The top-rated condo insurance agent in Roanoke, Virginia is Bill Meador Insurance Agency, rated 4.9 stars across 930 reviews. Other highly rated options include Brent Hershey - State Farm Insurance Agent, Banks Insurance Agency, Inc., Epic Insurance Group. This directory lists 21 condo insurance agents serving Roanoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Meador Insurance Agency | 3241 N Electric Rd Suite 1C | (540) 904-7833 |
| 2 | Brent Hershey - State Farm Insurance Agent | 3321 Brambleton Ave SW | (540) 772-0011 |
| 3 | Banks Insurance Agency, Inc. | 2715 Brambleton Ave SW | (540) 776-6401 |
| 4 | Epic Insurance Group | 3800 Electric Rd SW Suite 205 | (540) 269-1301 |
| 5 | Holley Insurance | 3629 Franklin Rd SW Ste 207 | (540) 985-6554 |
| 6 | Beveridge & Akers Insurance Group | 2772 Electric Rd SW # 3 | (540) 777-4877 |
| 7 | Hufford Insurance Jill | 5219 Peters Creek Rd Ste 1 | (540) 362-1001 |
| 8 | Brogan Insurance | 3224 Peters Creek Rd | (540) 366-8264 |
| 9 | State Farm Insurance | 5929 Williamson Rd | (540) 362-9471 |
| 10 | Michael Craft - GEICO Insurance Agent | 4750 Valley View Blvd NW Ste 20 | (540) 985-6550 |
Bill Meador Insurance Agency serves the Roanoke, Virginia metro area as a condo insurance agent, providing policies tailored to individual unit owners. Condo insurance typically covers personal property, interior fixtures, and liability not handled by a building’s master policy. This agency helps residents find coverage that fills gaps left by association plans. It also assists with loss assessment protection for shared spaces. Specific services include advising on personal liability limits and securing contents coverage for belongings inside the unit.
Brent Hershey - State Farm Insurance Agent in Roanoke, VA, provides comprehensive condo insurance coverage, including protection for personal property, liability, and loss of use. Its service plans focus on helping condo owners review their policies annually to adjust coverage limits and deductibles as needed. The agency offers tailored assessments to address the unique exposures of different housing types. It services a wide range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Banks Insurance Agency, Inc. serves condominium owners in Roanoke, Virginia, providing tailored coverage policies for their individual units. The company assists property managers and unit owners in navigating the specific insurance requirements set by local homeowners associations. Comprehensive policies routinely include protection for interior structures, personal belongings, and liability exposure. Many clients rely on the agency’s guidance to address coverage gaps between master policies and individual needs. Banks Insurance Agency also extends its services and expertise to clients throughout the surrounding areas of Salem and the greater Roanoke Valley.
Serving the Roanoke region and surrounding communities, Epic Insurance Group handles condo insurance for local owners. The company addresses common coverage needs such as dwelling protection, personal property, and liability for individual units. It also manages loss assessment coverage for shared building areas in condo associations. To evaluate a typical job, the agency first reviews the specific condo policy requirements and the homeowner’s situation, then provides tailored recommendations for comprehensive protection.
Holley Insurance provides guidance on tailoring condominium coverage, which differs between a basic HO-6 policy and enhanced plans that protect interior upgrades and personal liability beyond the master association policy. Residents of Roanoke, VA, receive expertise addressing local building codes and deductible obligations often overlooked by new owners. Service is available on an as-needed basis to adjust coverage following policy reviews, claims, or changes in the association’s master insurance requirements.
Beveridge & Akers Insurance Group provides specialty services for condo owners, including coverage for interior fixtures, personal liability, and loss assessments. It serves Roanoke, VA, by helping residents protect their units against common risks and ensuring compliance with association requirements. The company also addresses structural damage from storms, theft, or water leaks. When winter brings frozen pipes, it assists with claims for burst plumbing repairs and resultant interior flooding, guiding policyholders through the aftermath.
Hufford Insurance Jill provides property insurance services for the Roanoke area, specializing in condo insurance to tailor coverage for individual unit owners. The agency also assists clients by securing supplemental protections beyond a building's master policy, such as coverage for personal belongings and interior improvements. For commercial clients, work can include arranging policies for offices, warehouses, and food service operations.
Brogan Insurance provides residential condo insurance to property owners in Roanoke, Virginia. The agency also handles commercial coverage for condominium associations operating within the local area. Serving clients across the Roanoke Valley, they work to match policy options with each condominium’s specific structural and liability needs. Following an initial policy setup, they remain available for coverage reviews and adjustments in between regular service visits to help keep protection aligned with changing circumstances.
As Roanoke’s spring storms arrive, a condo policy review helps ensure roof and exterior damage from hail or wind are covered. Michael Craft - GEICO Insurance Agent helps local owners understand what their association’s master policy covers versus what a personal unit policy must address. This distinction is crucial for protecting interior upgrades, personal property, and liability exposure. After a brief phone discussion to identify the property’s layout and current coverage gaps, an agent schedules a direct walkthrough of the unit to document its special features.
What Does a a Condo Insurance Agent in Roanoke Cost?
The average cost of a condo insurance policy in Virginia ranges from 200 to 500 dollars per year. Factors that affect your premium include the location of your condo in Roanoke the amount of coverage you choose and your deductible. Policies with higher deductibles typically have lower premiums. This is general information and not insurance advice.
About condo insurance agents in Roanoke
A condo insurance agent in Roanoke Virginia helps you understand the unique coverage needs for condominium ownership. Virginia law requires your condo association to maintain a master policy, but you still need an HO-6 policy to cover your personal property and interior improvements. A local agent can explain how Virginia statutes affect your deductible and loss assessment coverage.
Frequently Asked Questions
What does a condo insurance policy cover in Virginia?
A standard HO-6 policy covers your personal belongings, interior walls and fixtures, and liability protection. It also provides loss assessment coverage if the condo association charges you for a shared loss. Virginia law does not require you to have this coverage but your lender may require it.
How do I choose a condo insurance agent in Roanoke?
Look for an agent who is licensed in Virginia and has experience with condominium policies. Ask about their knowledge of Virginia specific laws such as the Condominium Act and how it affects your coverage. Compare quotes from multiple agents to find a policy that fits your needs.
Is condo insurance required by law in Virginia?
Virginia state law does not require you to carry condo insurance. However your mortgage lender will almost always require an HO-6 policy. Your condo association may also require you to carry a minimum amount of liability coverage in their bylaws.
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