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Find Condo Insurance Agents Near You in Roy, UT

Browse condo insurance agents serving Roy, Utah. Updated 2026-07-14.

The top-rated condo insurance agent in Roy, Utah is Deni Mooney American Family Insurance, rated 4.5 stars across 78 reviews. Other highly rated options include Mindy Olsen American Family Insurance, Kimberly Stephens - State Farm Insurance Agent, Morse Insurance Agency. This directory lists 11 condo insurance agents serving Roy.

Showing 11 condo insurance agents in Roy, UTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Deni Mooney American Family Insurance6022 S 1900 W(801) 399-0523
2Mindy Olsen American Family Insurance6022 S 1900 W(801) 825-1707
3Kimberly Stephens - State Farm Insurance Agent4893 S 1900 W(801) 825-7169
4Morse Insurance Agency4695 S 1900 W #8(801) 776-1626
5Farmers Insurance - Kendra Nilsen1935 5200 S St(801) 731-5254
6Ponce de Leon Insurance (now Sierra Grande Insurance)4655 S 1900 W #3(801) 317-4943
7Farmers Insurance - Joshua Cottle2050 W 5700 S(801) 775-0424
8Freedom Insurance Utah5533 S 1900 W(801) 773-1555
9Sierra Grande Insurance4655 S 1900 W(801) 317-4943
10Farmers Insurance Andrew Miller Agency3588 W 4800 S B(801) 406-6293
DM
6022 S 1900 W
Deni Mooney American Family Insurance
Condo Insurance Agent · Roy, UT

Deni Mooney American Family Insurance serves Weber County and the surrounding areas of Roy, Utah, specializing in condo insurance coverage for local condominium owners. This agency helps policyholders understand the unique insurance needs that come with shared building ownership and common area liabilities. Individual unit policies are tailored to protect personal belongings and interior structures not covered by the condo association’s master policy. The office actively assists clients in navigating personal liability protection and loss assessment coverage specific to condominium living in northern Utah.

MO
6022 S 1900 W
Mindy Olsen American Family Insurance
Condo Insurance Agent · Roy, UT

Mindy Olsen American Family Insurance provides a range of condo insurance services in Roy, UT, including coverage for personal property and liability protection. The company works with clients to customize maintenance plans that address the unique needs of condominium ownership, such as building-code upgrades or loss-assessment coverage. By offering guidance on policy details, it helps ensure residents secure appropriate financial safeguards. This agency services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

KS
4893 S 1900 W
Kimberly Stephens - State Farm Insurance Agent
Condo Insurance Agent · Roy, UT

Kimberly Stephens - State Farm Insurance Agent serves homeowners, renters, and property managers in Roy, Utah, by providing condo insurance policies tailored to individual needs. The agency helps clients protect their personal belongings and liability within condominium associations. Policies may cover interior structural improvements and loss assessments common to shared buildings. The team assists with understanding coverage options and risk management for local strata properties. They also extend their services to clients in the greater Ogden area, including the nearby community of South Ogden.

MI
4695 S 1900 W #8
Morse Insurance Agency
Condo Insurance Agent · Roy, UT

Morse Insurance Agency serves condo owners in Roy, Utah, and the surrounding northern Utah communities. It handles specialized condo insurance policies that protect owners from risks like interior water damage, liability for common areas, and gaps in a building’s master policy. The agency’s approach begins with a careful review of a client’s current master policy and personal assets. It then tailors coverage to address specific shared-wall and personal property exposures. To handle a typical job, it systematically identifies potential coverage gaps and secures appropriate replacement cost endorsements.

FI
1935 5200 S St
Farmers Insurance - Kendra Nilsen
Condo Insurance Agent · Roy, UT

For a single condo unit, a one-time policy review establishes personal liability limits and loss assessment coverage, while ongoing policy management ensures protection changes as association master policies update. Located in Roy, UT, Farmers Insurance - Kendra Nilsen provides coverage tailored to individual unit exposures, including interior structural elements and personal property. Their service for existing clients runs on an as-needed basis, triggered by policy renewal, unit renovations, or changes in HOA requirements.

PD
4655 S 1900 W #3
Ponce de Leon Insurance (now Sierra Grande Insurance)
Condo Insurance Agent · Roy, UT

Ponce de Leon Insurance, now operating as Sierra Grande Insurance, specializes in providing customized condo insurance policies for property owners in Roy, Utah. Alongside this focused offering, the agency handles general insurance needs, ensuring clients have comprehensive coverage for their residences and personal belongings. It addresses common risks facing local condominium owners, such as water damage from shared plumbing or roof leaks during Utah’s heavy winter snowmelt and spring thaw.

FI
2050 W 5700 S
Farmers Insurance - Joshua Cottle
Condo Insurance Agent · Roy, UT

As the Utah snow begins to melt and spring storms arrive in Roy, homeowners often look for updated coverage for their condos against water damage and liability. Farmers Insurance - Joshua Cottle offers tailored condo insurance policies designed to protect personal property and interior structures not covered by the master association plan. The agent works with local residents to review individual needs and explains common exclusions like flood or earthquake insurance. A typical first step involves a brief inspection of the unit with the policyholder to identify coverage gaps and document current conditions.

FI
5533 S 1900 W
Freedom Insurance Utah
Condo Insurance Agent · Roy, UT

Freedom Insurance Utah, based in Roy, provides condo insurance to property owners, covering common liability and structural protection needs. Its specialty add-ons include coverage for personal belongings against theft or damage and loss of use options when a unit becomes uninhabitable. The agent works with owners to address policy limits and deductible choices that suit individual properties. Commercial sectors the firm serves include offices, warehouses, and food service establishments, offering tailored liability and property protections for these distinct business operations.

SG
4655 S 1900 W
Sierra Grande Insurance
Condo Insurance Agent · Roy, UT

Sierra Grande Insurance provides residential condo insurance services to property owners in Roy, Utah. The agency also offers commercial coverage for local businesses seeking to protect their assets. Serving the surrounding communities, the agent assists clients in selecting appropriate policies for individual needs. After a policy is issued, they provide follow-up support to address any questions regarding coverage or claims. Repeat service is coordinated between regular policy reviews to ensure ongoing protection remains aligned with changing circumstances.

FI
3588 W 4800 S B
Farmers Insurance Andrew Miller Agency
Condo Insurance Agent · Roy, UT

Farmers Insurance Andrew Miller Agency in Roy, UT, is known for providing customized condo insurance policies that protect individual units and shared building structures. Its service range covers personal property coverage, liability protection, and loss assessment for common areas. The agency helps residents understand how their master policy interacts with personal policies. A specialty service it can add on is equipment breakdown coverage for appliances like refrigerators and HVAC systems.

AR
5360 S 1900 W B2
Acrisure Roy, UT (JRI Insurance)
Condo Insurance Agent · Roy, UT
(385) 383-0155
acrisure.com

What Does a a Condo Insurance Agent in Roy Cost?

Condo insurance in Utah typically costs between 200 and 600 dollars per year for a standard HO6 policy. Factors like location in Roy, unit value, and chosen deductibles affect the premium. Higher coverage limits or additional endorsements for water backup or loss assessment can increase the cost. This is general information and not insurance advice.

About condo insurance agents in Roy

Condo insurance agents in Roy Utah help owners protect their unit and personal property. Utah law requires HO6 policies to cover interior improvements and liability. Agents can explain how the master policy of the condo association interacts with your individual coverage.

Frequently Asked Questions

What does a condo insurance agent in Roy Utah do?

A condo insurance agent helps you choose an HO6 policy that covers your personal belongings, interior walls, and liability. They also advise on loss assessment coverage for shared building repairs.

Is condo insurance required in Utah?

Utah does not have a state law requiring condo insurance. However most mortgage lenders and condo associations require you to carry an HO6 policy. Check your association bylaws for specific requirements.

How does Utah law affect condo insurance coverage?

Utah Code 57-8-44 governs condo association master policies. Your HO6 policy should cover deductibles and interior damage not covered by the master policy. An agent can help match your coverage to the master policy terms.

Condo Insurance Agents in Other Utah Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.