal storms and seasonal humidity create unique challenges for condominium owners in Chesapeake, VA, Lindsey Patto’s office provides specialized guidance to protect individual units within shared buildings. Each condo policy must carefully address common area liability gaps while covering interior fixtures and personal belongings. The agent helps owners understand how master policies interact with individual coverage needs. Initial policies are typically reviewed after a brief inspection of the unit’s layout and existing structural protections.
Stephanie Grayson, serving Chesapeake, VA, provides comprehensive condo insurance solutions designed to protect individual unit owners from property damage and liability. Specifically, policies can be tailored to cover interior upgrades, personal belongings, and loss of use. Common assessments and loss assessment coverage are typically included where needed. This agency assists clients in residential condominiums. It also extends its services to commercial sectors such as offices, warehouses, and food service operations.
Serving the Chesapeake area, Erin Zabel’s office provides residential condo insurance policies designed to protect individual units and personal belongings. The agency also offers commercial coverage for condo associations, ensuring common areas and liability needs are addressed. Clients receive thorough policy reviews to match specific coverage requirements. Regular follow-ups are arranged between renewal visits to update policies and answer any new questions about changing property conditions or liability limits.
Jessica Hester - State Farm Insurance Agent in Chesapeake, VA, is known for providing personalized coverage solutions tailored to condominium owners. The agency serves clients throughout the Hampton Roads area, offering policies that protect personal property, liability, and interior structural elements typically not covered by the condo association master policy. The team also assists with loss assessment coverage, which helps policyholders pay for shared building repairs when the HOA levy comes due. An additional specialty is offering medical payments coverage for guests injured inside a client's unit.
What Does a a Condo Insurance Agent in Chesapeake Cost?
Typical condo insurance costs in Chesapeake Virginia range from 300 to 600 dollars per year for a standard HO6 policy. Factors that affect cost include the unit value, personal property amount, deductible choice, and location near the coast. Virginia coastal areas may have higher wind and hail deductibles. This is general information and not insurance advice.
About condo insurance agents in Chesapeake
Condo insurance agents in Chesapeake Virginia help owners understand the unique coverage needed for their unit. Virginia law requires condo associations to maintain a master policy but individual unit owners still need personal property and liability protection. A local agent can explain how the Virginia Condominium Act affects your policy limits and deductible responsibilities.
Frequently Asked Questions
What does a condo insurance agent in Chesapeake do?
A condo insurance agent helps you find an HO6 policy that covers your personal property, interior walls, and liability. They also review your condo association master policy to identify gaps in coverage. The agent can explain Virginia specific rules about loss assessments and special assessments.
Is condo insurance required in Virginia?
Virginia law does not require condo insurance for unit owners but most mortgage lenders do require it. Your condo association bylaws may also require you to carry a minimum amount of liability coverage. An agent can help you meet these requirements.
How does Virginia law affect my condo insurance policy?
Virginia Code Section 55.1-1958 requires condo associations to carry property insurance on common areas and units. However this master policy usually does not cover your personal belongings or interior improvements. Your personal HO6 policy fills those gaps.
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