The top-rated condo insurance agent in Kaysville, Utah is Ken Graham - State Farm Insurance Agent, rated 4.9 stars across 321 reviews. Other highly rated options include Affinity Insurance Group, Zach Hadley Insurance LLC - Platinum Group, David Jarnagin Insurance - Platinum Insurance Group. This directory lists 13 condo insurance agents serving Kaysville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Graham - State Farm Insurance Agent | 577 Main St | (801) 513-5490 |
| 2 | Affinity Insurance Group | 459 N 300 W UNIT 16 | (801) 683-8342 |
| 3 | Zach Hadley Insurance LLC - Platinum Group | 610 N Kays Dr Ste 102 | (801) 719-6661 |
| 4 | David Jarnagin Insurance - Platinum Insurance Group | 1188 Sportsplex Dr #104 | (385) 262-2961 |
| 5 | Choice Plus Insurance | 612 N Kays Dr Suite 120 | (801) 825-8165 |
| 6 | Metcalfe and Associates | 1 W 100 S | (801) 444-0227 |
| 7 | Farmers Insurance - Bob Hackmeister | 378 S Main St | (801) 546-1818 |
| 8 | Matthew Murray - Switch Insurance | 450 Simmons Way Suite 680 | (801) 998-2345 |
| 9 | Doug Wood - State Farm Insurance Agent | 38 E 200 N | (801) 544-2911 |
| 10 | MVP Insurance Agency | 475 N 300 W #15 | (801) 769-6655 |
Ken Graham - State Farm Insurance Agent serves the Kaysville, UT area and the surrounding Davis County region. The agency provides condo insurance policies designed to protect individual unit owners from common risks like fire, theft, and liability claims. Coverage typically extends to interior structures, personal belongings, and loss-of-use expenses when a unit becomes uninhabitable. Ken Graham - State Farm Insurance Agent handles personalized assessments and policy adjustments for condominium residents and local property owners.
Affinity Insurance Group offers a comprehensive range of condo insurance services in Kaysville, UT, including policy customization for individual unit owners and association master policies. Its service plans involve detailed risk assessments and regular policy reviews to adjust coverage as community regulations change. The agency proactively helps clients manage liability exposures and protect personal property against common local hazards. It services single-family homes, residential apartments, retail storefronts, and neighborhood restaurants.
Zach Hadley Insurance LLC - Platinum Group, based in Kaysville, UT, serves homeowners and condo owners seeking proper coverage for their individual units and shared building elements. The agency assists property managers with tailored policies that protect common areas and association assets. Their services include evaluating personal liability, contents, and loss assessments. With a strong focus on HOA requirements, they provide clear explanations of policy details and risk management strategies. They also cover neighboring communities throughout Davis County and the greater Salt Lake City metro area.
David Jarnagin Insurance - Platinum Insurance Group serves Kaysville, Utah, and the surrounding communities. It handles condo insurance policies for local homeowners and property owners. In its work, the agency addresses specific coverage needs such as dwelling protection, liability, and loss of use for condominium units. It guides clients through the process of understanding what a master policy does and does not cover. To handle a typical job, the agency compares personal property and building coverage options against community association requirements to fill any gaps.
For those needing an annual condo policy review versus immediate liability protection, Choice Plus Insurance provides both recurring plan updates and one-time certificate requests in Kaysville, UT. Their condo insurance agents assess unit improvements, shared building risks, and personal property coverage limits to match homeowners association requirements and local lender stipulations. Professional advice on loss assessment endorsements and water backup exclusions is available. Service operates strictly on an as-needed basis, with no pre-scheduled appointment required.
Metcalfe and Associates specializes in securing policies tailored to the unique requirements of condominium owners, addressing both interior coverage and the building’s master policy gaps. Serving clients in Kaysville, Utah, this agency assists with general property and liability insurance needs, working to align coverage with individual unit values and community association rules. As winter storms can cause water damage or ice dam issues specific to attached units, it helps condominium owners review their policies ahead of the snowy season.
Farmers Insurance - Bob Hackmeister provides standard condo insurance coverage and can tailor specialty add-ons for valuable personal property or loss assessment protection. The agency serves the Kaysville, Utah area by helping local policyholders secure appropriate dwelling coverage and personal liability limits. Beyond individual condo owners, the company can serve commercial sectors that require property and casualty protection, including office spaces, warehouses, and food service operations.
Matthew Murray with Switch Insurance provides residential condo insurance services for owners and associations in Kaysville, Utah. The agency also writes commercial coverage for complex common areas or mixed-use buildings within the surrounding region. Their business focuses on matching individual policies to specific building structures and condo board requirements. Regular visits allow them to adjust coverage during annual policy reviews and address any claim or policy change inquiries that arise between those scheduled appointments.
As winter approaches in Kaysville, condo owners often worry about snow load on their roofs and freezing pipes. Doug Wood - State Farm Insurance Agent offers tailored condo insurance policies that address these seasonal risks and common property concerns. The agency helps clients understand how their master policy and personal coverage work together to protect belongings and liability. Whether you have a newly purchased unit or an existing one, a detailed inspection of your current coverage initiates the process of identifying gaps and ensuring you are properly protected.
What Does a a Condo Insurance Agent in Kaysville Cost?
Typical condo insurance costs in Utah range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your unit value, deductible choice, and location in Kaysville. Higher risk areas or added endorsements like water backup coverage may increase the premium. This is general information and not insurance advice.
About condo insurance agents in Kaysville
Condo insurance agents in Kaysville Utah help owners protect their unit and personal belongings. Utah law requires condo associations to carry a master policy, but owners still need their own HO-6 policy for interior fixtures and liability. An agent can explain how the Utah Condominium Ownership Act affects your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Kaysville do?
A condo insurance agent helps you find an HO-6 policy that covers your unit interior, personal property, and liability. They also explain how your association master policy and your individual policy work together.
Do I need condo insurance in Utah if my association has a master policy?
Yes. The association master policy typically covers the building structure and common areas. Your personal HO-6 policy covers your unit improvements, belongings, and liability. Utah law does not require you to have this coverage, but your lender usually will.
How does the Utah Condominium Ownership Act affect my insurance?
The Act requires associations to maintain property insurance on the common elements. It also defines what is considered part of your unit versus common area. Your agent can help match your policy to these legal definitions.
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