The top-rated condo insurance agent in Hampton, Virginia is Greg Holestin - GEICO Insurance Agent, rated 4.9 stars across 1,229 reviews. Other highly rated options include Shelton Lucas - State Farm Insurance Agent, Mark Crump - State Farm Insurance Agent, Paula Boyd - State Farm Insurance Agent. This directory lists 18 condo insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greg Holestin - GEICO Insurance Agent | 94 Coliseum Xing | (757) 838-5050 |
| 2 | Shelton Lucas - State Farm Insurance Agent | 70 W Mercury Blvd # 201 | (757) 723-6057 |
| 3 | Mark Crump - State Farm Insurance Agent | 910 W Mercury Blvd ofc 1a | (757) 722-7156 |
| 4 | Paula Boyd - State Farm Insurance Agent | 4910 W Mercury Blvd | (757) 826-2412 |
| 5 | Taylor Ethridge - State Farm Insurance Agent | 1326 E Pembroke Ave | (757) 727-0888 |
| 6 | John Fagan: Allstate Insurance | 135 Kings Way | (757) 826-3200 |
| 7 | Direct Auto Insurance | 2400 Cunningham Dr #400 | (757) 826-4800 |
| 8 | AAA Hampton Insurance and Member Services | 1520 Aberdeen Rd | (757) 826-1061 |
| 9 | Troy Chandler: Allstate Insurance | 1515 Hardy Cash Dr | (757) 251-0365 |
| 10 | Bill Leong - State Farm Insurance Agent | 1607 Aberdeen Rd | (757) 827-0700 |
Greg Holestin - GEICO Insurance Agent serves residents across the Hampton, Virginia area, specializing in condominium insurance coverage. This agency helps condo owners protect their individual units and personal belongings against common risks like fire, theft, or water damage. It also offers policies that address gaps left by a condo association’s master plan. Clients in Hampton can receive guidance on loss assessment coverage and personal liability protection for their condo.
Shelton Lucas - State Farm Insurance Agent in Hampton, VA provides a complete range of condo insurance services, including policy reviews, coverage consultations, and claims assistance. The office offers ongoing service plans such as periodic policy check-ins to ensure adequate protection as personal assets and property values change. Additional maintenance plans include guidance on unit-specific risk management and loss prevention strategies. This agency typically serves single-family homes, apartments, retail spaces, and restaurants throughout the local Hampton area.
Mark Crump - State Farm Insurance Agent in Hampton, Virginia, serves condo owners, homeowners, and property managers seeking tailored coverage for individual units and shared building elements. The agency specializes in policies that address personal liability, interior structural damage, and loss assessments from master policies. Helping clients understand condominium association requirements and filling gaps in coverage are key services. The agency also provides insurance solutions for clients in neighboring Newport News and throughout the greater Hampton Roads metro area.
Paula Boyd - State Farm Insurance Agent serves homeowners, condo owners, and property managers in Hampton, Virginia. The agency provides condo insurance policies tailored to protect individual units and shared building structures, as well as liability coverage for common areas. It also offers personalized guidance on assessing coverage needs for coastal properties and HO-6 policies. Additional services include renters insurance and business protection for small property management firms. The agent’s office extends its services to the neighboring communities of Newport News and the Virginia Peninsula area.
Serving Hampton, VA, and the surrounding communities of the Virginia Peninsula, Taylor Ethridge - State Farm Insurance Agent handles condo insurance policies for local unit owners. It covers interior structural damage, personal belongings, and liability risks commonly faced by condominium residents in coastal areas. The agency also addresses loss assessments that may arise from shared building claims. To manage a typical job, it reviews the individual policyholder’s needs against community master policies and HO-6 requirements, then recommends appropriate coverage levels based on the unit’s specific location and value.
In Hampton, VA, condo insurance can be secured for the duration of a mortgage through a specific premiums schedule or revisited annually by policyholders wanting to adjust their coverage terms. Standard policies offered here protect interior structures and personal belongings from perils like fire or theft, while also covering liability in common areas. John Fagan: Allstate Insurance serves local condo owners, tailoring coverage to meet the evolving needs of their units. Their service runs on a policy renewal schedule that aligns with annual premium adjustments and coverage reviews.
Serving Hampton, Virginia, and the surrounding Hampton Roads communities, Direct Auto Insurance handles condo insurance needs for local property owners. This includes coverage for interior structures, personal belongings, and liability protection within individual units. The agency helps clients navigate the specific requirements of homeowners associations and master policies. For a typical job, the agent begins by reviewing condo association bylaws and then crafts a policy to fill any gaps between the master coverage and the owner's personal exposure.
AAA Hampton Insurance and Member Services provides specialized condo insurance coverage and also offers general agent services for property owners in Hampton, Virginia. Condo insurance agents typically address unique exposures like shared walls and master policy gaps. Many local clients seek assistance with personal liability protection, loss assessment coverage, and contents replacement options throughout the year. The company helps homeowners review policies before hurricane season to ensure their individual unit has sufficient wind and flood safeguards.
When the coastal storm season brings higher humidity and shifting foundations to Hampton condos, Troy Chandler: Allstate Insurance helps owners review their master policy gaps for personal contents and liability. Coverage typically extends beyond structural walls to fixtures, appliances, and shared ownership risks common in attached homes. The company usually begins by scheduling a walk-through inspection of the unit's interior and any assigned parking or storage areas.
Bill Leong - State Farm Insurance Agent in Hampton, VA provides general condo insurance coverage, including protection for the building structure and personal belongings. The agency also offers specialty add-ons such as liability coverage and loss of use provisions. Serving the local area, the company works with residential condominium owners and can extend its products to commercial sectors including offices, warehouses, and food service operations.
What Does a a Condo Insurance Agent in Hampton Cost?
Typical condo insurance costs in Hampton Virginia range from 300 to 700 dollars per year for a standard HO-6 policy. Factors include your unit value location near the water and chosen deductibles. Loss assessment coverage and flood insurance add extra cost. This is general information not insurance advice.
About condo insurance agents in Hampton
Condo insurance agents in Hampton Virginia help owners protect their units with HO-6 policies. Virginia law requires condo associations to carry a master policy but that coverage does not extend to interior fixtures or personal belongings. An agent can explain how the master policy deductible and your individual coverage work together for Hampton properties near the waterfront.
Frequently Asked Questions
What does a condo insurance agent in Hampton do?
A condo insurance agent helps you choose an HO-6 policy that covers your personal property interior walls and liability. They also explain how Virginia condo laws affect your coverage especially regarding the association master policy and its deductible.
Is condo insurance required in Virginia?
Virginia law does not require condo owners to buy individual insurance but most mortgage lenders do require it. Your condo association bylaws may also require you to carry a minimum amount of liability or loss assessment coverage.
How does the master policy deductible work in Virginia?
If the association master policy has a high deductible the condo association can charge you for that amount after a claim. Your individual HO-6 policy can include loss assessment coverage to pay that deductible up to your policy limit.
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