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Browse condo insurance agents serving Charlottesville, Virginia. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Charlottesville, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 20 condo insurance agents in Charlottesville, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hunter Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 293-3906
hunterwyant.com
Miguel Coradine - Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Specialized Insurance
2250 Old Ivy Rd #5, Charlottesville, VA 22903
(434) 529-6000
specializedins.com
Able Insurance Agency
716 Rio Rd W STE D, Charlottesville, VA 22901
(434) 979-0814
ableinsurance.com
Eva Gee Scott - State Farm Insurance Agent
1136B Emmet St N, Charlottesville, VA 22903
(434) 977-2741
evageescott.com
Craddock Sirius Insurance
687 Berkmar Cir, Charlottesville, VA 22901
(434) 817-7555
craddocksirius.com
Mac Weems - State Farm Insurance Agent
2215 Hydraulic Rd, Charlottesville, VA 22901
(434) 971-3838
cvillequote.com
Gary Albert - State Farm Insurance Agent
1380 Rio Rd E, Charlottesville, VA 22901
(434) 296-1222
garyalbert.com
Ned Loyd: Allstate Insurance
944 Glenwood Station Ln STE 202, Charlottesville, VA 22901
(434) 977-0566
agents.allstate.com
Greg Leffler - State Farm Insurance Agent
503 Faulconer Dr #1a, Charlottesville, VA 22903
(434) 296-1010
gregleffler.us
Kristina Wyant - State Farm Insurance Agent
253 Ridge McIntire Rd, Charlottesville, VA 22903
(434) 971-9966
kristinainsuresva.com
Insurance Doctor
1980 Abbey Rd, Charlottesville, VA 22911
(434) 218-1663
myinsurancedoctor.com
Towe Insurance Service Inc.
304 E Jefferson St, Charlottesville, VA 22902
(434) 295-5191
toweinsurance.com
Better Rate Insurance
106 South Steet, Charlottesville, VA 22902
(540) 818-7565
betterrateins.com
The Rudd Insurance Group
1410 Incarnation Dr STE 201, Charlottesville, VA 22901
(434) 973-6166
theruddinsurancegroup.com
Bearing Insurance
100 10th St NE STE 200, Charlottesville, VA 22902
(434) 977-5313
bearinginsurance.com
Hanckel-Citizens Insurance
218 3rd St NE, Charlottesville, VA 22902
(434) 296-7191
hanckelcitizens.com
Coleman & Davis Insurance Agency
302 Hickman Rd Ste 102, Charlottesville, VA 22911
(434) 295-1154
colemandavisinsurance.com
Comparion Insurance Agency
300 E Main St #308, Charlottesville, VA 22901
(434) 218-6265
comparioninsurance.com
Nationwide Insurance: James R MacRae Agency
198 Spotnap Rd suite a-4, Charlottesville, VA 22911
(434) 973-9115
agency.nationwide.com
Condo insurance agents in Charlottesville Virginia help owners secure HO-6 policies that cover personal property and interior improvements. Virginia law requires condo associations to maintain a master policy, but individual unit owners need their own coverage for fixtures and liability. Local agents understand the specific risks in the Charlottesville area including weather and property value considerations.
What Does a Condo Insurance Agent in Charlottesville Cost?
Condo insurance in Virginia typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include the unit value, location in Charlottesville, deductible amount, and coverage limits. Actual rates vary by provider and individual risk profile. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a condo insurance agent in Charlottesville do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They explain how Virginia master policies work and what gaps you need to fill. They also help you choose appropriate deductibles and coverage limits.
Do I need condo insurance in Virginia if the association has a master policy?
Yes, you still need your own HO-6 policy in Virginia. The master policy typically covers the building structure and common areas, but not your personal property or upgrades. Virginia law does not require individual unit owners to carry insurance, but most mortgage lenders do require it.
How do Virginia laws affect condo insurance coverage?
Virginia Code Section 55.1-1951 requires condo associations to maintain property insurance on the common elements. However, individual unit owners are responsible for their own interior improvements and personal property. An agent can explain how this division of responsibility affects your policy needs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.