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HomeCondo Insurance AgentsVirginia › Lynchburg

Find Condo Insurance Agents Near You in Lynchburg, VA

Browse condo insurance agents serving Lynchburg, Virginia. Updated 2026-07-14.

The top-rated condo insurance agent in Lynchburg, Virginia is Mallori Teegarden - State Farm Insurance Agent, rated 4.9 stars across 224 reviews. Other highly rated options include Cothran Schoonover Insurance, Chip Harvey - State Farm Insurance Agent, Hedges Insurance Agency LLC. This directory lists 19 condo insurance agents serving Lynchburg.

Showing 19 condo insurance agents in Lynchburg, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mallori Teegarden - State Farm Insurance Agent114 Tradewynd Dr ste a(434) 528-1234
2Cothran Schoonover Insurance7212 Timberlake Rd(434) 239-2886
3Chip Harvey - State Farm Insurance Agent21009 Timberlake Rd(434) 237-2975
4Hedges Insurance Agency LLC22491 Timberlake Rd(434) 237-2021
5Ben Hildreth - State Farm Insurance Agent2250 Murrell Rd STE C(434) 239-2694
6Nelles Insurance Solutions101 Duncraig Dr UNIT 108(434) 832-0332
7Parr Insurance Services- Lynchburg2154-B Wards Rd(434) 528-8100
8Carrie Mattox: Allstate Insurance19423 Forest Rd(434) 384-6700
9Leech & Hicks, Inc. Insurance2504 Langhorne Rd(434) 528-5855
10Parker, Shelton & Associates Inc. - Insurance Agency25 Greystone Dr Ste 7(434) 239-6936
MT
114 Tradewynd Dr ste a
Mallori Teegarden - State Farm Insurance Agent
Condo Insurance Agent · Lynchburg, VA

Mallori Teegarden - State Farm Insurance Agent serves the Lynchburg, VA metro area as a condo insurance agent. The company helps local condo owners secure coverage tailored to their specific policies and personal liability needs. It works with clients to address dwelling protection, loss assessment coverage, and personal property for condominium units. The agency also manages claims support and policy adjustments for Lynchburg residents. It handles unit owner personal liability policies and special assessments.

CS
7212 Timberlake Rd
Cothran Schoonover Insurance
Condo Insurance Agent · Lynchburg, VA

Cothran Schoonover Insurance offers individual condo insurance policies and supplemental coverage options to protect personal property and liability. Maintenance plans are typically customized to bridge gaps between the owner’s policy and the condo association’s master policy. Service visits are coordinated to address claims and coverage adjustments as needed. The agent represents multiple carriers to help match clients with suitable protection. Its services serve condominium units, single-family homes, apartment complexes, retail spaces, and restaurants in Lynchburg, Virginia.

CH
21009 Timberlake Rd
Chip Harvey - State Farm Insurance Agent
Condo Insurance Agent · Lynchburg, VA

Chip Harvey’s State Farm Insurance Agency in Lynchburg, VA assists condo owners, property managers, and homeowner associations with tailored coverage for their individual units and shared building structures. The agency provides policies that protect personal belongings, interior improvements, and liability in multi-unit condominium complexes. Its agents help clients understand master policy gaps and choose appropriate coverage levels. The firm also serves homeowners throughout Bedford and the greater Lynchburg metro area.

HI
22491 Timberlake Rd
Hedges Insurance Agency LLC
Condo Insurance Agent · Lynchburg, VA

Hedges Insurance Agency LLC serves Lynchburg, Virginia, and the surrounding communities, handling condo insurance policies for local homeowners and condominium associations. It addresses the specific coverage needs of condo unit owners, including protection for interior structures, personal property, and liability exposures within the shared building framework. When managing a typical policy, the agency begins by reviewing the master association coverage to identify gaps, then tailors an individual condo unit policy to properly address those unique exposures.

BH
2250 Murrell Rd STE C
Ben Hildreth - State Farm Insurance Agent
Condo Insurance Agent · Lynchburg, VA

Ben Hildreth - State Farm Insurance Agent in Lynchburg, VA provides condo insurance with a focus on the key difference between a one-time policy purchase and a recurring policy that renews annually. This local agent helps residents tailor coverage to protect personal belongings and interior structures not covered by a master association policy. Policies address liability, loss of use, and personal property claims. Service runs on a recurring as-needed basis, with annual policy reviews and immediate support whenever a claim arises.

NI
101 Duncraig Dr UNIT 108
Nelles Insurance Solutions
Condo Insurance Agent · Lynchburg, VA

Nelles Insurance Solutions in Lynchburg, VA, specializes in crafting policies that address the unique coverage needs of condominium owners, from interior structural damage to personal liability. The agency works closely with clients to explain master policy gaps and tailor individual plans for complete protection. Its ongoing service includes regular policy reviews and responsive claims assistance. As winter approaches, it helps condo owners ensure their coverage adequately protects against the financial risks of frozen pipes and water damage.

PI
2154-B Wards Rd
Parr Insurance Services- Lynchburg
Condo Insurance Agent · Lynchburg, VA

Parr Insurance Services- Lynchburg handles general property coverage for condominium owners in Lynchburg, VA, offering tailored policies that address common area liabilities and interior unit protection. These plans often supplement master association insurance with specialized add-ons for personal belongings, loss assessment coverage, and dwelling improvements made by the policyholder. Beyond individual residences, the agency can serve a range of commercial sectors such as offices, warehouses, and food service establishments.

CM
19423 Forest Rd
Carrie Mattox: Allstate Insurance
Condo Insurance Agent · Lynchburg, VA

As the autumn winds begin to sweep across Lynchburg, many condo owners look to secure their property against potential storm damage. Carrie Mattox: Allstate Insurance provides guidance on appropriate coverage for shared walls and common areas, addressing the unique requirements of condominium living. The agency helps residents understand what their association policy covers versus what personal protection is necessary for interior belongings. An initial assessment of current policy details and property value is completed to begin the recommendation process.

LH
2504 Langhorne Rd
Leech & Hicks, Inc. Insurance
Condo Insurance Agent · Lynchburg, VA

Leech & Hicks, Inc. Insurance provides residential condo insurance services to clients in the Lynchburg, Virginia area alongside commercial coverage options. The agency helps condominium owners and associations review specific policy needs regarding shared building structures and individual unit liability. Coverage consultations address the unique insurance requirements typical of local homeowner associations. Clients receive detailed policy explanations to ensure proper protection for their property and investments. The agency welcomes follow-up inquiries and adjusts coverage regularly between annual policy reviews, ensuring continued alignment with changing condo ownership circumstances.

PS
25 Greystone Dr Ste 7
Parker, Shelton & Associates Inc. - Insurance Agency
Condo Insurance Agent · Lynchburg, VA
TI
1840 Graves Mill Rd
Taylor Insurance Agencies
Condo Insurance Agent · Lynchburg, VA
(434) 385-1664
gbtaylorins.com
AI
7708 Timberlake Rd
Adams Insurance Agency Inc.
Condo Insurance Agent · Lynchburg, VA
(434) 455-4333
adamsinsuranceinc.com
AM
2782 Waterlick Rd
Andy Mathews Agency
Condo Insurance Agent · Lynchburg, VA
(434) 534-9004
askandysagents.com
CI
801 Main St
Campbell Insurance
Condo Insurance Agent · Lynchburg, VA
(434) 847-5541
campbellins.com
MS
2525 Rivermont Ave
Mid-State Insurance Agency
Condo Insurance Agent · Lynchburg, VA
(434) 528-1001
erieinsurance.com/agencies/va/lynchburg/dd2297
BI
2420 Langhorne Rd
Bost Insurance
Condo Insurance Agent · Lynchburg, VA
(434) 846-3274
progressiveagent.com/agents/Virginia/Lynchburg/bost-insurance
TI
20190 Timberlake Rd Suite A
Timberlake Insurance Agency Inc
Condo Insurance Agent · Lynchburg, VA
(434) 237-6503
lynchburginsurance.com
GI
3723 Old Forest Rd
Gardner Insurance Solutions, LLC
Condo Insurance Agent · Lynchburg, VA
(434) 316-5433
jmgardnerinsurance.com
FI
4849 Fort Ave
Farmers Insurance Group - The Mann Agency Lynchburg
Condo Insurance Agent · Lynchburg, VA
(434) 237-4401
agents.farmers.com/va/lynchburg/william-caleb-mann

What Does a a Condo Insurance Agent in Lynchburg Cost?

The cost of a condo insurance policy in Virginia typically ranges from 200 to 600 dollars per year for a standard HO-6 policy. Factors that affect the premium include the unit location in Lynchburg the amount of personal property coverage and the deductible you choose. Higher risk areas near the James River may have slightly higher rates for flood or wind damage. This is general information and not insurance advice.

About condo insurance agents in Lynchburg

Condo insurance agents in Lynchburg Virginia help owners protect their units and personal property. Virginia law requires condo associations to carry a master policy but individual unit owners still need their own HO-6 policy. A local agent can explain how Lynchburgs weather risks like hailstorms affect your coverage needs.

Frequently Asked Questions

What does a condo insurance agent in Lynchburg do?

A condo insurance agent helps you choose an HO-6 policy that covers your personal belongings and interior walls. They also explain how your policy coordinates with the condo associations master insurance. In Virginia the master policy typically covers the building structure but not your upgrades or liability.

Do I need condo insurance in Lynchburg Virginia?

Yes Virginia law does not require condo insurance but your mortgage lender will likely require it. Even if you own your unit outright an HO-6 policy protects against theft fire and liability. Most Lynchburg condo associations also require proof of coverage in their bylaws.

How does Virginia law affect condo insurance coverage?

Virginia Code Section 55.1-1950 requires condo associations to maintain property insurance on the common elements. Individual owners are responsible for insuring their unit interiors and personal property. Your agent can help you understand the master policy deductible which you may need to cover if the association files a claim.

Condo Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.