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HomeCondo Insurance AgentsVirginia › Charlottesville

Find Condo Insurance Agents Near You in Charlottesville, VA

Browse condo insurance agents serving Charlottesville, Virginia. Updated 2026-07-14.

The top-rated condo insurance agent in Charlottesville, Virginia is Miguel Coradine - Sirius Insurance, rated 5.0 stars across 957 reviews. Other highly rated options include Hunter Wyant - State Farm Insurance Agent, Specialized Insurance, Able Insurance Agency. This directory lists 20 condo insurance agents serving Charlottesville.

Showing 20 condo insurance agents in Charlottesville, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Miguel Coradine - Sirius Insurance687 Berkmar Cir(434) 817-7555
2Hunter Wyant - State Farm Insurance Agent253 Ridge McIntire Rd(434) 293-3906
3Specialized Insurance2250 Old Ivy Rd #5(434) 529-6000
4Able Insurance Agency716 Rio Rd W STE D(434) 979-0814
5Eva Gee Scott - State Farm Insurance Agent1136B Emmet St N(434) 977-2741
6Craddock Sirius Insurance687 Berkmar Cir(434) 817-7555
7Mac Weems - State Farm Insurance Agent2215 Hydraulic Rd(434) 971-3838
8Gary Albert - State Farm Insurance Agent1380 Rio Rd E(434) 296-1222
9Ned Loyd: Allstate Insurance944 Glenwood Station Ln STE 202(434) 977-0566
10Greg Leffler - State Farm Insurance Agent503 Faulconer Dr #1a(434) 296-1010
MC
687 Berkmar Cir
Miguel Coradine - Sirius Insurance
Condo Insurance Agent · Charlottesville, VA

Located in Charlottesville, VA, Miguel Coradine - Sirius Insurance provides condo insurance coverage tailored to local condominium owners and associations. It offers comprehensive policies that protect individual units and shared building structures from common risks. Service plans include assistance with policy management, claims support, and coverage reviews to ensure adequate protection as needs change. Maintenance plans focus on guiding clients through building upgrades or changes in occupancy. This agency serves properties such as single-family homes, apartments, retail spaces, and restaurants.

HW
253 Ridge McIntire Rd
Hunter Wyant - State Farm Insurance Agent
Condo Insurance Agent · Charlottesville, VA

Hunter Wyant - State Farm Insurance Agent serves the Charlottesville, VA area and its surrounding communities as a dedicated condo insurance agent. The agency helps condo owners protect their personal property and interior fixtures against common risks such as theft, fire, and water damage. Coverage options can be tailored to meet the specific requirements of individual condominium associations and homeowners. The office offers both condo unit insurance for interior structures and liability protection for accidents that occur within a policyholder’s unit.

SI
2250 Old Ivy Rd #5
Specialized Insurance
Condo Insurance Agent · Charlottesville, VA

Specialized Insurance serves condominium owners, homeowners’ associations, and property managers seeking coverage for individual units and common areas in Charlottesville, Virginia. The agency assists clients in selecting policies that protect against property damage, liability claims, and unexpected losses common to multi-unit buildings. Every policy is matched to the specific needs of a condo community, whether for a single owner or an entire complex. The agency also provides condo insurance services for residents and associations in nearby Waynesboro.

AI
716 Rio Rd W STE D
Able Insurance Agency
Condo Insurance Agent · Charlottesville, VA

Serving Charlottesville, VA, and the surrounding communities, Able Insurance Agency specializes in condo insurance policies for individual unit owners. The company handles coverage for interior structures, personal property, and liability protection often excluded by a building’s master policy. A typical job begins with a consultation to explain how the master policy and individual needs intersect. The agency then customizes a plan by assessing unit features, personal assets, and local risk factors.

EG
1136B Emmet St N
Eva Gee Scott - State Farm Insurance Agent
Condo Insurance Agent · Charlottesville, VA

Eva Gee Scott - State Farm Insurance Agent in Charlottesville, VA offers condo insurance for both one-time policy purchases and recurring coverage tailored to individual unit owners. Standard policies typically protect interior structures, personal belongings, and liability, while optional endorsements can address gaps left by a building’s master policy. For those needing occasional protection, short-term options may apply during renovations or vacancy periods. Service operates on an as-needed basis, with agents available to review coverage needs and adjust policies when requested by the policyholder.

CS
687 Berkmar Cir
Craddock Sirius Insurance
Condo Insurance Agent · Charlottesville, VA

Craddock Sirius Insurance specializes in condominium insurance policies tailored to the unique governing documents and master policies of individual buildings. It provides general agency services for Charlottesville homeowners and renters, helping clients secure coverage that meets lender requirements. The agency assists with protecting personal property, liability, and additional living expenses. A specific concern it helps with is addressing gaps in coverage during seasonal turnover, such as when a condo is left vacant during extended travel or winter months.

MW
2215 Hydraulic Rd
Mac Weems - State Farm Insurance Agent
Condo Insurance Agent · Charlottesville, VA

As the leaves change in Charlottesville and winter weather approaches, condo owners often review their policies for gaps in protection from burst pipes or wind damage. Mac Weems - State Farm Insurance Agent provides coverage tailored to individual condo unit needs, including personal property and liability. Their office helps residents understand how their master policy interacts with a personal condo policy. An initial assessment of your current coverage begins with a simple call or visit to their Charlottesville office.

GA
1380 Rio Rd E
Gary Albert - State Farm Insurance Agent
Condo Insurance Agent · Charlottesville, VA

Gary Albert of State Farm Insurance in Charlottesville, Virginia, provides property coverage solutions for local homeowners. The agency specializes in condo insurance, helping unit owners protect their personal belongings and interior structures from common risks like fire, theft, or water damage. Tailored policies address the unique gaps between a master association plan and individual liability needs. The team can serve commercial sectors such as small offices, storage warehouses, and food service businesses requiring tailored risk management.

NL
944 Glenwood Station Ln STE 202
Ned Loyd: Allstate Insurance
Condo Insurance Agent · Charlottesville, VA

Ned Loyd: Allstate Insurance serves clients in Charlottesville, Virginia, with residential condo insurance tailored to individual policyholder needs. The agency also provides commercial coverage for local condo associations and property managers operating within the same service area. Working with area building standards and common insurance requirements, the agent helps customers review their individual unit protections and liability options. The office encourages follow‑up appointments to adjust coverage as policies come up for renewal or when property changes occur between regular service visits.

GL
503 Faulconer Dr #1a
Greg Leffler - State Farm Insurance Agent
Condo Insurance Agent · Charlottesville, VA

Greg Leffler - State Farm Insurance Agent in Charlottesville, VA is known for providing condo insurance policies tailored to individual unit owners. The agency helps clients secure coverage that protects personal property and interior structures not insured by the condo association’s master policy. Services include assessing the specific liability risks and loss assessment needs common to condominium living in the Charlottesville area. For an additional layer of protection, the agency can customize a policy to include coverage for special assessments from the homeowners association.

KW
253 Ridge McIntire Rd
Kristina Wyant - State Farm Insurance Agent
Condo Insurance Agent · Charlottesville, VA
(434) 971-9966
kristinainsuresva.com
TI
304 E Jefferson St
Towe Insurance Service Inc.
Condo Insurance Agent · Charlottesville, VA
(434) 295-5191
toweinsurance.com
ID
1980 Abbey Rd
Insurance Doctor
Condo Insurance Agent · Charlottesville, VA
(434) 218-1663
myinsurancedoctor.com/charlottesville
BR
106 South Steet
Better Rate Insurance
Condo Insurance Agent · Charlottesville, VA
(540) 818-7565
betterrateins.com
RI
1410 Incarnation Dr STE 201
The Rudd Insurance Group
Condo Insurance Agent · Charlottesville, VA
(434) 973-6166
theruddinsurancegroup.com
BI
100 10th St NE STE 200
Bearing Insurance
Condo Insurance Agent · Charlottesville, VA
(434) 977-5313
bearinginsurance.com
HC
218 3rd St NE
Hanckel-Citizens Insurance
Condo Insurance Agent · Charlottesville, VA
(434) 296-7191
hanckelcitizens.com
CD
302 Hickman Rd Ste 102
Coleman & Davis Insurance Agency
Condo Insurance Agent · Charlottesville, VA
(434) 295-1154
colemandavisinsurance.com
CI
300 E Main St #308
Comparion Insurance Agency
Condo Insurance Agent · Charlottesville, VA
(434) 218-6265
comparioninsurance.com/insurance-agent/virginia/charlottesville-0286
NI
198 Spotnap Rd suite a-4
Nationwide Insurance: James R MacRae Agency
Condo Insurance Agent · Charlottesville, VA
(434) 973-9115
agency.nationwide.com/va/charlottesville/22911/james-r-macrae-agency

What Does a a Condo Insurance Agent in Charlottesville Cost?

Condo insurance in Virginia typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include the unit value, location in Charlottesville, deductible amount, and coverage limits. Actual rates vary by provider and individual risk profile. This is general information, not insurance advice.

About condo insurance agents in Charlottesville

Condo insurance agents in Charlottesville Virginia help owners secure HO-6 policies that cover personal property and interior improvements. Virginia law requires condo associations to maintain a master policy, but individual unit owners need their own coverage for fixtures and liability. Local agents understand the specific risks in the Charlottesville area including weather and property value considerations.

Frequently Asked Questions

What does a condo insurance agent in Charlottesville do?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They explain how Virginia master policies work and what gaps you need to fill. They also help you choose appropriate deductibles and coverage limits.

Do I need condo insurance in Virginia if the association has a master policy?

Yes, you still need your own HO-6 policy in Virginia. The master policy typically covers the building structure and common areas, but not your personal property or upgrades. Virginia law does not require individual unit owners to carry insurance, but most mortgage lenders do require it.

How do Virginia laws affect condo insurance coverage?

Virginia Code Section 55.1-1951 requires condo associations to maintain property insurance on the common elements. However, individual unit owners are responsible for their own interior improvements and personal property. An agent can explain how this division of responsibility affects your policy needs.

Condo Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.