The top-rated condo insurance agent in Norfolk, Virginia is Dennis Hurst - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Keith Dorband: Allstate Insurance, Manuel G Nofplot III Insurance Agency Inc, Direct Auto Insurance. This directory lists 20 condo insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennis Hurst - State Farm Insurance Agent | 2815 Monticello Ave | (757) 626-1020 |
| 2 | Keith Dorband: Allstate Insurance | 1312 E Little Creek Rd | (757) 480-3800 |
| 3 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 4 | Direct Auto Insurance | 5731 Poplar Hall Dr Ste A | (757) 466-8600 |
| 5 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 6 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 7 | LATINOS PRO MULTISERVICES LLC | 7920 Chesapeake Blvd Suite G | (757) 383-2243 |
| 8 | AAA Norfolk Insurance and Member Services | 158 E Little Creek Rd | (757) 622-5634 |
| 9 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
| 10 | Ashley & Associates Insurance | 834 Widgeon Rd | (757) 855-3151 |
Dennis Hurst - State Farm Insurance Agent serves the Norfolk, Virginia area as a provider of condo insurance coverage. This agency helps condominium owners protect their personal property and interior structures that are not covered by the building’s master policy. Policies commonly address liability risks and loss of use during repairs. The agency specializes in tailoring policies to meet individual condo association requirements, insuring personal belongings and upgrades within the unit.
Keith Dorband: Allstate Insurance in Norfolk, VA provides a full range of condo insurance services, including individual unit policies and coverage for common area liabilities. Its service plans involve a detailed assessment of each property to match coverage with the specific needs of the building and its owners. The agency offers regular policy reviews to ensure coverage remains current with changing local conditions. The company services single-family homes, apartments, retail spaces, and restaurants.
Manuel G Nofplot III Insurance Agency Inc serves Norfolk condo owners, property managers, and homeowner associations seeking tailored coverage for their units and shared building structures. The agency specializes in policies that safeguard personal belongings and interior finishes while addressing common area liabilities and loss assessments typical in condominium associations. Each client receives guidance on aligning individual policies with master association requirements to prevent coverage gaps. The firm also extends its services to residents across neighboring Virginia Beach and the broader Hampton Roads metro area.
As the Atlantic hurricane season approaches, residents of Norfolk, Virginia should consider their existing coverage for condominium units. Direct Auto Insurance provides local condo insurance agency services to help owners protect their interior fixtures and personal property. This agent works with clients to understand standard master policy exclusions and builds personal policies to fill those gaps. Addressing specific risks such as wind damage or water backup helps secure adequate coverage. The process typically begins with an initial assessment of the unit's exposures and existing HOA insurance certificate.
Salzberg Insurance Agency specializes in helping Norfolk condo owners secure coverage tailored to their specific association requirements. It provides comprehensive policies that protect personal belongings and individual interior structures. The agency guides clients through the differences between master policies and personal units, ensuring no coverage gaps exist. It also assists with liability protections for interior common areas. During Norfolk’s hurricane season, the company helps policyholders evaluate flood and wind damage coverage to maintain adequate financial safeguards before storms arrive.
Gifford Insurance works with Norfolk property owners and tenant policies. The agency specializes in condo insurance, assisting both individual unit owners and associations with tailored coverage that addresses shared wall liabilities and building clause requirements. The office supports a variety of commercial sectors beyond residential condos, including local offices in business parks, storage warehouses along the Elizabeth River, and food service establishments downtown.
LATINOS PRO MULTISERVICES LLC in Norfolk, VA, is known for securing specialized condo insurance policies tailored to individual unit owners. The company helps clients assess the coverage gap between their association’s master policy and personal belongings. It guides owners through loss assessment protections and liability considerations unique to attached dwellings. Additional services include arranging flood endorsements for units in designated zones, a common need in the city's coastal areas.
AAA Norfolk Insurance and Member Services provides residential condo insurance coverage for unit owners in Norfolk, VA, protecting personal property and individual liability within common-interest communities. While residential service remains the primary focus, the company also handles commercial coverage needs for local condominium associations and their common areas across the greater Norfolk region. Their agents work to clarify policy details and tie coverage to building master policies. Returning clients can rely on consistent follow-up between regular visits to address policy adjustments or seasonal changes.
Farmers Insurance - Carrie Lewis Agency in Norfolk, Virginia provides a range of condo insurance services tailored to local property owners. Its service options include personalized policy reviews and claims assistance to help clients protect their investments. The agency also offers ongoing maintenance guidance for policy updates and coverage adjustments as needs change. It services single-family homes, apartments, retail establishments, and restaurants throughout the Norfolk area.
Ashley & Associates Insurance serves condo owners, homeowners, and property managers in Norfolk, Virginia. The agency specializes in crafting policies that protect individual units and common areas from damage, liability, and financial loss. It helps clients understand the coverage gaps that often exist between a master policy and personal insurance. By offering tailored condo insurance solutions, the company ensures that owners have adequate protection for their investments. The firm also extends its services to neighboring Virginia Beach and the greater Hampton Roads metro area.
What Does a a Condo Insurance Agent in Norfolk Cost?
Typical condo insurance premiums in Norfolk Virginia range from 300 to 800 dollars per year for a standard HO6 policy. Costs depend on factors like unit value, deductible, and flood zone. Virginia does not regulate condo insurance rates so prices vary by carrier. This is general information and not insurance advice.
About condo insurance agents in Norfolk
A condo insurance agent in Norfolk Virginia helps you secure an HO6 policy that covers your personal property and interior walls. Virginia law requires condo associations to maintain a master policy but owners need individual coverage for improvements and liability. Agents in Norfolk understand local flood risks and the specific requirements of Virginia condominium acts.
Frequently Asked Questions
What does a condo insurance agent in Norfolk do?
A condo insurance agent helps you choose an HO6 policy that fills gaps in your association master policy. They explain Virginia specific coverage like loss assessment and water backup. They also help you compare quotes from multiple carriers.
Do I need condo insurance in Virginia if the association has a master policy?
Yes. Virginia Code 55.1-1952 allows associations to require owners to carry individual insurance. The master policy typically covers only the building structure and common areas. Your HO6 policy covers your personal property, interior finishes, and liability.
How does flood insurance work for Norfolk condos?
Standard condo insurance does not cover flood damage. Norfolk is in a high risk flood zone so many lenders require a separate flood policy through the NFIP or private market. An agent can help you assess your flood risk and find appropriate coverage.
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